NOT LISTED FOR SALE

487 Cardinal Dr Lusby, MD 20657

Estimated Value: $389,000 - $427,251

3 Beds
2 Baths
1,675 Sq Ft
$242/Sq Ft Est. Value

Last Sold October 25, 2019

Last sale price $255,000 $152 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $2,474/month

5 Days on Market

Highlights

  • Home fronts navigable water
  • Open Floorplan
  • Space For Rooms
  • Canoe or Kayak Water Access
  • Contemporary Architecture
  • Main Floor Bedroom

About This Home

As of October 2019

Beautifully updated waterfront home on .58 acres located on Lake Charming in Drum Point. The open-concept main living area boosts high vaulted ceilings that allow for the natural light to come pouring in! The kitchen has been very recently renovated with new flooring, tile, appliances, and granite countertops. The family room on the main level would be a great space to convert into a large master suite! Two of the three bedrooms have walk-in closets for extra storage. There is a wood stove located in the walk-out basement, which is great for keeping the home nice and warm during the cold winter months. The fenced in backyard is the perfect place for entertaining, outdoor activities, or just relaxing after a long day.

Last Agent to Sell the Property

Shelly Alonso

(443) 975-7555 kara@samsonproperties.net Samson Properties Listed on: 09/17/2019

Samson Properties

Last Buyer's Agent

Juliet Brown

(301) 934-9985 julietrose.brown@gmail.com Residential Plus Real Estate Services License #534205

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,866

Year Built

  • Built in 1995

Lot Details

  • 25,221 Sq Ft Lot
  • Home fronts navigable water
  • Split Lakefront
  • Back Yard Fenced
  • Property is in very good condition

HOA Fees

  • $9 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 1 Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dishwasher
  • Attic

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • Walk-In Closet

Unfinished Basement

  • Heated Basement
  • Walk-Out Basement
  • Side Basement Entry
  • Space For Rooms
  • Laundry in Basement
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Cable TV Available

Community Details

  • Drum Point Property Owners Association (Dppoa) HOA, Phone Number (410) 326-6148
  • Drum Point Subdivision

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 0501176269

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,866

Year Built

Built in 1995

Lot Details

0.58 Acres

HOA Fees

$9 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2019-09-17
  • Year Built: 1995
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher
  • Flooring Type: Carpet, Laminated
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Recessed Lighting, Skylight(s), Walk-In Closet(s)
  • Fireplaces Count: 1
  • Fireplace: No
  • Wall Ceiling Types: High, 9'+ Ceilings
  • Levels Count: 3+
  • Room List: Living Room, Kitchen, Family Room
  • Basement: Yes
  • Basement Type: Daylight, Partial, Heated, Side Entrance, Space For Rooms, Unfinished, Walkout Level, Windows
  • Laundry Type: Basement
  • Total Sq Ft: 2534
  • Living Area Sq Ft: 1675
  • Price Per Sq Ft: 152.18
  • Above Grade Finished Sq Ft: 1675
  • Below Grade Sq Ft: 859
  • Total Below Grade Sq Ft: 859
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Spa: No
  • Water Access Features: Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: Lake Charming
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 106.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: DRUM POINT PROPERTY OWNERS ASSOCIATION (DPPOA)
  • HOA Phone: (410) 326-6148
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Rear
  • Improvement Assessed Value: 179000.00
  • Land Assessed Value: 80000.00
  • Lot Size Acres: 0.58
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25221.00
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14941920
  • Tax Annual Amount: 2866.00
  • Assessor Parcel Number: 0501176269
  • Tax Lot: 8
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

Multi Family

  • Waterfront Features: Split Lakefront

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 17, 2025
Sold by
Jaso Cynthia
Bought by
Jaso Cynthia and Jackson Rebecca
Current Estimated Value
$405,563

Purchase Details

Closed on
Jan 11, 2021
Sold by
Jackson Dale W and Jackson Rebecca
Bought by
Jaso Julian S

Purchase Details

Listed on
Sep 17, 2019
Closed on
Oct 25, 2019
Sold by
Mattingly Kyle and Mattingly Jenna
Bought by
Jackson Dale W and Jackson Rebecca
Seller's Agent
Shelly Alonso
Samson Properties
Buyer's Agent
Juliet Brown
Residential Plus Real Estate Services
List Price
$254,900
Sold Price
$255,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.50%
Original Mortgage
$200,000
Interest Rate
3.5%

Purchase Details

Listed on
Jul 27, 2015
Closed on
Oct 8, 2015
Sold by
Bevan James J and Bevan Pamela J
Bought by
Mattingly Kyle and Mozingo Jenna
Seller's Agent
Laura Zurl
CENTURY 21 New Millennium
Buyer's Agent
David Alonso
Keller Williams Select Realtors of Annapolis
List Price
$239,900
Sold Price
$235,000
Premium/Discount to List
-$4,900
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.04%
Original Mortgage
$239,795
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 29, 2000
Sold by
Stiffler Rome O and Stiffler Janet R
Bought by
Bevan James J and Bevan Pamela J

Purchase Details

Closed on
Dec 19, 1995
Sold by
R & A Contractors Inc
Bought by
Stiffler Rome O and Stiffler Janet R

Purchase Details

Closed on
Jun 20, 1995
Sold by
Dellanno V V
Bought by
R & A Contr Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jaso Cynthia -- None Listed On Document
Jaso Cynthia -- None Listed On Document
Jaso Julian S -- Accommodation
Jackson Dale W $255,000 Aspect Title & Escrow Llc
Mattingly Kyle $235,000 Southern Maryland Title
Bevan James J $152,000 --
Stiffler Rome O $129,500 --
R & A Contr Inc $19,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Jackson Dale W $200,000
Previous Owner Mattingly Kyle $239,795
Closed Stiffler Rome O --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/25/2019 10/25/19 Sold $255,000 0.0% $152 / Sq Ft
09/22/2019 09/22/19 Pending -- -- --
09/22/2019 09/22/19 For Sale $254,900 0.0% $152 / Sq Ft
09/17/2019 09/17/19 Off Market $255,000 -- --
09/17/2019 09/17/19 For Sale $254,900 +8.5% $152 / Sq Ft
10/08/2015 10/08/15 Sold $235,000 -2.0% $140 / Sq Ft View Prior Sale
10/06/2015 10/06/15 Price Changed $239,900 0.0% $143 / Sq Ft
08/11/2015 08/11/15 Pending -- -- --
07/27/2015 07/27/15 For Sale $239,900 -- $143 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,984 $332,400 $0 $0
2024 $3,643 $301,300 $0 $0
2023 $3,196 $270,200 $73,200 $197,000
2022 $3,155 $266,467 $0 $0
2021 $6,309 $262,733 $0 $0
2020 $3,024 $259,000 $80,000 $179,000
2019 $2,587 $246,600 $0 $0
2018 $2,457 $234,200 $0 $0
2017 $2,602 $221,800 $0 $0
2016 -- $216,500 $0 $0
2015 $2,988 $211,200 $0 $0
2014 $2,988 $205,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA172092

Bright MLS

APN: 01-176269

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