NOT LISTED FOR SALE

490 Two Rivers Dr Troy, VA 22974

Estimated Value: $546,000 - $644,000

3 Beds
2.5 Baths
2,316 Sq Ft
$256/Sq Ft Est. Value

Last Sold August 17, 2022

Last sale price $525,000 $227 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $3,511/month

6 Days on Market

Highlights

  • Outdoor Pool
  • Multiple Fireplaces
  • Wood Flooring
  • Secluded Lot
  • Partially Wooded Lot
  • Garden View

About This Home

As of August 2022

OPEN HOUSE CANCELLED! This 3 bed, 2.5 bath MEADE CONSTRUCTION home has FIBER-OPTIC & FIREFLY INTERNET & is located on TWO PICTURESQUE LOTS (1.446 ACRES TOTAL) within a PRIVATE CUL-DE-SAC, within TWO RIVERS NEIGHBORHOOD & walking distance to the RIVANNA RIVER! Endless improvements include: an IN-GROUND 14'X28' SALTWATER POOL, extensive SUNNY PATIO, a fully FENCED-IN YARD, FOUR-SEASON 12'X16' SUNROOM, large backyard SHED WORKSHOP with electricity & endless storage options, water softener, and RENOVATED KITCHEN featuring STAINLESS STEEL & GRANITE COUNTERTOPS, custom WHITE CABINETS, and an open concept view to the Living Room with GAS FIREPLACE, just perfect for entertaining! This home and property is truly an UNPARALLELED OPPORTUNITY!

Last Agent to Sell the Property

Sasha Tripp

STORY HOUSE REAL ESTATE License #0225180969 Listed on: 07/11/2022

Last Buyer's Agent

Sandy Morris

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225175332

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,995

Year Built

  • Built in 2014

Lot Details

  • 1.45 Acre Lot
  • Cul-De-Sac
  • Property is Fully Fenced
  • Board Fence
  • Wire Fence
  • Fence is in good condition
  • Landscaped
  • Secluded Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Private Yard
  • Garden
  • Property is zoned A-1 Agricultural

HOA Fees

  • $58 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Composition Shingle Roof
  • Stone Siding

Interior Spaces

  • 2,316 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • Multiple Fireplaces
  • Gas Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Mud Room
  • Entrance Foyer
  • Living Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Loft
  • Sun or Florida Room
  • Garden Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • Double Vanity

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Automatic Garage Door Opener
  • Driveway

Outdoor Features

  • Outdoor Pool
  • Storage Shed
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 9 9 16

Community Details

Overview

  • Association fees include area maint, play area
  • Built by MEADE CONSTRUCTION, LLC
  • Two Rivers Subdivision

Amenities

  • Picnic Area

Recreation

  • Community Playground
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,995

Year Built

Built in 2014

Lot Details

0

HOA Fees

$58 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2316
  • Dependencies: Workshop
  • Design: Craftsman
  • Division Rights: Yes
  • L V T Date: 07/14/2022
  • Parcel Number: 9 9 16
  • Price Per Sq Ft: 226.68
  • Property Excluded: House generator
  • Property Included: Shed, house generator lockout switch, water trough water feature, pool supplies, kitchen appliances, washer, dryer, window blinds, light fixtures
  • Show Bldr Nameto Public: Yes
  • Total Sq Ft: 2756
  • Total Unfinished Sq Ft: 440
  • Type of Construction: On Site Built
  • Zoning: A-1 Agricultural
  • Subdivision: TWO RIVERS
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Dining Roo1|Kitchen1|Breakfast1|Living Roo1|Half Bath1|Laundry1|Mud Room1|Sun Room1|Master Bed2|Master BTH2|Loft2|Bedroom2|Full Bath2|Bedroom2|Bedroom2|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: Gas, One
  • Laundry: Dryer, Washer
  • Basement Type: Crawl
  • Room 1: Foyer,On Level: 1
  • Room 2: Dining Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Breakfast Room,On Level: 1
  • Room 5: Living Room,On Level: 1
  • Room 6: Half Bath,On Level: 1
  • Room 7: Laundry,On Level: 1
  • Room 8: Mud Room,On Level: 1
  • Room 9: Sun Room,On Level: 1
  • Room 10: Master Bedroom,On Level: 2
  • Room 11: Master Bath,On Level: 2
  • Room 12: Loft,On Level: 2
  • Room 13: Bedroom,On Level: 2
  • Room 14: Full Bath,On Level: 2
  • Room 15: Bedroom,On Level: 2
  • Room 16: Bedroom,On Level: 2
  • Total Finished Sq Ft: 2316
  • Above Grade Finished Sq Ft: 2316
  • Bathroom: Attach Mstr Bath, Ceramic Tile, Separate Vanities
  • Fireplace Location: Living Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Disposal, Gas Range, Pantry, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Granite, Stainless Steel Counter, White Cabinets
  • Land Description: Garden Spot, Landscaped, Partly Cleared, Partly Wooded, Private, Secluded Lot
  • Level: 2 Story
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Breakfast Room, Dining Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Loft, Master Bedroom, Mud Room, Sun Room
  • Room Types Level1: Breakfast Room (L1), Dining Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Mud Room (L1), Sun Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Loft (L2+), Master Bedroom (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Fence: Aluminum, Board, Condition Good, Woven Wire
  • Homebuilder: MEADE CONSTRUCTION, LLC
  • Exterior: Fiber Cement, Stone
  • Number Of Acres: 1.45
  • Pool: Yes
  • Pool: Private
  • Roof: Composition Shingle
  • Structure Deck Porch: Patio, Porch - Front
  • Structure Features: Dual Vanities, Renovated, Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Security: Smoke Detector(s)
  • Structure Window Ceiling: 9' Ceilings, Insulated Windows, Low-E Windows, Screens, Tilt Sash Windows
  • View: Garden View, Residential View, Wooded View
  • Yard: Fenced, Formal Gardens, Landscaped, Nearly Level, Private, Sunny

Garage/Parking

  • Garage: Yes
  • Driveway: Asphalt
  • Unfinished Above Grade Garage: 440
  • Garage Features: Attached, Auto Door, Electricity, Faces Front, Windows
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 440

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Forced Air
  • Cable Available: DSL, Fiber-Optic
  • Gas: Liquid Propane
  • Sewer/Septic System: Septic Tank
  • Water: Individual Well

Condo/Co-op/Association

  • HOA/COA Amenities: Picnic Area, Play Area, Walk/Run Trails
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Play Area
  • Association Fee: 700

Lot Info

  • Lot Features: Cul-de-sac, Fenced Fully, Garden Space, Storage Shed

Building Info

  • Year Built: 2014

Tax Info

  • Year: 2021
  • Taxes: 2994.99

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 10, 2023
Sold by
Nowlin Thomas Edward and Nowlin Chenoa Danielle
Bought by
Nudelman Joshua Seth and Nudelman Rachel Marie
Current Estimated Value
$594,016

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$522,500
Outstanding Balance
$506,649
Interest Rate
6.32%
Mortgage Type
VA
Estimated Equity
$87,367

Purchase Details

Listed on
Jul 11, 2022
Closed on
Aug 11, 2022
Sold by
Holt Russell M and Holt Martha G
Bought by
Nowlin Thomas Edward and Nowlin Chenoa Danielle
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$475,000
Sold Price
$525,000
Premium/Discount to List
$50,000
10.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$525,000
Interest Rate
5.3%
Mortgage Type
VA

Purchase Details

Closed on
Dec 14, 2015
Sold by
Holt Russell M and Holt Martha G
Bought by
Goshorn Barbara Wright

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
3.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 1, 2015
Sold by
Eager Patricia Benta and Eager Revocable Trust
Bought by
Holt Russel M and Holt Martha M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
3.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 18, 2015
Sold by
Alfano David A and Alfano Michelle U
Bought by
Holt Russell M and Holt Martha G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,200
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 9, 2015
Sold by
Eager Trust
Bought by
Meade Construction Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,200
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2015
Sold by
Meade Construction Llc
Bought by
Alfano David A and Alfano Michelle U

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,200
Interest Rate
3.99%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nudelman Joshua Seth $522,500 None Listed On Document
Nowlin Thomas Edward $525,000 Stewart Title Guaranty Company
Goshorn Barbara Wright $36,000 --
Holt Russel M -- --
Holt Russell M $304,000 Chicago Title
Meade Construction Llc $45,000 --
Alfano David A $281,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nudelman Joshua Seth $522,500
Previous Owner Nowlin Thomas Edward $525,000
Previous Owner Goshorn Barbara Wright $36,000
Previous Owner Holt Russell M $243,200
Previous Owner Alfano David A $225,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/17/2022 08/17/22 Sold $525,000 +10.5% $227 / Sq Ft
07/17/2022 07/17/22 Pending -- -- --
07/11/2022 07/11/22 For Sale $475,000 -- $205 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,931 $524,180 $50,000 $474,180
2024 $3,740 $443,100 $50,000 $393,100
2023 $3,740 $443,100 $50,000 $393,100
2022 $2,948 $338,800 $45,000 $293,800
2021 $2,948 $338,800 $45,000 $293,800
2020 $3,025 $327,000 $45,000 $282,000
2019 $3,025 $327,000 $45,000 $282,000
2018 $2,599 $286,500 $45,000 $241,500
2017 $2,599 $286,500 $45,000 $241,500
2016 $2,677 $291,900 $45,000 $246,900
2015 $308 $291,900 $45,000 $246,900
2014 $308 $35,000 $35,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 632622

Charlottesville area Association of Realtors®

APN: 9 9 16