$330,000
SOLD JUN 10, 2025
2 Beds
1 Bath
1,290 Sq Ft
0.25 Acres

Recently Sold

$256 Per Sq Ft

6% Below List Price

1 Day on Market

Highlights

  • The property is located in a historic district
  • No HOA
  • Fireplace
  • Main Floor Primary Bedroom
  • Formal Dining Room
  • Bathtub with Shower

About This Home

As of June 2025

Welcome to 4914 Florida Avenue - a super cute, thoughtfully updated bungalow nestled in the heart of St. Elmo's coveted historic district. This 2-bedroom, 1-bath home offers 1,290 square feet of inviting living space, blending classic character with modern convenience.

Inside, you'll find a bright, airy layout that flows effortlessly from room to room - ideal for everyday living and entertaining alike. Enjoy beautifully preserved oak hardwood floors, a brand-new kitchen with stylish cabinetry, new countertops, and stainless steel Whirlpool appliances. The bathroom has also been refreshed with a new vanity, giving the home a clean, modern feel throughout.

Take in stunning views of Lookout Mountain from your front porch, or host friends in the spacious, fenced-in backyard with a dedicated patio area perfect for gatherings. A separate laundry room - complete with washer and dryer that convey - adds everyday ease, while newer windows provide comfort and efficiency.

Located in one of Chattanooga's most beloved neighborhoods, this home puts you just moments from hiking trails, shops, restaurants, and the community vibe that makes St. Elmo so special.

Bonus: The current owner invested $26,000 with Ally Architecture for a fully approved set of architectural plans for an addition or ADU in the backyard - approved by the historic commission. These plans are available upon request and offer an exciting opportunity for future expansion.

Don't miss this rare blend of location, charm, and potential in one of Chattanooga's most iconic neighborhoods!

Last Agent to Sell the Property

Charles Jabaley

Keller Williams Realty License #352704 Listed on: 05/16/2025

Keller Williams Realty

Last Buyer's Agent

Charles Jabaley

Keller Williams Realty License #352704 Listed on: 05/16/2025

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,071

Year Built

  • Built in 1920

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 50x216.5
  • Back Yard Fenced
  • Level Lot
  • Cleared Lot

Parking

  • Off-Street Parking

Home Design

  • Block Foundation
  • Stucco

Interior Spaces

  • 1,290 Sq Ft Home
  • Fireplace
  • Living Room
  • Formal Dining Room
  • Basement
  • Basement Cellar
  • Property Views

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Rain Gutters

Location

  • The property is located in a historic district

Schools

  • Calvin Donaldson Elementary School
  • East Lake Academy Of Fine Arts Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Fergers & Cowen Subdivision

Listing and Financial Details

  • Assessor Parcel Number 167j F 021

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,071

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.25
  • Lot Size: 50X216.5
  • Subdivision Name: Fergers & Cowen
  • Directions: South on St. Elmo Avenue. Left on 49th Street. Right on Florida Ave. Home is on the left.
  • Above Grade Finished Sq Ft: 1290.0
  • Carport Y N: No
  • Garage Yn: No
  • Living Area: 1290.0
  • New Construction: No
  • Year Built: 1920
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 167j F 021
  • Location Tax and Legal Elementary School: Calvin Donaldson Elementary
  • Location Tax and Legal Middle Or Junior School2: East Lake Academy of Fine Arts
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 2070.89
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1290.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.25
  • General Property Information Lot Size Square Feet2: 10890.0
  • General Property Information Lot Size Dimensions: 50X216.5
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to 4914 Florida Avenue - a super cute, thoughtfully updated bungalow nestled in the heart of St. Elmo's coveted historic district. This 2-bedroom, 1-bath home offers 1,290 square feet of inviting living space, blending classic character with modern convenience. Inside, you'll find a bright, airy layout that flows effortlessly from room to room - ideal for everyday living and entertaining alike. Enjoy beautifully preserved oak hardwood floors, a brand-new kitchen with stylish cabinetry, new countertops, and stainless steel Whirlpool appliances. The bathroom has also been refreshed with a new vanity, giving the home a clean, modern feel throughout. Take in stunning views of Lookout Mountain from your front porch, or host friends in the spacious, fenced-in backyard with a dedicated patio area perfect for gatherings. A separate laundry room - complete with washer and dryer that convey - adds everyday ease, while newer windows provide comfort and efficiency. Located in one of Chattanooga's most beloved neighborhoods, this home puts you just moments from hiking trails, shops, restaurants, and the community vibe that makes St. Elmo so special. Bonus: The current owner invested $26,000 with Ally Architecture for a fully approved set of architectural plans for an addition or ADU in the backyard - approved by the historic commission. These plans are available upon request and offer an exciting opportunity for future expansion. Don't miss this rare blend of location, charm, and potential in one of Chattanooga's most iconic neighborhoods!
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Sewer:Public Sewer: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Appliances Dryer: Yes
  • Washers: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Fencing Back Yard: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Laundry Features:Inside: Yes
  • Special Features: None

Interior Features

  • Appliances: Washer, Refrigerator, Electric Range, Dryer, Dishwasher
  • Has Basement: Cellar
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: Yes
  • Interior Amenities: Pantry, Separate Dining Room, Tub/shower Combo
  • Appliances Dishwasher: Yes
  • Basement:Cellar: Yes
  • Community Features:Historic District: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes

Exterior Features

  • Fencing: Back Yard
  • Lot Features: Cleared, Level, Views
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stucco, Other
  • Exterior Features: Rain Gutters
  • Foundation Details: Block
  • Patio And Porch Features: Patio
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Construction Materials:Stucco: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Inside, Laundry Room
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Historic District
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Calvin Donaldson Elementary
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: East Lake Academy of Fine Arts

Lot Info

  • Lot Size Sq Ft: 10890.0
  • Additional Parcels: No
  • Parcel #: 167j F 021

Tax Info

  • Tax Annual Amount: 2070.89

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Jun 10, 2025
Sold by
Large Company Llc
Bought by
One Eleven Investments Inc
Seller's Agent
Charles Jabaley
Keller Williams Realty
Buyer's Agent
Charles Jabaley
Keller Williams Realty
List Price
$350,000
Sold Price
$330,000
Premium/Discount to List
-$20,000
-5.71%
Views
3
Current Estimated Value
$338,001

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,001
Avg. Annual Appreciation
3.88%

Purchase Details

Listed on
Nov 5, 2021
Closed on
Dec 2, 2021
Sold by
Hangstefer Patricia Henry and Revocable Tr Of Patricia Henry
Bought by
Large Company Llc
Buyer's Agent
Joal Henke
Greater Downtown Realty dba Keller Williams Realty
List Price
$304,700
Sold Price
$304,700

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.29%

Purchase Details

Listed on
Nov 5, 2021
Closed on
Dec 1, 2021
Sold by
Hangstefer Emily Anne
Bought by
Hangstefer Patricia Henry and Revocable Tr Of Patricia Henry
Buyer's Agent
Joal Henke
Greater Downtown Realty dba Keller Williams Realty
List Price
$304,700
Sold Price
$304,700

Purchase Details

Closed on
Mar 21, 2017
Sold by
Hangstefer Patricia Henry
Bought by
Hangstefer Patricia Henry and Hangstefer James B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,400
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 12, 2015
Sold by
Hangstefer James B and Hangstefer Patricia Henry
Bought by
Hangstefer Patricia Henry and The Revocable Tr Of Patricia Henry Hangs

Purchase Details

Listed on
Oct 31, 2014
Closed on
Oct 31, 2014
Sold by
Equity Trust Co and Duckett Jeffrey V
Bought by
Hangstefer James and Hangstefer Patricia
Seller's Agent
Jim Lea
Keller Williams Realty
Buyer's Agent
Jim Lea
Keller Williams Realty
List Price
$85,000
Sold Price
$85,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.07%
Original Mortgage
$68,000
Interest Rate
4.26%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 2, 2003
Sold by
Pratt Murman Cheryl Ann and Murman Michael L
Bought by
Equity Trust Co and Jeffrey V Duckett Ira

Purchase Details

Closed on
Jul 14, 1999
Sold by
Chatt Neighborhood Enterprise Inc
Bought by
Pratt Cheryl Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,673
Interest Rate
7.43%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $330,000 Hon & Kopet Title
Warranty Deed $330,000 Hon & Kopet Title
Warranty Deed $304,700 Title Guaranty & Trust Co
Warranty Deed $304,700 Title Guaranty & Trust
Quit Claim Deed -- Title Guaranty & Trust
Interfamily Deed Transfer -- Title Guaranty & Trust Co
Interfamily Deed Transfer -- Title Guaranty & Trust Co
Interfamily Deed Transfer -- None Available
Warranty Deed $85,000 None Available
Warranty Deed $63,500 Legal Title & Escrow Inc
Warranty Deed $54,000 First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $37,400 New Conventional
Previous Owner $68,000 Purchase Money Mortgage
Previous Owner $53,673 Seller Take Back
Closed $3,116 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/10/2025 06/10/25 Sold $330,000 -5.7% $256 / Sq Ft
05/17/2025 05/17/25 Pending -- -- --
05/16/2025 05/16/25 For Sale $350,000 +14.9% $271 / Sq Ft
12/02/2021 12/02/21 Sold $304,700 0.0% $236 / Sq Ft View Prior Sale
11/12/2021 11/12/21 Pending -- -- --
11/05/2021 11/05/21 For Sale $304,700 +258.5% $236 / Sq Ft
10/31/2014 10/31/14 Sold $85,000 0.0% $66 / Sq Ft View Prior Sale
10/31/2014 10/31/14 Pending -- -- --
10/30/2014 10/30/14 For Sale $85,000 -- $66 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,221 $80,550 $0 $0
2024 $1,033 $46,150 $0 $0
2023 $1,033 $46,150 $0 $0
2022 $1,033 $46,150 $0 $0
2021 $765 $34,175 $0 $0
2020 $623 $22,525 $0 $0
2019 $623 $22,525 $0 $0
2018 $639 $22,525 $0 $0
2017 $623 $22,525 $0 $0
2016 $483 $0 $0 $0
2015 $1,001 $17,450 $0 $0
2014 $1,001 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1513071

Greater Chattanooga REALTORS®

APN: 167J-F-021