NOT LISTED FOR SALE

4870 Otter Lake Rd Saint Paul, MN 55110

Estimated Value: $543,000

4 Beds
2 Baths
1,775 Sq Ft
$306/Sq Ft Est. Value

Last Sold November 16, 2022

Last sale price $508,000 $286 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,433/month

1 Day on Market

Highlights

  • 59,242 Sq Ft lot
  • Main Floor Primary Bedroom
  • Home Office
  • Living Room with Fireplace
  • No HOA
  • The kitchen features windows

About This Home

As of November 2022

This home is back on the market and NOW INCLUDES THE FRONT LOT in the sale price!! The epitome of charm and now with a beautiful large beautiful front lot. 1.36 acres total and within walking/biking distance to downtown White Bear Lake and near Tamarack Nature Center! Built in the 1930’s, it's a perfect blend of cozy cottage with knotty pine and fireplaces in both the living room and office. Updated kitchen and baths. A windowed breakfast nook, and screened-in porch. One bedroom on the main level and the office could be a 5th bedroom. Exterior has been freshly painted and home professionally cleaned. Beauty surrounds you! A greatvalue in a very desirable location!

Last Agent to Sell the Property

Kim Koniar

Coldwell Banker Realty Brokerage Phone: 651-895-5857 Listed on: 10/25/2022

Coldwell Banker Realty

Co-Listed By

Cathy Storey

Coldwell Banker Realty Brokerage Phone: 651-895-5857

Last Buyer's Agent

Michael Boege

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,620

Year Built

  • Built in 1939

Lot Details

  • 1.36 Acre Lot
  • Lot Dimensions are 202x300x172x50x30x250

Parking

  • 4 Car Garage
  • Garage Door Opener

Home Design

  • Pitched Roof

Interior Spaces

  • 1,775 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces
  • Home Office

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Drain

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Well

Community Details

  • No Home Owners Association
  • Auditors Sub 83 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,620

Year Built

Built in 1939

Lot Details

0

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 4
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected, Well
  • Year Built: 1939
  • Above Grade Finished Sq Ft: 1775
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 651-895-5857
  • Attribution Contact: 651-895-5857
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Full, Unfinished
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Living Room, Other, Wood Burning
  • Living Area: 1775
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Office, Three Season Porch, Patio

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Patio,Screened,Side Porch

Garage/Parking

  • Parking Features: Detached, Asphalt, Garage Door Opener
  • Garage Square Feet: 840

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: French Doors,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,Tile Floors,Washer/Dryer Hookup

Schools

  • Junior High Dist: White Bear Lake
  • SchoolDistrictNumber: 624
  • SchoolDistrictPhone: 651-407-7500

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 202x300x172x50x30x250
  • Lot Size Sq Ft: 59241.6
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: TBD
  • Tax Annual Amount: 5620
  • TaxWithAssessments: 5678.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2022
Closed on
Nov 16, 2022
Sold by
Prelude Holdings Llc
Bought by
Cunningham Roger Glen and Cunningham Melissa Pollak
Seller's Agent
Kim Koniar
Coldwell Banker Realty
Buyer's Agent
Michael Boege
Coldwell Banker Realty
List Price
$540,000
Sold Price
$508,000
Premium/Discount to List
-$32,000
-5.93%
Current Estimated Value
$543,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,000
Original Mortgage
$482,600
Outstanding Balance
$467,608
Interest Rate
6.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2022
Sold by
Prelude Holdings Llc
Bought by
Gillespie Kimberly and Gillespie Kyle

Purchase Details

Closed on
Jun 2, 2020
Sold by
Hogerton Peter B and Hogerton Cynthia M
Bought by
Prelude Holdings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,000
Interest Rate
3.1%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cunningham Roger Glen $508,000 Burnet Title
Cunningham Roger $508,000 --
Gillespie Kimberly $84,188 --
Desjardins Matthew $7,869 --
Prelude Holdings Llc $445,000 Burnet Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cunningham Roger $482,600
Closed Cunningham Roger Glen $482,600
Previous Owner Prelude Holdings Llc $356,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/16/2022 11/16/22 Sold $508,000 -5.9% $286 / Sq Ft
10/26/2022 10/26/22 Pending -- -- --
10/25/2022 10/25/22 For Sale $540,000 -- $304 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2022 $5,678 $483,100 $198,100 $285,000
2021 $5,520 $424,000 $198,100 $225,900
2020 $5,564 $422,900 $198,100 $224,800
2019 $4,432 $399,400 $198,100 $201,300
2018 $4,346 $345,500 $198,100 $147,400
2017 $2,049 $348,000 $198,100 $149,900
2016 $4,422 $0 $0 $0
2015 $4,196 $330,900 $185,800 $145,100
2014 $3,834 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6300354

NorthstarMLS

APN: 15-30-22-13-0079