4913 Virginia Ave Chattanooga, TN 37409
Saint Elmo NeighborhoodEstimated payment $1,825/month
Highlights
- The property is located in a historic district
- Deck
- No HOA
- Open Floorplan
- Wood Flooring
- 3-minute walk to St Elmo Park
About This Home
**Seller offering 2/1 buy-down up to $7,500.** **Home was renovated to the studs in 2012 with updates including: roof, electric, plumbing, HVAC, windows, floor, kitchen, and bathroom. Crawlspace has been professionally water proofed by Basement Correctors 7/25. ** Welcome to 4913 Virginia Avenue, a charming bungalow nestled in the heart of historic St. Elmo, just around the corner from the neighborhood's recently upgraded playground. This freshly painted 2-bedroom, 1-bath home offers inviting curb appeal with a cute sitting porch and space out front for your dream garden. Inside, you'll find an open-concept layout with hardwood floors, built-ins, a decorative fireplace, and stylish new light fixtures that add character throughout. The living area flows into a sunny dining space that opens to the backyard, perfect for enjoying your morning coffee or winding down in the evening. The kitchen provides ample cabinet storage, Formica countertops, and enough room to add an island if you wish. Just off the kitchen, a separate laundry room with backyard access makes everyday chores more convenient. Out back, enjoy a flat, privacy-fenced yard with plenty of sunlight, ideal for pets, play, or a raised bed garden, along with a rear deck ready for entertaining. There is also alley access and off-street parking for added convenience. St. Elmo is known for its eclectic charm and vibrant community, tucked at the base of Lookout Mountain and only minutes from downtown Chattanooga. With the Virginia Avenue Greenway, local restaurants, shops, trails, and even a nearby waterfall, you'll have nature and neighborhood spirit all in one place. This cozy gem is ready to welcome you home. Schedule your showing today. Local lenders preferred. **Through our preferred lender, the seller is is offering a 2/1 rate buy -down up to $7,500. 2% lower interest rate for 1st year. 1% lower interest rate for 2nd year. Saving potential of $397 per month in 1st year! Buyer is eligible for Rate Rebound Refi Program. 100% financing is also available. Terms and conditions apply.**
Listing Agent
Real Estate Partners Chattanooga LLC License #353531 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,299
Year Built
- Built in 1930
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 49.3x138
- Rectangular Lot
- Level Lot
- Cleared Lot
- Back Yard Fenced
Home Design
- Brick Exterior Construction
- Brick Foundation
- Shingle Roof
Interior Spaces
- 1,044 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Decorative Fireplace
- Vinyl Clad Windows
- Living Room with Fireplace
- Formal Dining Room
- Unfinished Attic
Kitchen
- Eat-In Kitchen
- Free-Standing Electric Range
- Dishwasher
- Laminate Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
Parking
- Gravel Driveway
- Off-Street Parking
Outdoor Features
- Deck
- Covered Patio or Porch
Location
- The property is located in a historic district
Schools
- Calvin Donaldson Elementary School
- East Lake Academy Of Fine Arts Middle School
- Howard School Of Academics & Tech High School
Utilities
- Central Heating and Cooling System
- Gas Available
- Electric Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 167j C 008
Community Details
Recreation
- Community Playground
- Park
Additional Features
- No Home Owners Association
- Restaurant
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $648 | $28,950 | $0 | $0 |
| 2023 | $648 | $28,950 | $0 | $0 |
| 2022 | $648 | $28,950 | $0 | $0 |
| 2021 | $648 | $28,950 | $0 | $0 |
| 2020 | $642 | $23,200 | $0 | $0 |
| 2019 | $642 | $23,200 | $0 | $0 |
| 2018 | $655 | $23,200 | $0 | $0 |
| 2017 | $642 | $23,200 | $0 | $0 |
| 2016 | $559 | $0 | $0 | $0 |
| 2015 | $1,140 | $20,200 | $0 | $0 |
| 2014 | $1,140 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/11/2025 10/11/25 | Pending | -- | -- | -- | |
| 08/07/2025 08/07/25 | Price Changed | $324,000 | -3.0% | $310 / Sq Ft | |
| 06/27/2025 06/27/25 | For Sale | $334,000 | +2126.7% | $320 / Sq Ft | |
| 06/28/2012 06/28/12 | Sold | $15,000 | -24.6% | $14 / Sq Ft | View Prior Sale |
| 06/21/2012 06/21/12 | Pending | -- | -- | -- | |
| 06/20/2012 06/20/12 | For Sale | $19,900 | -- | $19 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $165,000 | Bridge City Title Downtown | |
| Special Warranty Deed | $15,000 | Title Guaranty And Trust Com | |
| Warranty Deed | $80,000 | None Available | |
| Deed | $36,203 | None Available |
Source: Greater Chattanooga REALTORS®
MLS Number: 1515628
APN: 167J-C-008
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