Seller's Agent in 2023
ANGELA FINK
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 111-1111
10 in this area
88 Total Sales
5 Spoon Terrace Palmyra, VA 22963
Estimated Value: $486,000 - $531,000
4
Beds
3
Baths
3,072
Sq Ft
$166/Sq Ft
Est. Value
Highlights
- Beach
- Community Boat Launch
- Gated Community
- On Golf Course
- Bar or Lounge
- Community Lake
About This Home
As of June 2023Enjoy views of the golf course from nearly every room of this well cared for home. Entering through the foyer into the great room, you will be captivated by the stunning views of 8th green. Light floods the space from the row of windows and skylights. A 15’ row of built in book shelves anchor the room sitting opposite the gas fireplace. New carpet has been installed throughout the home. Hardwood floors in living spaces. Split bedroom floor plan. Doorways are wide. All decks were recently rebuilt with Trex & a rain escape system installed underneath the 40x12 backyard deck. Delightful screened porch is accessible from the downstairs rooms. Breakfast nook looks out at 3rd tee. Finished basement is ready to be turned into an in-law suite: plumbed for future kitchen, family room, 4th bedrm & large bath. Plenty of storage downstairs. Landscape lighting. 2 car garage plus room to tinker.
Last Agent to Sell the Property
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225216924 Listed on: 03/19/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,815
Year Built
- Built in 1998
Lot Details
- 0.41 Acre Lot
- On Golf Course
- Cul-De-Sac
- Property is zoned R-4 Residential
HOA Fees
- $103 Monthly HOA Fees
Home Design
- Poured Concrete
- Cedar Siding
Interior Spaces
- 1-Story Property
- Central Vacuum
- Skylights
- Recessed Lighting
- Multiple Fireplaces
- Gas Log Fireplace
- Insulated Windows
- Mud Room
- Entrance Foyer
- Great Room with Fireplace
- Family Room
- Dining Room
- Home Office
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Breakfast Room
- Eat-In Kitchen
- Electric Range
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
- Primary bathroom on main floor
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Windows
Parking
- 2 Car Attached Garage
- Basement Garage
- Side Facing Garage
- Automatic Garage Door Opener
Outdoor Features
- Deck
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Heating System Uses Propane
Listing and Financial Details
- Assessor Parcel Number 18A 4 161
Community Details
Overview
- $855 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Bar or Lounge
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Trails
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 19, 2023
Closed on
Jun 16, 2023
Sold by
Reed Gary L and Reed Katherine Sue
Bought by
Apgar Julie Lynn and Peck Albert Reese
Seller's Agent
ANGELA FINK
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Mcanalle Neal
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$485,000
Sold Price
$469,000
Premium/Discount to List
-$16,000
-3.3%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,899
Avg. Annual Appreciation
2.13%
Original Mortgage
$445,550
Outstanding Balance
$434,968
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$56,516
Purchase Details
Closed on
Mar 23, 2009
Sold by
Houghton John R and Dart Patricia A
Bought by
Reed Gary L and Reed Katherine Sue
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 18, 2006
Sold by
Smith Stephen A and Smith Linda W
Bought by
Brown Jay D and Brown Carolyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,000
Interest Rate
6.25%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Apgar Julie Lynn | $469,000 | Fidelity National Title | |
| Reed Gary L | $375,000 | None Available | |
| Brown Jay D | $310,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Apgar Julie Lynn | $445,550 | |
| Previous Owner | Reed Gary L | $300,000 | |
| Previous Owner | Brown Jay D | $248,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/21/2023 06/21/23 | Sold | $469,000 | 0.0% | $153 / Sq Ft |
| 05/19/2023 05/19/23 | Pending | -- | -- | -- |
| 04/27/2023 04/27/23 | Price Changed | $469,000 | -3.3% | $153 / Sq Ft |
| 03/19/2023 03/19/23 | For Sale | $485,000 | -- | $158 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,767 | $502,300 | $55,000 | $447,300 |
| 2024 | $32 | $380,200 | $55,000 | $325,200 |
| 2023 | $3,209 | $380,200 | $55,000 | $325,200 |
| 2022 | $2,815 | $323,600 | $50,000 | $273,600 |
| 2021 | $2,815 | $323,600 | $50,000 | $273,600 |
| 2020 | $2,887 | $312,100 | $50,000 | $262,100 |
| 2019 | $2,887 | $312,100 | $50,000 | $262,100 |
| 2018 | $2,949 | $325,100 | $50,000 | $275,100 |
| 2017 | $2,949 | $325,100 | $50,000 | $275,100 |
| 2016 | $2,573 | $280,600 | $35,000 | $245,600 |
| 2015 | $2,410 | $280,600 | $35,000 | $245,600 |
| 2014 | $2,410 | $273,900 | $35,000 | $238,900 |
Source: Public Records
Agents Affiliated with this Home
-
ANGELA FINK
-
Mcanalle Neal
Buyer's Agent in 2023
Mcanalle Neal
THE HOGAN GROUP-CHARLOTTESVILLE
(434) 466-4911
10 in this area
113 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 639578
APN: 18A-4-161
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