NOT LISTED FOR SALE

4902 Harbor Oaks Ln Chattanooga, TN 37416

Murray Hills Neighborhood

Estimated Value: $427,000 - $465,104

4 Beds
2.5 Baths
2,456 Sq Ft
$183/Sq Ft Est. Value

Last Sold November 10, 2023

Last sale price $439,000 $179 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,554/month

27 Days on Market

Highlights

  • 0.59 Acre Lot
  • No HOA
  • Cul-De-Sac
  • Granite Countertops
  • Stainless Steel Appliances
  • Front Porch

About This Home

As of November 2023

This beautiful two-story, four-bedroom, (sitting room outside of primary bedroom could double as a 5th bedroom) 2 1/2 bath house is nestled within the Chattanooga city limits, offering a picturesque view overlooking Chickamauga Lake. As you step inside, you'll immediately notice the modern charm of this home, featuring new Luxury Vinyl Plank (LVP) flooring that adds a touch of elegance to each room.

The heart of this home is the spacious kitchen, boasting granite countertops and gleaming stainless steel appliances. Whether you're preparing family meals, or hosting guests, this kitchen is a culinary enthusiast's dream, the kitchen boasts two breakfast nooks, one with bay windows overlooking the large back deck. The open floor plan seamlessly connects the kitchen to the dining and living where there's a cozy mountain stone fireplace creating a warm and inviting atmosphere. It's a great place to gather on cold fall days.

With four generously sized bedrooms, there's ample space for family and guests. The primary bedroom suite offers a private oasis with its en-suite bath, complete with modern fixtures and finishes. Two additional bathrooms ensure convenience and comfort for everyone in the house.

Outside, a double garage provides secure parking for your vehicles and storage. Situated on a peaceful cul-de-sac, this home offers a tranquil retreat from the hustle and bustle of the city, while still being conveniently located within Chattanooga's city limits.

Imagine sipping your morning coffee on the deck, watching the sun rise over Chickamauga Lake or hosting barbecues in the spacious backyard. This house truly combines modern luxury with a serene natural setting, making it the perfect place to call home in Chattanooga.

Homeowners can have lake access with a $50 yearly lake access fee. Lake access gets you a code to the gate.

Last Agent to Sell the Property

Dennis Opp

EXIT Provision Realty License #320959 Listed on: 09/19/2023

Co-Listed By

Betty Hiefnar-Messer

EXIT Provision Realty License #13879

Last Buyer's Agent

A NON-MEMBER

--NON-MEMBER OFFICE-- License #308195

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,754

Year Built

  • Built in 1981 | Remodeled

Lot Details

  • 0.59 Acre Lot
  • Cul-De-Sac
  • Back Yard

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Block Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,456 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Entrance Foyer
  • Crawl Space
  • Laundry on lower level
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Range Hood
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Vanity

Outdoor Features

  • Rain Gutters
  • Front Porch

Schools

  • Harrison Elem. Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available

Community Details

  • No Home Owners Association
  • Bal Harbor Subdivision

Listing and Financial Details

  • Tax Lot 83
  • Assessor Parcel Number 120j A 021.16

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,754

Year Built

Built in 1981 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.59
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt, Paved
  • Water Body Name: Chickamauga
  • Co List Office Mls Id: 398
  • Co List Office Phone: 423-472-9200
  • Subdivision Name: Bal Harbor
  • Directions: I-75 S, Exit 9, stay right on Volkswagen Drive, left onto hwy 58S, right onto Champion Rd. Left onto Webb Rd, turn right onto Harbor Hills Rd. Turn left onto Bal Harbor Dr. Turn right onto Shoreline Dr. Turn right onto Inlet Harbor Lane. turn left onto Harbor Oaks Lane. It's on the left in the cul-de-sac.
  • Above Grade Finished Sq Ft: 2456.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Year Built: 1981
  • General Property Information:Living Area2: 2456.0
  • Appliances Refrigerators: Yes
  • Special Features: None

Interior Features

  • Basement: Crawl Space
  • Appliances: Vented Exhaust Fan, Dishwasher, Gas Range, Gas Water Heater, Range Hood, Refrigerator, Stainless Steel Appliance(s)
  • Interior Amenities: Walk-In Closet(s), Recessed Lighting, High Speed Internet, Granite Counters, Entrance Foyer, Eat-in Kitchen, Double Vanity, Bathroom Mirror(s), Breakfast Bar, Ceiling Fan(s), Chandelier, Crown Molding
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Luxury Vinyl, Tile
  • Living Area: 2456.0
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Gas Water Heater: Yes
  • Community Features:None3: Yes
  • Interior Features:Bathroom Mirror(s): Yes
  • Interior Features:Granite Counters: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Double Vanity: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Appliances:Range Hood: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Recessed Lighting: Yes

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Exterior Features: Rain Gutters
  • Lot Features: Cul-De-Sac, Back Yard
  • Pool Features: None
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Vinyl Siding
  • Foundation Details: Block, Stone
  • Other Structures: None
  • Patio And Porch Features: Front Porch, Porch, Rear Porch
  • Property Condition: Updated/Remodeled
  • Patio And Porch Features:Porch: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Back Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Views: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Off Street
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Heating: Natural Gas, Central
  • Cooling: Central Air, Wall Unit(s)
  • Sewer: Septic Tank
  • Laundry Features: Main Level, Lower Level, Inside
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: High Speed Internet Connected, Phone Available, Natural Gas Connected, Electricity Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Harrison Elem.
  • High School: Central High
  • Middle Or Junior School: Brown

Lot Info

  • Current Use: Subdivision, Single Family, Residential
  • Lot Size Sq Ft: 25700.4
  • Parcel #: 120j A 021.16
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2754.08
  • Tax Book Number: 12025
  • Tax Lot: 83

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2023
Closed on
Nov 10, 2023
Sold by
Seneker John A and Seneker Mary
Bought by
Arnold Charles and Arnold Susan
Seller's Agent
Dennis Opp
EXIT Provision Realty
Buyer's Agent
A NON-MEMBER
--NON-MEMBER OFFICE--
List Price
$439,900
Sold Price
$439,000
Premium/Discount to List
-$900
-0.2%
Total Days on Market
27
Views
138
Current Estimated Value
$448,776

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,776
Avg. Annual Appreciation
-1.56%
Original Mortgage
$417,050
Outstanding Balance
$411,310
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$15,357

Purchase Details

Closed on
Jun 2, 2020
Sold by
Seneker John A and Seneker Mary F
Bought by
Seneker John A and Rlt Mary F

Purchase Details

Closed on
Sep 9, 2013
Sold by
Manning Kevin S and Manning Brooke
Bought by
Seneker John A and Seneker Mary F

Purchase Details

Listed on
May 4, 2013
Closed on
Jul 2, 2013
Sold by
Manning Kevin S and Manning Brooke
Bought by
Seneker John A and Seneker Mary F
Seller's Agent
Charlotte Mabry
Keller Williams Realty
Buyer's Agent
GLORIA ROBERTS
NON-MEMBER
List Price
$209,900
Sold Price
$200,000
Premium/Discount to List
-$9,900
-4.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Original Mortgage
$160,000
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 29, 2004
Sold by
Manning William Earl
Bought by
Manning Kevin S and Manning Brooke

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,000
Interest Rate
5.62%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Arnold Charles $439,000 Ensign Title
Seneker John A -- None Available
Seneker John A -- First Choice Title Inc
Seneker John A $200,000 First Choice Title Inc
Manning Kevin S $180,000 First Choice Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Arnold Charles $417,050
Previous Owner Seneker Mary $33,000
Previous Owner Seneker John A $160,000
Previous Owner Manning Kevin $148,800
Previous Owner Manning Kevin $5,800
Previous Owner Manning Kevin S $162,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/10/2023 11/10/23 Sold $439,000 -0.2% $179 / Sq Ft
10/16/2023 10/16/23 Pending -- -- --
09/18/2023 09/18/23 For Sale $439,900 +120.0% $179 / Sq Ft
07/01/2013 07/01/13 Sold $200,000 -4.7% $77 / Sq Ft
05/30/2013 05/30/13 Pending -- -- --
05/03/2013 05/03/13 For Sale $209,900 -- $80 / Sq Ft
Source: River Counties Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,373 $61,375 $0 $0
2023 $1,373 $61,375 $0 $0
2022 $1,373 $61,375 $0 $0
2021 $1,373 $61,375 $0 $0
2020 $1,463 $52,900 $0 $0
2019 $1,463 $52,900 $0 $0
2018 $1,331 $52,900 $0 $0
2017 $1,463 $52,900 $0 $0
2016 $1,395 $0 $0 $0
2015 $2,675 $50,450 $0 $0
2014 $2,675 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2023

    Dennis Opp

    EXIT Provision Realty

    (423) 240-0231

    2 in this area

    93 Total Sales

    Dennis Opp
    Section Image

  • B

    Seller Co-Listing Agent in 2023

    Betty Hiefnar-Messer

    EXIT Provision Realty

    (423) 595-8970

    2 in this area

    120 Total Sales

    Betty Hiefnar-Messer
    Section Image

  • A

    Buyer's Agent in 2023

    A NON-MEMBER

    --NON-MEMBER OFFICE--

  • C

    Seller's Agent in 2013

    Charlotte Mabry

    Keller Williams Realty

  • G

    Buyer's Agent in 2013

    GLORIA ROBERTS

    NON-MEMBER

  • V

    Buyer's Agent in 2013

    Victoria Glardon

    Coldwell Banker Wallace & Wallace, Realtors

See All Agents

Map

Source: River Counties Association of REALTORS®

MLS Number: 20237252

River Counties Association of REALTORS®

APN: 120J-A-021.16

Tennessee Hamilton County Chattanooga 37416 Murray Hills

4902 Harbor Oaks Ln, Chattanooga, TN

This home is located at 4902 Harbor Oaks Ln, Chattanooga, TN 37416 since 19 September 2023 and is currently estimated at $448,776, approximately $182 per square foot. This property was built in 1981. 4902 Harbor Oaks Ln is a home located in Hamilton County with nearby schools including Harrison Elementary School, Brown Middle School, and Central High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

River Counties Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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