$540,000
$35K PRICE DROP

Estimated payment $3,338/month

Total Views 3,287
3 Beds
3 Baths
2,679 Sq Ft
$202 Price per Sq Ft

Highlights

  • Boat Dock
  • A-Frame Home
  • Terrace
  • Pearl Certification
  • Loft
  • Balcony

About This Home

Your Dream Home by the Water Awaits at 4913 Shoreline Drive!

Welcome to 4913 Shoreline Drive, a hidden gem located in the prestigious Bal Harbor subdivision of Chattanooga, TN. This home offers unmatched access to waterfront living—just steps away from the Tennessee River with a community dock for effortless boating, kayaking, or simply relaxing by the water.

Step inside to the main living area and discover a bright, open floor plan with brand-new hardwood flooring throughout this beautiful 3 bedroom, 3 bath home A soaring ceiling opens to a spacious bonus loft, like a 4th bedroom overlooking the main living area—perfect for a home office, guest space, or creative studio.

The first floor offers incredible flexibility, featuring two separate spaces. One can easily be converted into a private mother-in-law suite, complete with its own full bathroom—ideal for extended family, or guests. In addition, the other space is over 600 sq. ft. of bonus area that opens the door to endless possibilities. Imagine creating the ultimate man cave, home theater, recreation room, art studio, or a fully-equipped gym—whatever suits your lifestyle. This lower level transforms the home into a truly customizable living experience with room to grow, entertain, and enjoy.

Ideal as a month-to-month rental, corporate stay, or permanent residence, this home is conveniently located about 15 mins from downtown Chattanooga, offering quick access to top dining, shopping, and entertainment. Its unbeatable location makes it a prime investment and a wonderful place to call home.

Don't miss your chance to experience Chattanooga's best-kept secret. With its versatile layout, waterfront access, and incredible location, 4913 Shoreline Drive is a rare opportunity in the heart of Bal Harbor. Schedule your private showing today!

Listing Agent

Grace Edrington

Berkshire Hathaway HomeServices J Douglas Properties License #291147 Listed on: 08/18/2025

Berkshire Hathaway HomeServices J Douglas Properties

Co-Listing Agent

Paris Davis

Berkshire Hathaway HomeServices J Douglas Properties License #374848

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,556

Year Built

  • Built in 1982 | Remodeled

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 110x146.64

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • A-Frame Home
  • Brick or Stone Mason
  • Block Foundation
  • Shingle Roof
  • Shingle Siding
  • Stone

Interior Spaces

  • 2,679 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • Dining Room
  • Loft
  • Fireplace in Basement
  • Smart Locks
  • Property Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Eco-Friendly Details

  • Pearl Certification
  • Energy-Efficient Appliances
  • Energy-Efficient HVAC

Outdoor Features

  • Balcony
  • Screened Patio
  • Terrace
  • Rear Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Available
  • High-Efficiency Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 120j A 021.08

Community Details

Overview

  • Bal Harbor #3 Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,556

Year Built

Built in 1982 | Remodeled

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Lot Size: 110X146.64
  • Co List Office Mls Id: 17249
  • Co List Office Phone: 423-498-5800
  • Inclusions: All furniture and kitchenware to be included with sale with acceptable offer.
  • Subdivision Name: Bal Harbor #3
  • Directions: from Downtown Chattanooga, Start on US-27 N from Downtown Chattanooga. Take the exit for TN-153 N toward Airport/Decatur. Stay on TN-153 N for approximately 5 miles. Take the exit for Amnicola Highway (TN-58 N).Turn right onto TN-58 N and continue for about 2 miles. Turn left onto Webb Road. Follow Webb Road to the entrance of the Bal Harbor subdivision. Turn left onto Shoreline Drive. Continue on Shoreline Drive; the property will be on your left.
  • Above Grade Finished Sq Ft: 2679.0
  • Architectural Style: A-Frame
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 2679.0
  • New Construction: No
  • Efficiency: Appliances, HVAC, Water Heater
  • Building Stories: 1
  • Year Built: 1982
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 120j A 021.08
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 3556.19
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2679.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.37
  • General Property Information Lot Size Square Feet2: 16117.2
  • General Property Information Lot Size Dimensions: 110X146.64
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Utilities:Water Available: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bedroom Level: First
  • General Property Information Stories2: 1
  • Utilities Natural Gas Available: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Architectural Style A-Frame: Yes
  • Utilities:Sewer Available: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Flooring Laminate: Yes
  • Room Types Loft: Yes
  • Room Types Loft Level: Second
  • Association Amenities Boat Dock2: Yes
  • Green Building Verification Type Pearl Certification: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Water Heater, Refrigerator, Microwave, Electric Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Basement, Living Room
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Appliances Dishwasher: Yes
  • Community Features:Dock: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Living Room2: Yes
  • Fireplace Features:Basement2: Yes

Exterior Features

  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Shingle Siding, Stone
  • Exterior Features: Balcony, Smart Lock(s)
  • Foundation Details: Block
  • Patio And Porch Features: Rear Porch, Screened, Terrace
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Construction Materials:Stone: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Balcony: Yes
  • Exterior Features:Smart Lock(s): Yes
  • Construction Materials:Shingle Siding: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Terrace: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Dock
  • Senior Community: No
  • Amenities: Boat Dock
  • Association Fee: 100.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 100.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 16117.2
  • Additional Parcels: No
  • Parcel #: 120j A 021.08

Green Features

  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Appliances: Yes
  • Green Energy Efficient:Water Heater: Yes

Tax Info

  • Tax Annual Amount: 3556.19

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,773 $79,250 $0 $0
2023 $1,773 $79,250 $0 $0
2022 $1,773 $79,250 $0 $0
2021 $1,773 $79,250 $0 $0
2020 $1,635 $59,125 $0 $0
2019 $1,635 $59,125 $0 $0
2018 $1,473 $59,125 $0 $0
2017 $1,635 $59,125 $0 $0
2016 $1,499 $0 $0 $0
2015 $2,867 $54,225 $0 $0
2014 $2,867 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Price Changed $540,000 -6.1% $202 / Sq Ft
04/28/2025 04/28/25 For Sale $575,000 +82.5% $215 / Sq Ft
10/26/2021 10/26/21 Sold $315,000 0.0% $118 / Sq Ft
10/26/2021 10/26/21 Sold $315,000 -4.3% $118 / Sq Ft
09/25/2021 09/25/21 Pending -- -- --
09/25/2021 09/25/21 Pending -- -- --
09/22/2021 09/22/21 For Sale $329,000 0.0% $123 / Sq Ft
09/03/2021 09/03/21 For Sale $329,000 -- $123 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Bridge City Ttl East Brainer
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $137,454 New Conventional
Previous Owner $156,500 Fannie Mae Freddie Mac
Previous Owner $34,000 Credit Line Revolving
Previous Owner $20,000 Credit Line Revolving
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1507665

Greater Chattanooga REALTORS®

APN: 120J-A-021.08