496 Ponderosa Dr St. Cloud, FL 34769
2
Beds
--
Bath
3,633
Sq Ft
1.11
Acres
About This Home
This home is located at 496 Ponderosa Dr, St. Cloud, FL 34769. 496 Ponderosa Dr is a home located in Osceola County with nearby schools including Neptune Elementary School, St. Cloud High School, and St. Cloud Middle School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 19, 2025
Sold by
Fernando Homs Pa
Bought by
San Lorenzo Trust
Purchase Details
Closed on
Sep 28, 2017
Sold by
Caroline Desilva
Bought by
Fernando Homs
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
3.83%
Purchase Details
Closed on
Jul 20, 2016
Sold by
Fernando Homes
Bought by
Homs Fernando
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,000
Interest Rate
3.42%
Purchase Details
Closed on
Apr 8, 2015
Sold by
Centerstate Bank Of Florida Na
Bought by
Fernando Homs Pa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,500
Interest Rate
9%
Mortgage Type
Commercial
Purchase Details
Closed on
Aug 8, 2011
Sold by
Federal Deposit Insurance Corporation
Bought by
First Southern Bank
Purchase Details
Closed on
Jun 12, 2002
Sold by
Dwork Aaron M and Dwork Sandra M
Bought by
1St Com Bk Fl
Purchase Details
Closed on
Oct 4, 2001
Sold by
Dwork Aaron M and Dwork Sandra M
Bought by
Dwork Aaron M and Dwork Sandra M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.67%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 12, 1998
Sold by
Rocking Horse Christian Preschoool Inc
Bought by
Owork Aaron M
Purchase Details
Closed on
Mar 20, 1997
Sold by
Dwork Aaron M
Bought by
Rocking Horse Christian Preschool Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
7.75%
Mortgage Type
Commercial
Create a Home Valuation Report for This Property
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Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| San Lorenzo Trust | -- | None Listed On Document | |
| Fernando Homs | $136,000 | -- | |
| Homs Fernando | -- | -- | |
| Fernando Homs Pa | $277,500 | None Available | |
| First Southern Bank | $290,000 | None Available | |
| 1St Com Bk Fl | $275,000 | -- | |
| Dwork Aaron M | -- | -- | |
| Owork Aaron M | -- | -- | |
| Rocking Horse Christian Preschool Inc | $275,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Homs Fernando | $140,000 | |
| Previous Owner | Homs Fernando | -- | |
| Previous Owner | Homs Fernando | $119,000 | |
| Previous Owner | Homs Fernando | -- | |
| Previous Owner | Fernando Homs Pa | $277,500 | |
| Previous Owner | Homs Fernando | $100,000 | |
| Previous Owner | Rocking Horse Christian Preschool Inc | $235,000 |
Source: Public Records
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $17,616 | $1,032,400 | $527,000 | $505,400 |
| 2024 | $17,183 | $987,000 | $472,100 | $514,900 |
| 2023 | $17,183 | $954,100 | $426,900 | $527,200 |
| 2022 | $11,701 | $649,300 | $355,700 | $293,600 |
| 2021 | $10,995 | $596,600 | $296,400 | $300,200 |
| 2020 | $10,600 | $570,800 | $265,700 | $305,100 |
| 2019 | $10,312 | $548,000 | $241,500 | $306,500 |
| 2018 | $10,353 | $544,800 | $241,500 | $303,300 |
| 2017 | $10,033 | $517,900 | $241,500 | $276,400 |
| 2016 | $9,794 | $501,200 | $241,500 | $259,700 |
| 2015 | $8,282 | $415,200 | $241,500 | $173,700 |
| 2014 | -- | $418,800 | $241,500 | $177,300 |
Source: Public Records
Map
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