Estimated payment $5,894/month
Total Views
3,657
6
Beds
3
Baths
4,000
Sq Ft
$248
Price per Sq Ft
Highlights
- 275 Feet of Waterfront
- Pier
- Creek or Stream View
- 3 Dock Slips
- Fishing Allowed
- Cape Cod Architecture
About This Home
Experience prime waterfront living on scenic St. Jerome’s Creek—just off the Chesapeake Bay—with this spacious and inviting retreat boasting 275 feet of water frontage, a private pier with electric, water, boat lift, fish cleaning station, and expansive, unobstructed views. Whether you're looking for year-round residence or a peaceful weekend escape, this home offers the quintessential coastal lifestyle with direct access to the Bay for boating, crabbing, fishing, kayaking, and paddleboarding. The main level features a gourmet kitchen with granite counters, custom cabinetry, and tile flooring (updated 2014–15), a generous primary ensuite with dual vanities and a stall shower, an adjoining flex room perfect for a home office or guest suite, and a laundry area with storage, wash sink, and an additional shower. Enjoy effortless entertaining in the large formal dining room and open living area with a built-in bar and dual-sided fireplace. Upstairs includes four spacious bedrooms, two full baths, a cozy sitting room, spiral staircase, and a second fireplace. Step outside to a brick patio that opens to panoramic water views and tranquil wildlife settings. Additional highlights include ADT security, bay and casement windows, an attached 1-car garage/workshop with Kobalt cabinetry, detached 1-car garage, shed, public sewer, well water, and no HOA, plus parking for 5+ vehicles. Recent updates include the roof, gutters, downspouts, and windows (2014–15), a 6-year-old HVAC system (recently serviced), newer washer/dryer and dishwasher, and a 2023 refrigerator. Located minutes from St. Mary’s College, Historic St. Mary’s City, Point Lookout, and only 20 minutes from the Patuxent River. From morning coffee on the pier to sunset cruises on the Bay—this home offers an exceptional and rare Chesapeake Bay waterfront living experience.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,923
Year Built
- Built in 1950 | Remodeled in 2015
Lot Details
- 0.5 Acre Lot
- 275 Feet of Waterfront
- Home fronts navigable water
- Extensive Hardscape
- Property is in very good condition
- Property is zoned RPD
Parking
- 2 Garage Spaces | 1 Attached and 1 Detached
- 4 Driveway Spaces
- Parking Storage or Cabinetry
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Slab Foundation
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
- Brick Front
Interior Spaces
- 4,000 Sq Ft Home
- Property has 2 Levels
- High Ceiling
- Brick Fireplace
- Bay Window
- Six Panel Doors
- Family Room on Second Floor
- Living Room
- Dining Room
- Den
- Workshop
- Creek or Stream Views
Kitchen
- Electric Oven or Range
- <<builtInMicrowave>>
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Pier
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Electric Hoist or Boat Lift
- 3 Dock Slips
- Physical Dock Slip Conveys
- Stream or River on Lot
- Powered Boats Permitted
- Shed
- Outbuilding
- Brick Porch or Patio
Location
- Property is near a creek
Utilities
- Central Air
- Heating System Uses Oil
- Heat Pump System
- Vented Exhaust Fan
- Propane
- Well
- Oil Water Heater
Listing and Financial Details
- Assessor Parcel Number 1901024973
Community Details
Overview
- No Home Owners Association
- Airedele Subdivision
Recreation
- Fishing Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,262 | $512,933 | $0 | $0 |
| 2023 | $4,989 | $474,200 | $272,200 | $202,000 |
| 2022 | $4,906 | $466,400 | $0 | $0 |
| 2021 | $4,824 | $458,600 | $0 | $0 |
| 2020 | $4,742 | $450,800 | $272,200 | $178,600 |
| 2019 | $4,612 | $438,367 | $0 | $0 |
| 2018 | $4,482 | $425,933 | $0 | $0 |
| 2017 | $4,334 | $413,500 | $0 | $0 |
| 2016 | $5,216 | $413,500 | $0 | $0 |
| 2015 | $5,216 | $413,500 | $0 | $0 |
| 2014 | $5,216 | $436,600 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | For Sale | $949,995 | -4.0% | $237 / Sq Ft |
| 06/05/2025 06/05/25 | For Sale | $990,000 | +117.6% | $248 / Sq Ft |
| 06/09/2015 06/09/15 | Sold | $455,000 | -4.2% | $120 / Sq Ft |
| 04/01/2015 04/01/15 | Pending | -- | -- | -- |
| 03/12/2015 03/12/15 | Price Changed | $474,900 | -1.0% | $125 / Sq Ft |
| 07/02/2014 07/02/14 | For Sale | $479,900 | +5.5% | $127 / Sq Ft |
| 07/01/2014 07/01/14 | Off Market | $455,000 | -- | -- |
| 03/21/2014 03/21/14 | Price Changed | $479,900 | -4.0% | $127 / Sq Ft |
| 01/16/2014 01/16/14 | For Sale | $499,900 | +9.9% | $132 / Sq Ft |
| 01/04/2014 01/04/14 | Off Market | $455,000 | -- | -- |
| 07/24/2013 07/24/13 | Price Changed | $499,900 | -2.9% | $132 / Sq Ft |
| 07/08/2013 07/08/13 | Price Changed | $514,900 | 0.0% | $136 / Sq Ft |
| 07/08/2013 07/08/13 | For Sale | $514,900 | +13.2% | $136 / Sq Ft |
| 07/04/2013 07/04/13 | Off Market | $455,000 | -- | -- |
| 07/06/2012 07/06/12 | For Sale | $524,900 | +15.4% | $138 / Sq Ft |
| 07/05/2012 07/05/12 | Off Market | $455,000 | -- | -- |
| 07/03/2012 07/03/12 | For Sale | $524,900 | -- | $138 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $455,000 | Attorney | |
| Deed | $465,000 | -- | |
| Deed | $465,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $47,500 | Construction | |
| Open | $416,070 | VA | |
| Closed | $460,201 | VA |
Source: Public Records
Similar Homes in Ridge, MD
Source: Bright MLS
MLS Number: MDSM2025000
APN: 01-024973
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