Bunny French
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 443-5922
9 Total Sales
1 in Lake Monticello
$393,000 Price
48 Ponderosa Ln Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $459,962
4
Beds
2.5
Baths
2,410
Sq Ft
$191/Sq Ft
Est. Value
Highlights
- Beach
- Gated Community
- Clubhouse
- Community Boat Launch
- Community Lake
- Deck
About This Home
As of March 2025BEAUTIFUL CUSTOM built Colonial in Lake Monticello. Located in the Golf course area, this home is not your typical Colonial. The EXPANSIVE 2 story foyer is your first taste of how beautiful this home is. The main level offers hardwood flooring throughout, a studio/office with French doors for privacy, a sizable formal dining room and spacious family room with stone fireplace and guest powder room. Additionally, there is a HUGE gourmet kitchen unlike any you will find in a similar home with tons of cabinetry, center island, loads of granite counter space and pantry. The second floor offers a gracious primary bedroom with large walk in closet and en-suite with dual vanities, 4’ shower and soaking tub. There are 3 more sizable bedrooms with a full bath. Bonuses include the oversized front porch, screened in porch off the family room, great deck off the porch and the play set tastefully set in the fenced in shady back yard. And let’s not forget the large storage shed great for all those toys and yard equipment. All of this conveniently located near the golf course, beach 3 and Fairway Clubhouse. This home won’t last! Interior photos coming soon.
Last Agent to Sell the Property
MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583 Listed on: 01/06/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 2004
Lot Details
- 16,117 Sq Ft Lot
- Picket Fence
- Partially Fenced Property
- Fence is in good condition
- Mature Landscaping
- Property is zoned R-4 Residential
HOA Fees
- $108 Monthly HOA Fees
Home Design
- Concrete Block With Brick
- Vinyl Siding
Interior Spaces
- 2,410 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Dining Room
- Library
- Screened Porch
- Crawl Space
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Car Garage
- Driveway
Outdoor Features
- Deck
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 18A 9 52
Community Details
Overview
- Association fees include beach, boat launch, club house, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup, community dock
- $850 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
Recreation
- Community Boat Launch
- Beach
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Community Playground
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 6, 2025
Closed on
Jan 9, 2025
Sold by
Helgesen Thompson and Helgesen Patricia
Bought by
Seller's Agent
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Sarah Monceaux
AVENUE REALTY, LLC
List Price
$479,900
Sold Price
$479,900
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$19,938
Avg. Annual Appreciation
-2.75%
Original Mortgage
$381,480
Interest Rate
6.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 26, 2017
Sold by
Sneddon Patrick and Sneddon Joan E
Bought by
Thompson Gregg and Thompson Patricia Helgesen
Purchase Details
Closed on
Dec 29, 2004
Sold by
Co D & B Contractors
Bought by
Szarmach Steve F and Szarmach Helene S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,944
Interest Rate
5.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Bunny French
-
Jessica Russo
Jessica Russo
NEST REALTY GROUP
(434) 443-8515
173 Total Sales
7 in Lake Monticello
$309K - $360K Price Range
-
Donna Waugh-Robinson
Donna Waugh-Robinson
CORCORAN WILEY-ORANGE
(540) 732-7742
140 Total Sales
4 in Lake Monticello
$49K - $422K Price Range
-
Ernie Chamberlain
Ernie Chamberlain
Responds QuicklyHometown Realty
(804) 676-6939
535 Total Sales
1 in Lake Monticello
$655,000 Price
-
Aaron Howell
Aaron Howell
STORY HOUSE REAL ESTATE
(434) 216-2352
86 Total Sales
9 in Lake Monticello
$273K - $510K Price Range
-
CECI VAUGHAN
CECI VAUGHAN
JAMIE WHITE REAL ESTATE
(434) 443-7931
22 Total Sales
2 in Lake Monticello
$331,500 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $479,900 | Chicago Title | ||
| Thompson Gregg | $266,000 | Chicago Title | |
| Szarmach Steve F | $251,181 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $381,480 | ||
| Previous Owner | Szarmach Steven F | $205,600 | |
| Previous Owner | Szarmach Steven F | $50,000 | |
| Previous Owner | Szarmach Steve F | $200,944 | |
| Previous Owner | Szarmach Steve F | $37,677 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/10/2025 03/10/25 | Sold | $479,900 | 0.0% | $199 / Sq Ft |
| 01/08/2025 01/08/25 | Pending | -- | -- | -- |
| 01/06/2025 01/06/25 | For Sale | $479,900 | -- | $199 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,109 | $411,800 | $30,000 | $381,800 |
| 2025 | $3,089 | $411,800 | $30,000 | $381,800 |
| 2024 | $28 | $337,200 | $30,000 | $307,200 |
| 2023 | $2,846 | $337,200 | $30,000 | $307,200 |
| 2022 | $2,497 | $287,000 | $27,500 | $259,500 |
| 2021 | $2,497 | $287,000 | $27,500 | $259,500 |
| 2020 | $2,453 | $265,200 | $27,500 | $237,700 |
| 2019 | $2,453 | $265,200 | $27,500 | $237,700 |
| 2018 | $2,287 | $252,100 | $27,500 | $224,600 |
| 2017 | $2,287 | $252,100 | $27,500 | $224,600 |
| 2016 | $2,248 | $245,100 | $27,500 | $217,600 |
| 2015 | $2,073 | $245,100 | $27,500 | $217,600 |
| 2014 | $2,073 | $235,600 | $27,500 | $208,100 |
Source: Public Records
Agents Affiliated with this Home
-
Iris Helfrich
Seller's Agent in 2025
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
(434) 981-9956
75 Total Sales
-
Sarah Monceaux
Buyer's Agent in 2025
Sarah Monceaux
AVENUE REALTY, LLC
(757) 262-7990
87 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 659852
APN: 18A-9-52
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Information is deemed reliable but not guaranteed.
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