$490,000
SOLD OCT 3, 2025

490 Temperance St Unit E403 Saint Paul, MN 55101

Downtown Neighborhood
2 Beds
2.5 Baths
2,373 Sq Ft
$1,028/mo HOA Fee

Recently Sold

$206 Per Sq Ft

2% Below List Price

139 Days on Market

Highlights

  • City View
  • Deck
  • Den
  • 2,178 Sq Ft lot
  • Two Way Fireplace
  • 2-minute walk to Wacouta Commons

About This Home

As of October 2025

You'll love calling this stunning, one-level-living, top-floor condo HOME! Stylishly updated with new HDWD floors, granite countertops, Hunter Douglas shades, cherry cabinets, SSL appliances, Dutch Marmoleum floors, Miele laundry appliances and so much more! Entertaining friends and family is a breeze with a blend of open concept living, modern decor, 2-sided fireplace and a spacious 2nd bedroom with 3/4 bath plus an awesome primary suite with dual sinks, separate tub & shower, jacuzzi and 2 walk-in closets! You'll love watching the sunset from one of 2 balconies as the alluring city lights come to life, catching a Saints game, enjoying a concert at Mears Park or getting dinner at any of the many restaurants all within walking distance! Inside there's a pantry & storage room plus 2 secure, heated parking spaces with additional storage! Conveniently located near upscale dining, theaters, CHS field, Mears Park, St. Paul Farmer’s market, Xcel Energy Center, bike trails, light rail, museums, and more! All this one needs is you!

Last Agent to Sell the Property

Brian Johnson

Edina Realty, Inc. Listed on: 04/29/2025

Edina Realty, Inc.

Last Buyer's Agent

Jason Koenig

Coldwell Banker Realty

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,754

Year Built

  • Built in 2005

HOA Fees

  • $1,028 Monthly HOA Fees

Parking

  • Subterranean Parking
  • Heated Garage
  • Garage Door Opener
  • Secure Parking

Interior Spaces

  • 2,373 Sq Ft Home
  • 1-Story Property
  • Two Way Fireplace
  • Gas Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Sitting Room
  • Combination Dining and Living Room
  • Den
  • City Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Additional Features

  • Accessible Elevator Installed
  • Deck
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include maintenance structure, controlled access, hazard insurance, internet, lawn care, ground maintenance, parking, professional mgmt, trash, security, snow removal
  • First Service Residential Association, Phone Number (952) 227-2700
  • High-Rise Condominium

Listing and Financial Details

  • Assessor Parcel Number 312922420058

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,754

Year Built

Built in 2005

Lot Details

0

HOA Fees

$1,028 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: High Rise
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Accessible Elevator Installed, Hallways 42"+
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Monthly
  • Year Built: 2005
  • Above Grade Finished Sq Ft: 2373
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Fireplace Features: Two Sided, Gas, Living Room
  • Living Area: 2373
  • Basement YN: No
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Sitting Room, Den, Laundry, Foyer, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Neighborhood: Downtown
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Garage Door Opener, Heated Garage, Secured, Underground

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Structure, Controlled Access, Hazard Insurance, Internet, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Trash, Security, Snow Removal
  • Phone: 952-227-2700
  • Association Fee: 1028
  • Association: Yes
  • Amenities Unit: Balcony,Ceiling Fan(s),City View,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Tile Floors,Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: First Service Residential

Schools

  • Junior High Dist: St. Paul
  • SchoolDistrictPhone: 651-767-8100

Lot Info

  • PropertyAttachedYN: Yes
  • Lot Size: common
  • Lot Size Sq Ft: 2178
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 312922420058
  • Tax Annual Amount: 7754
  • TaxWithAssessments: 7754.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Oct 3, 2025
Sold by
Clayton Frederic and Jorn Linda
Bought by
Haley Gary and Haley Mary
Seller's Agent
Brian Johnson
Edina Realty, Inc.
Buyer's Agent
Jason Koenig
Coldwell Banker Realty
List Price
$500,000
Sold Price
$490,000
Premium/Discount to List
-$10,000
-2%
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.86%
Original Mortgage
$254,800
Outstanding Balance
$254,800
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$244,615
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 Edina Realty Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $254,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Sold $490,000 -2.0% $206 / Sq Ft
09/15/2025 09/15/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $500,000 -- $211 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,754 $468,600 $1,000 $467,600
2023 $7,754 $505,000 $1,000 $504,000
2022 $7,996 $503,500 $1,000 $502,500
2021 $7,708 $496,800 $1,000 $495,800
2020 $8,304 $496,800 $1,000 $495,800
2019 $8,408 $496,800 $1,000 $495,800
2018 $7,532 $496,800 $1,000 $495,800
2017 $7,150 $456,200 $1,000 $455,200
2016 $7,796 $0 $0 $0
2015 $6,262 $463,600 $23,200 $440,400
2014 $5,644 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6713155

NorthstarMLS

APN: 31-29-22-42-0058