$469,000

505 Whispering Oak Dr Tarpon Springs, FL 34689

Estimated payment $2,634/month

Total Views 46,510
3 Beds
2 Baths
1,616 Sq Ft
$290 Price per Sq Ft

Highlights

  • Popular Property
  • Parking available for a boat
  • Open Floorplan
  • Tarpon Springs Middle School Rated A-
  • Swim Spa
  • Florida Architecture

About This Home

Nestled in the well-established, popular Oakleaf Village neighborhood where canopies of mature oaks adorn the streets. This spacious ranch home is situated on over 1⁄4 acre lot and is located in the end of Cul-de-sac. This incredible sturdy block construction, 3 Bedroom (split plan), 2 Bathroom, home boasts a charming covered front porch that overlooks the massive front yard. Once you step inside, you'll experience the higher ceilings and an open floor plan that featuresa great room and a separate family room. No carpeting, mostly 18" ceramic tile flooring throughout with some laminate flooring and stained concrete. Adjacent to the family room, the spacious kitchen overlooks the backyard and has access to the screened porch. Great cabinet and countertop space in the kitchen and a new side by side refrigerator (2025). The large master bedroom features a barn door entrance and includes an ensuite bath with a stall shower. The secondary bedrooms are generous in size and are accessible to the completely remodeled main bathroom. Notable upgrades and features include: an abundance of closet space, updated double pane, thermal windows and doors-2021, water heater-2020, Fresh exterior paint-2024, A/C System 2018 (new fan motor 2025), and Roof-2012. An oversized 2 car garage with a long driveway for ample parking. In addition, there is an extra parking area adjacent to the driveway that offers additional parking and ease of access through the double fence gate to park a boat or RV/Camper on the back side yard. There is an irrigation system with a well and well pump. Oakleaf Village has a neighborhood park with picnic areas and a playground which is city owned & maintained. Nearby the Pinellas Trail and minutes from downtown Tarpon Springs, the historic Sponge Docks, Innisbrook Golf Resort, shopping, dining, culture, and recreation. Close to Advent Hospital and owner says their home is on the same electrical grid as the hospital, during storms their electric is only out for minutes. Don't miss your opportunity to own this truly exceptional home in one of Tarpon Springs' most desirable neighborhoods. Optional HOA | No CDD | No flood insurance required. Easy access to the main North/South travel roads- Belcher Rd, U.S. Hwy 19, and Alternate U.S. 19.

Listing Agent

Gail Urban

CENTURY 21 COASTAL ALLIANCE Brokerage Phone: 727-771-8880 License #656110 Listed on: 07/23/2025

CENTURY 21 COASTAL ALLIANCE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,589

Year Built

  • Built in 1980

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 110x97
  • Cul-De-Sac
  • North Facing Home
  • Vinyl Fence
  • Wood Fence
  • Landscaped
  • Oversized Lot
  • Property is zoned R-3

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,616 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Thermal Windows
  • Double Pane Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Blinds
  • French Doors
  • Great Room
  • Family Room Off Kitchen
  • Inside Utility

Kitchen

  • Walk-In Pantry
  • Range
  • Dishwasher

Flooring

  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Swim Spa
  • Heated Spa

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Private Mailbox

Schools

  • Tarpon Springs Elementary School
  • Tarpon Springs Middle School
  • Tarpon Springs High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Oakleaf Village Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,589

Year Built

Built in 1980

Lot Details

0

HOA Fees

$3 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Other
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1616
  • Lot Size Acres: 0.26
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 2480
  • Lot Size Sq Ft: 11112
  • Directions to Property: FROM US HWY 19 & KLOSTERMAN ROAD, TRAVEL WEST ON KLOSTERMAN PAST BELCHER RD AND TAKE FIRST RIGHT ON RED OAK DR. PROCEED ON RED OAK TO RIGHT ON SILVER OAK. THEN TURN RIGHT ON WHISPERING OAK DR TO ADDRESS.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Holiday,
  • Escrow Postal Code: 34691
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N
  • Escrow Street Number: 1031
  • List Office Head Office Key Nume: 519308376
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 290.22
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-771-8880
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Concrete
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Features: Heated, Swim Spa
  • Spa Yn: Yes
  • Window Features: Blinds, Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Thermal Windows
  • Street Number Modifier: 505
  • Additional Rooms: Family Room,Great Room,Inside Utility
  • Living Area Meters: 150.13
  • Room Count: 6

Exterior Features

  • Direction Faces: North
  • Exterior Features: French Doors, Lighting, Private Mailbox, Sidewalk
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0038H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Guest, Oversized, RV Access/Parking

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Playground, Street Lights
  • Association Amenities: Park, Playground
  • Association Fee: 30
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 30.00
  • Total Monthly Fees: 2.50

Schools

  • Elementary School: Tarpon Springs Elementary-PN
  • High School: Tarpon Springs High-PN
  • Middle Or Junior School: Tarpon Springs Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 24-27-15-62939-001-0070
  • Additional Parcels: No
  • Fencing: Vinyl, Wood
  • Lot Features: Cul-De-Sac, City Limits, Landscaped, Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 110X97
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1032

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1589
  • Tax Block: 1
  • Tax Book Number: 77/74
  • Tax Lot: 7

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,613 $131,901 -- --
2023 $1,613 $128,059 $0 $0
2022 $1,552 $124,329 $0 $0
2021 $1,554 $120,708 $0 $0
2020 $1,542 $119,041 $0 $0
2019 $1,503 $116,365 $0 $0
2018 $1,477 $114,195 $0 $0
2017 $1,454 $111,846 $0 $0
2016 $1,433 $109,546 $0 $0
2015 $1,456 $108,785 $0 $0
2014 $1,445 $107,922 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 For Sale $469,000 -- $290 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $167,900 Anclote Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $124,400 Credit Line Revolving
Open $235,000 New Conventional
Closed $185,185 FHA
Closed $20,000 Credit Line Revolving
Closed $117,530 Purchase Money Mortgage
Previous Owner $8,000 Credit Line Revolving
Previous Owner $45,700 New Conventional
Source: Public Records

About the Listing Agent

Gail Urban

CENTURY 21 COASTAL ALLIANCE

(727) 485-9514

Section Image

Gail is a Florida native, born in Clearwater, and a lifelong resident of the Florida Suncoast. She has an extensive background and deep knowledge of the real estate industry, dating back to the 1980s. Gail began her career learning all aspects of title insurance and real estate closings, later serving as the Florida Regional Manager for a national homebuilder's title insurance company. In the early 1990s, she worked for a homebuilder in Contract & Closing Administration.

In 1997, Gail

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Source: Stellar MLS

MLS Number: TB8404265

Stellar MLS

APN: 24-27-15-62939-001-0070