NOT LISTED FOR SALE

495 Larsen Rd Aptos, CA 95003

Aptos Area

Estimated Value: $1,888,000 - $2,023,000

3 Beds
2 Baths
2,088 Sq Ft
$936/Sq Ft Est. Value

Sale Details

Date Sold: November 21, 2025

Last sale price $1,962,500 $940 Per Sq Ft

Current estimated payment $12,062 / mo

203 Days on Market

Highlights

  • River View
  • 7.45 Acre Lot
  • Tile Countertops
  • Aptos High School Rated A-
  • Solar owned by seller
  • Forced Air Heating System

About This Home

As of November 2025

Tucked away on over seven private acres along sought-after Larsen Road, Pond House is a tranquil escape just minutes from town. This 2,088 sqft home offers space, privacy, and natural beauty in an idyllic setting. The expansive great room showcases picturesque pond views, complemented by wood accents that create a warm and inviting atmosphere. The entertainer's kitchen boasts a large island, gas stove, stainless appliances, and ample counter space. The spacious primary suite has a built-in desk and plenty of room for a sitting area or hobby space. Two additional large bedrooms share a Jack-and-Jill bath. A bright, expansive sunroom brings the outdoors in, offering a peaceful retreat or gathering space. The home also has a laundry room and a cozy family room with its own fireplace. Outside, a large pond with graceful wood ducks enhances the serene atmosphere, while a meandering creek below adds to the natural charm. A circular driveway provides ample parking, the mature orchard (apple, plum, walnut, and pear trees), a chicken coop, garden sheds, a spacious workshop, and lush landscaping offer endless possibilities for homesteading, hobbies, or creative outdoor design. Experience the beauty, privacy, and charm of Pond House, a Aptos Hills paradise.

Last Agent to Sell the Property

Katy Cowley

Cowley Properties License #01946911 Listed on: 03/18/2025

Last Buyer's Agent

Nick Kambic

KW Thrive Santa Cruz License #02019111

KW Thrive Santa Cruz

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1928

Lot Details

  • 7.45

Parking

  • 1 Car Garage
  • 1 Carport Space
  • Off-Street Parking

Property Views

  • River
  • Mountain

Home Design

  • Composition Roof

Interior Spaces

  • 2,088 Sq Ft Home
  • Wood Burning Fireplace
  • Separate Family Room
  • Combination Dining and Living Room
  • Laundry in unit

Kitchen

  • Gas Cooktop
  • Dishwasher
  • Tile Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Propane
  • Well
  • Septic Tank

Additional Features

  • Solar owned by seller
  • 7.45 Acre Lot
  • Horses Potentially Allowed on Property

Listing and Financial Details

  • Assessor Parcel Number 105-041-47-000

Home Details

Home Type

Single Family

Year Built

Built in 1928

Lot Details

7.45 Acres

Parking

1

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2088
  • Year Built: 1928
  • Zoning Description: A
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Wood Burning
  • Dining Room: Dining Area in Living Room
  • Kitchen: Cooktop - Gas, Countertop - Tile, Dishwasher
  • Living Sq Ft: 2088
  • Laundry: Inside
  • Fireplaces Min: 1
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes

Exterior Features

  • Roof: Composition
  • View: Mountains, River / Stream, Water
  • Horse Property: Possible

Garage/Parking

  • Garage Spaces: 1
  • Parking Spaces: 25
  • Garage Parking Features: Off-Street Parking
  • Carport Min: 1

Utilities

  • Heating System: Forced Air
  • Sewer/Septic System: Existing Septic

Lot Info

  • Parcel Number: 105-041-47-000
  • Lot Acres: 7.4510
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 324566.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 324566.00

Multi Family

  • Utilities: Propane On Site, Public Utilities, Solar Panels - Owned

MLS Schools

  • High School District Text: Pajaro Valley Unified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2025
Closed on
Nov 17, 2025
Sold by
Bought by
Seller's Agent
Katy Cowley
Cowley Properties
Buyer's Agent
Nick Kambic
KW Thrive Santa Cruz
List Price
$2,299,900
Sold Price
$1,962,500
Premium/Discount to List
-$337,400
-14.67%
Views
91
Current Estimated Value
$1,954,239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,261
Avg. Annual Appreciation
-0.66%
Original Mortgage
$900,000
Interest Rate
0.045%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2017
Sold by
Bought by

Purchase Details

Closed on
Feb 12, 1999
Sold by
Bought by

Purchase Details

Closed on
May 20, 1997
Sold by
Bought by

Purchase Details

Closed on
May 14, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,960,500 First American Title Company
$1,350,000 Old Republic Title Company
-- --
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $900,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $1,962,500 0.0% $940 / Sq Ft
10/07/2025 10/07/25 Pending -- -- --
07/14/2025 07/14/25 Off Market $1,962,500 -- --
06/11/2025 06/11/25 Price Changed $2,149,000 -2.3% $1,029 / Sq Ft
05/18/2025 05/18/25 Price Changed $2,199,000 -1.8% $1,053 / Sq Ft
04/22/2025 04/22/25 Price Changed $2,239,900 -2.2% $1,073 / Sq Ft
04/03/2025 04/03/25 Price Changed $2,289,900 -0.4% $1,097 / Sq Ft
03/18/2025 03/18/25 For Sale $2,299,900 -- $1,101 / Sq Ft
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,336 $1,566,791 $1,218,615 $348,176
2023 $17,068 $1,505,951 $1,171,295 $334,656
2022 $16,758 $1,476,422 $1,148,328 $328,094
2021 $16,360 $1,447,473 $1,125,812 $321,661
2020 $16,117 $1,432,630 $1,114,268 $318,362
2019 $15,658 $1,404,540 $1,092,420 $312,120
2018 $15,264 $1,377,000 $1,071,000 $306,000
2017 $2,050 $159,673 $91,293 $68,380
2016 $1,999 $156,542 $89,503 $67,039
2015 $2,205 $154,191 $88,159 $66,032
2014 $2,165 $151,171 $86,432 $64,739
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81997475

MLSListings

APN: 105-041-47-000

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