Seller's Agent in 2025
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
(434) 981-9956
84 in this area
116 Total Sales
48 Ponderosa Ln Palmyra, VA 22963
4
Beds
2.5
Baths
2,410
Sq Ft
0.37
Acres
Highlights
- Beach
- Gated Community
- Clubhouse
- Community Boat Launch
- Community Lake
- Deck
About This Home
As of March 2025BEAUTIFUL CUSTOM built Colonial in Lake Monticello. Located in the Golf course area, this home is not your typical Colonial. The EXPANSIVE 2 story foyer is your first taste of how beautiful this home is. The main level offers hardwood flooring throughout, a studio/office with French doors for privacy, a sizable formal dining room and spacious family room with stone fireplace and guest powder room. Additionally, there is a HUGE gourmet kitchen unlike any you will find in a similar home with tons of cabinetry, center island, loads of granite counter space and pantry. The second floor offers a gracious primary bedroom with large walk in closet and en-suite with dual vanities, 4’ shower and soaking tub. There are 3 more sizable bedrooms with a full bath. Bonuses include the oversized front porch, screened in porch off the family room, great deck off the porch and the play set tastefully set in the fenced in shady back yard. And let’s not forget the large storage shed great for all those toys and yard equipment. All of this conveniently located near the golf course, beach 3 and Fairway Clubhouse. This home won’t last! Interior photos coming soon.
Last Agent to Sell the Property
MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583 Listed on: 01/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 2004
Lot Details
- 0.37 Acre Lot
- Picket Fence
- Partially Fenced Property
- Fence is in good condition
- Mature Landscaping
- Property is zoned R-4 Residential
HOA Fees
- $108 Monthly HOA Fees
Home Design
- Concrete Block With Brick
- Vinyl Siding
Interior Spaces
- 2,410 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Dining Room
- Library
- Screened Porch
- Crawl Space
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Car Garage
- Driveway
Outdoor Features
- Deck
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 18A 9 52
Community Details
Overview
- Association fees include beach, boat launch, club house, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup, community dock
- $850 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
Recreation
- Community Boat Launch
- Beach
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Community Playground
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 6, 2025
Closed on
Jan 9, 2025
Sold by
Helgesen Thompson and Helgesen Patricia
Bought by
Adcock William and Adcock Chloe
Seller's Agent
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Sarah Monceaux
AVENUE REALTY, LLC
List Price
$479,900
Sold Price
$479,900
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,468
Avg. Annual Appreciation
15.28%
Original Mortgage
$381,480
Interest Rate
6.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 26, 2017
Sold by
Sneddon Patrick and Sneddon Joan E
Bought by
Thompson Gregg and Thompson Patricia Helgesen
Purchase Details
Closed on
Dec 29, 2004
Sold by
Co D & B Contractors
Bought by
Szarmach Steve F and Szarmach Helene S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,944
Interest Rate
5.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $479,900 | Chicago Title | |
| Deed | $266,000 | Chicago Title | |
| Warranty Deed | $251,181 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $381,480 | New Conventional | |
| Previous Owner | $205,600 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $200,944 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $37,677 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/10/2025 03/10/25 | Sold | $479,900 | 0.0% | $199 / Sq Ft |
| 01/08/2025 01/08/25 | Pending | -- | -- | -- |
| 01/06/2025 01/06/25 | For Sale | $479,900 | -- | $199 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,089 | $411,800 | $30,000 | $381,800 |
| 2024 | $28 | $337,200 | $30,000 | $307,200 |
| 2023 | $2,846 | $337,200 | $30,000 | $307,200 |
| 2022 | $2,497 | $287,000 | $27,500 | $259,500 |
| 2021 | $2,497 | $287,000 | $27,500 | $259,500 |
| 2020 | $2,453 | $265,200 | $27,500 | $237,700 |
| 2019 | $2,453 | $265,200 | $27,500 | $237,700 |
| 2018 | $2,287 | $252,100 | $27,500 | $224,600 |
| 2017 | $2,287 | $252,100 | $27,500 | $224,600 |
| 2016 | $2,248 | $245,100 | $27,500 | $217,600 |
| 2015 | $2,073 | $245,100 | $27,500 | $217,600 |
| 2014 | $2,073 | $235,600 | $27,500 | $208,100 |
Source: Public Records
Agents Affiliated with this Home
-
Iris Helfrich
-
Sarah Monceaux
Buyer's Agent in 2025
Sarah Monceaux
AVENUE REALTY, LLC
(757) 262-7990
41 in this area
85 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 659852
APN: 18A-9-52
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