4895 Eagle Ridge Rd Loretto, MN 55357
Independence AreaEstimated payment $6,160/month
Highlights
- Heated Floors
- Deck
- No HOA
- Delano Elementary School Rated A
- Family Room with Fireplace
- 7 Car Garage
About This Home
Just reduced! Custom-built 5BR/4BA estate on 4.5 private, wooded acres in Eagle Ridge Estates, Independence — minutes from the west metro. The main level lives easy with hardwood floors throughout, a maple kitchen with solid-surface counters and a center island, a sun-drenched four-season porch, a formal dining room, and a fireplace-anchored living room plus a glass-French-door den. Upstairs, four bedrooms include a private primary suite with walk-in closet and full ensuite bath. The walkout lower level adds a second fireplace, wet bar with full-size fridge, a fifth bedroom, full bath, and a screened porch with doggie door — ideal for guests or multigenerational living. Outside: a deck, patio, paver patio, and covered front porch, all set off by low-voltage exterior lighting amid mature trees — including a private apple orchard with Haralson, Zestar, and Honeycrisp trees. For car enthusiasts and hobbyists, this property offers a rare 7-stall total garage — a heated 3-car attached garage, plus a 4-car detached garage featuring in-floor radiant heat, mini-split A/C, and a spacious upper-level loft for storage or a versatile bonus space. Fiber internet keeps you fully connected out here, so remote work and streaming are no compromise. A true blend of privacy, comfort, and function on one of the area's most desirable acreage lots.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,893
Year Built
- Built in 1999
Lot Details
- Lot Dimensions are 221x699x298x737
- Street terminates at a dead end
- Rural Setting
- Few Trees
Parking
- 7 Car Garage
- Parking Storage or Cabinetry
- Heated Garage
- Insulated Garage
- Garage Door Opener
Home Design
- Shop House
- Poured Concrete
- Frame Construction
- Pitched Roof
- Architectural Shingle Roof
- Stone Exterior Construction
- Cement Board or Planked
Interior Spaces
- 2-Story Property
- Central Vacuum
- Whole House Fan
- Free Standing Fireplace
- Gas Fireplace
- Family Room with Fireplace
- 3 Fireplaces
- Living Room with Fireplace
- Utility Room Floor Drain
- Heated Floors
Kitchen
- Range
- Microwave
- Dishwasher
- ENERGY STAR Qualified Appliances
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Drain
- Basement Storage
- Basement Window Egress
Outdoor Features
- Deck
- Screened Patio
- Front Porch
Utilities
- Forced Air Zoned Cooling and Heating System
- Mini Split Air Conditioners
- Boiler Heating System
- Water Filtration System
- Private Water Source
- Well
- Gas Water Heater
- Water Softener is Owned
- Septic System
Additional Features
- Smart Technology
- Air Exchanger
Community Details
- No Home Owners Association
- Eagle Ridge Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 0111824140006
3D Interior and Exterior Tours
Floorplans
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,893 | $714,500 | $175,500 | $539,000 |
| 2024 | $8,334 | $678,700 | $169,000 | $509,700 |
| 2023 | $8,138 | $678,000 | $156,000 | $522,000 |
| 2022 | $7,559 | $641,000 | $156,000 | $485,000 |
| 2021 | $7,535 | $544,000 | $124,000 | $420,000 |
| 2020 | $7,293 | $536,000 | $124,000 | $412,000 |
| 2019 | $7,271 | $506,000 | $109,000 | $397,000 |
| 2018 | $7,425 | $485,000 | $109,000 | $376,000 |
| 2017 | $6,658 | $423,000 | $104,000 | $319,000 |
| 2016 | $6,707 | $411,000 | $109,000 | $302,000 |
| 2015 | $5,550 | $419,000 | $127,000 | $292,000 |
| 2014 | -- | $391,000 | $109,000 | $282,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/21/2026 07/21/26 | Price Changed | $985,900 | -6.1% | $287 / Sq Ft |
| 06/30/2026 06/30/26 | Price Changed | $1,050,000 | -4.5% | $306 / Sq Ft |
| 06/16/2026 06/16/26 | Price Changed | $1,099,000 | -4.4% | $320 / Sq Ft |
| 05/07/2026 05/07/26 | For Sale | $1,150,000 | -- | $335 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $69,900 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $340,000 | New Conventional | |
| Previous Owner | $154,338 | New Conventional |
About the Listing Agent
Since 2005, I have had the privilege of helping Buyers and Sellers achieve their real estate dreams throughout the Twin Cities. With nearly two decades of experience, I specialize in residential real estate, including single-family homes, condominiums, townhomes, new construction, luxury properties, and investment properties. My client base consists largely of friends and referrals, a testament to the trust and results I deliver. Whether you are a first-time buyer, a seasoned investor, or
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Source: NorthstarMLS
MLS Number: 7063146
APN: 01-118-24-14-0006
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Ask me questions while you tour the home.