NOT LISTED FOR SALE

483 Ridgeway St Saint Joseph, MI 49085

Estimated Value: $566,761 - $716,000

3 Beds
3 Baths
1,932 Sq Ft
$325/Sq Ft Est. Value

Last Sold May 05, 2015

Last sale price $295,000 $153 Per Sq Ft

Est. 113% increase in value since last sale

Current estimated payment $4,269/month

25 Days on Market

Highlights

  • Water Access
  • Deck
  • 1 Car Attached Garage
  • Upton Middle School Rated A
  • Wood Flooring
  • Eat-In Kitchen

About This Home

As of May 2015

Charming updated 2000 square foot cottage with 3 bedrooms and 3 full baths fust a short walk city Marina, Yacht club and 2 Lake Michigan beaches.

Last Agent to Sell the Property

Thomas Allen

Allen Realty License #6502350309 Listed on: 03/19/2015

Last Buyer's Agent

Thomas Allen

Allen Realty License #6502350309 Listed on: 03/19/2015

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1922

Lot Details

  • 5,000 Sq Ft Lot
  • Lot Dimensions are 50x100
  • Decorative Fence
  • Shrub
  • Back Yard Fenced
  • Property is zoned 401-Residential, 401-Residential

Parking

  • 1 Car Attached Garage

Home Design

  • Bungalow
  • Composition Roof
  • Wood Siding
  • Shingle Siding

Interior Spaces

  • 1,932 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Dining Area
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Water Access
  • Property is near a lake
  • Deck
  • Patio

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1922

Lot Details

5,000 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • Stories: 2
  • Year Built: 1922
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 149.59
  • General Property Info:Lot Dimensions: 50x100
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1932.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 8110.0
  • Tax Info:Zoning3: 401-Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: Yes
  • Appliances Microwave: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • Landscape:Decor Fence: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 1932.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Architectural Style Bungalow: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Flooring: Wood
  • Interior Amenities: Eat-in Kitchen
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space, Partial
  • LivingArea: 1932.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 373.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Shingle Siding, Wood Siding
  • Fencing: Fenced Back
  • List Price: 289000.0
  • Patio and Porch Features: Deck, Patio
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Shingle Siding: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Lot Info

  • Lot Size Acres: 0.11
  • Lot Size Area: 0.11
  • Lot Dimensions: 50x100
  • Lot Size Sq Ft: 5000.0
  • Zoning Description: 401-Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8110.0
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 21, 2020
Sold by
Baigorria Louis and Baigorria Julie
Bought by
The Baigorria Family Rlt
Current Estimated Value
$627,190

Purchase Details

Listed on
Mar 19, 2015
Closed on
Apr 16, 2015
Sold by
Flagstar Bank Fsb
Bought by
Balgorria Louis and Balgorria Julie
Seller's Agent
Thomas Allen
Allen Realty
Buyer's Agent
Thomas Allen
Allen Realty
List Price
$289,000
Sold Price
$295,000
Premium/Discount to List
$6,000
2.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.16%

Purchase Details

Listed on
Mar 19, 2015
Closed on
Mar 25, 2015
Sold by
Central Mortgage
Bought by
Flagstar Bank
Seller's Agent
Thomas Allen
Allen Realty
Buyer's Agent
Thomas Allen
Allen Realty
List Price
$289,000
Sold Price
$295,000
Premium/Discount to List
$6,000
2.08%

Purchase Details

Closed on
Feb 12, 2015
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Central Mortgage

Purchase Details

Closed on
Jun 5, 2014
Sold by
Hesemann Mark F and Central Mortgage Company
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Apr 8, 2005
Sold by
Brown Kathy Lynn and Brown Jeffrey M
Bought by
Hesemann Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
5.75%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 22, 1995

Purchase Details

Closed on
Oct 15, 1993

Purchase Details

Closed on
Feb 15, 1989
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
The Baigorria Family Rlt -- None Available
Balgorria Louis $295,000 Attorneys Title Agency Llc
Flagstar Bank Fsb -- A S K Services Inc
Flagstar Bank -- None Available
Central Mortgage -- None Available
Federal Home Loan Mortgage Corporation -- None Available
Hesemann Mark $418,000 Chicago Title Insurance
-- $157,900 --
-- $157,900 --
-- $63,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hesemann Mark $334,400
Closed Hesemann Mark $83,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/05/2015 05/05/15 Sold $295,000 +2.1% $153 / Sq Ft
04/13/2015 04/13/15 Pending -- -- --
03/19/2015 03/19/15 For Sale $289,000 0.0% $150 / Sq Ft
10/24/2012 10/24/12 Rented -- -- --
10/24/2012 10/24/12 Under Contract -- -- --
10/10/2012 10/10/12 For Rent $1,200 -- --
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,003 $278,400 $0 $0
2024 $10,902 $216,100 $0 $0
2023 $10,054 $182,600 $0 $0
2022 $9,590 $166,100 $0 $0
2021 $10,539 $186,000 $85,400 $100,600
2020 $10,396 $187,700 $0 $0
2019 $10,281 $171,200 $84,300 $86,900
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2015

    Thomas Allen

    Allen Realty

    (269) 470-1111

    7 in this area

    29 Total Sales

    Thomas Allen
    Section Image
  • Kerry Wright

    Seller's Agent in 2012

    Kerry Wright

    Wright Properties

    (269) 369-4640

    82 in this area

    207 Total Sales

    Kerry Wright
    Section Image

  • M

    Buyer's Agent in 2012

    Michele Kaiser

    @ Properties

    (269) 469-0700

    15 in this area

    92 Total Sales

    Michele Kaiser
    Section Image
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Map

Source: MichRIC

MLS Number: 15011388

MichRIC

APN: 11-76-1900-0118-00-2

Michigan Berrien County Saint Joseph 49085

483 Ridgeway St, Saint Joseph, MI

Not Listed for Sale

Detached

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MichRIC Information is deemed reliable but not guaranteed.
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