481 Ripple Creek Dr Elsmere, KY 41018
3
Beds
2.5
Baths
1,040
Sq Ft
6,098
Sq Ft Lot
Highlights
- Open Floorplan
- Vaulted Ceiling
- Private Yard
- Deck
- Traditional Architecture
- No HOA
About This Home
As of September 2024Spacious updated Bi-level home that needs a new family! Yard completely fenced in with a nice privacy fence for the family and pets. Well maintained home with nothing to do but move in. Fire pit to enjoy on those chilly fall nights or sit on the deck and relax. Newer driveway, shed, LVT throughout, deck, appliances. Custom tile and shower system in primary with Bluetooth fan!
Last Agent to Sell the Property
Howard Hanna Real Estate Services License #222672 Listed on: 08/13/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,843
Year Built
- Built in 1994
Lot Details
- 6,098 Sq Ft Lot
- Fenced
- Sloped Lot
- Cleared Lot
- Private Yard
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Traditional Architecture
- Bi-Level Home
- Poured Concrete
- Shingle Roof
- Vinyl Siding
- Concrete Block And Stucco Construction
Interior Spaces
- 1,040 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Double Hung Windows
- Panel Doors
- Entrance Foyer
- Family Room with entrance to outdoor space
- Family Room
- Living Room
- Storage Room
- Neighborhood Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Laminate Countertops
- Solid Wood Cabinet
Flooring
- Laminate
- Concrete
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Double Vanity
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Laundry in Basement
- Stubbed For A Bathroom
- Basement Storage
Outdoor Features
- Deck
- Fire Pit
- Exterior Lighting
- Shed
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- 220 Volts
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 016-20-00-001.04
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
May 10, 2017
Bought by
Wright Angela C
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,591
Interest Rate
4.02%
Purchase Details
Closed on
Feb 1, 2013
Sold by
Reith Michelle and Winkelman Michelle R
Bought by
Winkelman Duane E
Purchase Details
Closed on
Feb 26, 2009
Sold by
Mckinney Jacob and Mckinney Tracy L
Bought by
Winkelman Michelle R and Winkelman Duane E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,645
Interest Rate
5.15%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 26, 2006
Sold by
Jmac Properties Llc
Bought by
Mckinney Jacob and Mckinney Tracy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.12%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 18, 2004
Sold by
Mckinney Jacob A and Mckinney Tracy L
Bought by
Jmac Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 14, 2000
Sold by
Mckinney Jacob A
Bought by
Smith Richard H and Smith Patricia C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,200
Interest Rate
8.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 24, 1997
Sold by
Smith Richard H
Bought by
Mckinney Jacob A
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $130,000 | Lawyers Title Cincinnati Inc | |
| Deed | -- | None Available | |
| Deed | -- | Kentucky Land Title Agency | |
| Deed | $95,000 | Kentucky Land Title Agency | |
| Deed | $43,000 | -- | |
| Deed | $42,750 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $204,000 | New Conventional | |
| Closed | $130,591 | No Value Available | |
| Closed | -- | No Value Available | |
| Previous Owner | $118,713 | FHA | |
| Previous Owner | $127,645 | FHA | |
| Previous Owner | $100,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $72,000 | Purchase Money Mortgage | |
| Previous Owner | $67,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/06/2024 09/06/24 | Sold | $255,000 | -8.9% | $245 / Sq Ft |
| 08/15/2024 08/15/24 | Pending | -- | -- | -- |
| 08/13/2024 08/13/24 | For Sale | $279,900 | -- | $269 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,843 | $185,200 | $25,000 | $160,200 |
| 2023 | $2,776 | $185,200 | $25,000 | $160,200 |
| 2022 | $2,220 | $133,000 | $25,000 | $108,000 |
| 2021 | $2,248 | $133,000 | $25,000 | $108,000 |
| 2020 | $2,235 | $133,000 | $25,000 | $108,000 |
| 2019 | $2,205 | $133,000 | $25,000 | $108,000 |
| 2018 | $2,251 | $133,000 | $20,000 | $113,000 |
| 2017 | $2,076 | $130,000 | $20,000 | $110,000 |
| 2015 | $2,450 | $130,000 | $20,000 | $110,000 |
| 2014 | $2,396 | $130,000 | $20,000 | $110,000 |
Source: Public Records
Agents Affiliated with this Home
-
Sandra Kaiser
S
Seller's Agent in 2024
Sandra Kaiser
Howard Hanna Real Estate Services
(859) 242-1343
2 in this area
46 Total Sales
-
Gail Watson
G
Buyer's Agent in 2024
Gail Watson
Premier Realty
(859) 586-0206
5 in this area
45 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 625513
APN: 016-20-00-001.04
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 501 Ripple Creek Dr
- 1539 Raintree Ct
- 408 Florence Ct
- 1127 Pebble Creek Dr
- 1427 Plateau St
- 3288 Kingsburg Ct
- 3604 Concord Dr
- 922 Central Row Rd
- 7763 E Covered Bridge Dr
- 109 Walnut St
- 3789 Luke Ln
- 3776 Feather Ln
- 510 Fox St
- 455 Merravay Dr
- 100 Sanders Dr
- 108 Eastern Ave
- 217 Buckner St
- 40 Westwood Dr
- 67 Eastern Ave
- 90 Sanders Dr