$105,000
SOLD JAN 9, 2026

491 Spring St Mount Sterling, KY 40353

2 Beds
2 Baths
1,338 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$78 Per Sq Ft

34% Below List Price

112 Days on Market

Highlights

  • Ranch Style House
  • Neighborhood Views
  • Patio
  • No HOA
  • Cooling Available
  • Bathroom on Main Level

About This Home

As of January 2026

Adorable home ready for new owner. Newly renovated and convenient to shopping and dining. All the amenities you need close by in a growing, friendly community, with a vibrant local culture, and situated new the Bypass, US 60, and I-64, making it easy access. Seller to offer $5000 in closing costs with an acceptable offer.

Last Agent to Sell the Property

Kelly Nisbet

Coldwell Banker McMahan License #248613 Listed on: 08/25/2025

Coldwell Banker McMahan

Last Buyer's Agent

Kevin Miles

Dream Maker Realty, LLC License #285138

Home Details

Home Type

  • Single Family

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,338 Sq Ft Home
  • Laminate Flooring
  • Neighborhood Views
  • Attic Access Panel
  • Washer and Electric Dryer Hookup

Kitchen

  • Oven
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Schools

  • Mt Sterling Elementary School
  • Montgomery Co Middle School
  • Montgomery Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump

Additional Features

  • Patio
  • 5,750 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 23M-30-14-031.00

Home Details

Home Type

Single Family

Lot Details

5,750 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1338.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate: Yes
  • Roof:Composition: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Oven, Range
  • Interior Amenities: Primary Downstairs
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 2
  • Fireplace: No
  • LivingArea: 1338.0
  • Lot Size Area: 0.13
  • Appliances Range: Yes
  • Appliances:Oven: Yes

Exterior Features

  • Roof: Composition
  • Construction Materials: Vinyl Siding
  • Fencing: None
  • Foundation Details: Concrete Perimeter
  • Horse: No
  • List Price: 115000.0
  • Patio And Porch Features: Patio
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Mt Sterling
  • High School: Montgomery Co
  • Middle or Junior School: Montgomery Co

Lot Info

  • Lot Size Acres: 0.13
  • Lot Size Sq Ft: 5750.0
  • Parcel Number: 23M-30-14-031.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 2, 2025
Sold by
Vance Dakota L and Vance Virginia M
Bought by
Financial Corp Cartus

Purchase Details

Listed on
May 14, 2023
Closed on
Jun 22, 2023
Sold by
Creech Jeremiah and Creech Brady
Bought by
Lee Vance Dakota and Vance Virgina M
Seller's Agent
Brendan Miller
Paragon Realty Partners
Buyer's Agent
James Jeffries
Keller Williams Commonwealth
List Price
$185,000
Sold Price
$185,000
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.87%
Original Mortgage
$186,868
Interest Rate
0.67%
Mortgage Type
Construction

Purchase Details

Closed on
Jul 1, 1958
Bought by
Page Billy M Revocable Living Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $188,500 Metro Title Llc
Warranty Deed $185,000 Home Closings Inc
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $186,868 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2026 01/09/26 Sold $105,000 -8.7% $78 / Sq Ft
12/15/2025 12/15/25 Pending -- -- --
12/06/2025 12/06/25 Price Changed $115,000 -10.9% $86 / Sq Ft
11/10/2025 11/10/25 Price Changed $129,000 -7.8% $96 / Sq Ft
09/23/2025 09/23/25 Price Changed $139,900 -12.5% $105 / Sq Ft
08/25/2025 08/25/25 For Sale $159,900 0.0% $120 / Sq Ft
08/07/2025 08/07/25 Pending -- -- --
06/30/2025 06/30/25 Price Changed $159,900 -3.1% $120 / Sq Ft
06/16/2025 06/16/25 For Sale $165,000 +57.1% $123 / Sq Ft
06/14/2025 06/14/25 Off Market $105,000 -- --
06/02/2025 06/02/25 For Sale $165,000 +57.1% $123 / Sq Ft
05/31/2025 05/31/25 Off Market $105,000 -- --
05/04/2025 05/04/25 Price Changed $165,000 -5.4% $123 / Sq Ft
04/01/2025 04/01/25 For Sale $174,500 +66.2% $130 / Sq Ft
03/31/2025 03/31/25 Off Market $105,000 -- --
03/31/2025 03/31/25 Price Changed $174,500 -2.5% $130 / Sq Ft
02/07/2025 02/07/25 Price Changed $179,000 -5.0% $134 / Sq Ft
01/03/2025 01/03/25 For Sale $188,500 +1.9% $141 / Sq Ft
06/22/2023 06/22/23 Sold $185,000 0.0% $138 / Sq Ft View Prior Sale
05/21/2023 05/21/23 Pending -- -- --
05/14/2023 05/14/23 For Sale $185,000 +40.2% $138 / Sq Ft
09/19/2022 09/19/22 Sold $132,000 0.0% -- View Prior Sale
09/05/2022 09/05/22 Pending -- -- --
08/13/2022 08/13/22 Price Changed $132,000 -2.2% --
08/04/2022 08/04/22 Price Changed $135,000 -2.9% --
07/13/2022 07/13/22 For Sale $139,000 -- --
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,828 $185,000 $0 $0
2024 $1,837 $185,000 $0 $0
2023 $1,294 $132,000 $0 $0
2022 $196 $20,000 $0 $0
2021 $375 $38,000 $0 $0
2020 $376 $38,000 $0 $0
2019 $378 $38,000 $0 $0
2018 -- $38,000 $8,000 $30,000
2017 -- $38,000 $8,000 $30,000
2016 -- $38,000 $8,000 $30,000
2015 -- $38,000 $8,000 $30,000
2014 -- $38,000 $8,000 $30,000
2012 -- $38,000 $8,000 $30,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25000182

ImagineMLS (Bluegrass REALTORS®)

APN: 23M-30-14-031.00

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