NOT LISTED FOR SALE

Estimated Value: $470,000 - $531,000

5 Beds
2.5 Baths
3,066 Sq Ft
$163/Sq Ft Est. Value

Last Sold August 13, 2021

Last sale price $395,000 $129 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $3,695/month

Highlights

  • Open Floorplan
  • Community Lake
  • Property is near a park
  • Oswego High School Rated A-
  • Deck
  • 3-minute walk to Pearce's Ford Park

About This Home

As of August 2021

WELCOME HOME to this 5 bedroom, family home with over 3,000 square feet on a quiet cul-de-sac in the heart of Oswego's shopping/food district! This bright and open concept home features a 2-story foyer, formal living room with vaulted ceiling and a separate dining room for entertaining. The massive eat-in kitchen houses brand new Samsung appliances, solid oak cabinets, large island and plenty of room for a kitchen table. Family room is cozy with gas starter wood burning fireplace, custom tile flooring and window shades. The floor plan is unique which allows for versatility of the 5th bedroom/Den space. Upstairs you will find 4 oversized bedrooms with more than ample storage. The Den/Office space has a cathedral ceiling with its own private deck overlooking the impeccable, landscaped yard and pond view. Master suite is warm and inviting with custom plantation shutters and vaulted ceiling. Master bath is designed with marble tile throughout, large walk-in shower with frameless glass doors, 2 solid maple custom vanities, custom built linen closet and custom shelving in walk in closet. Over $40K in renovations done in 2020 which includes a new roof, gutters/downspouts and full exterior paint. Security System. Come make this home YOURS!

Last Agent to Sell the Property

Brook Henschen

Keller Williams Innovate License #475173685 Listed on: 06/18/2021

Keller Williams Innovate

Last Buyer's Agent

Erin Hill

Coldwell Banker Real Estate Group License #471018427

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,247

Year Built

  • Built in 1995

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 74x135x87x125
  • Cul-De-Sac
  • Paved or Partially Paved Lot

HOA Fees

  • $45 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,066 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Window Treatments
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Partially Carpeted
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • <<bathWithWhirlpoolToken>>
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Pond
  • Balcony
  • Deck
  • Porch

Location

  • Property is near a park

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance
  • Admin Association, Phone Number (815) 814-5940
  • Mill Race Creek Subdivision
  • Property managed by Mill Race Creek
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,247

Year Built

Built in 1995

Lot Details

0

HOA Fees

$45 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Race Creek
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, 1st Floor Laundry, Walk-In Closet(s), 9' Ceilings, Open Floorplan, Some Carpeting, Some Window Treatmnt, Granite Counters, Separate Dining Room
  • LivingArea: 3066
  • Room Type: Bedroom 5, Office, Foyer, Eating Area
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3066
  • Basement Description: Unfinished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Balcony, Deck, Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 392500
  • Lot Features: Cul-De-Sac, Pond(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 540
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Mill Race Creek
  • Management Contact Name: Admin
  • Management Phone: 815-814-5940

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.279
  • Lot Dimensions: 74X135X87X125
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9247.36
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2021
Closed on
Aug 4, 2021
Sold by
Trango Patricia M
Bought by
Crudell Wayne R and Crudell Terri L
Seller's Agent
Brook Henschen
Keller Williams Innovate
Buyer's Agent
Erin Hill
Coldwell Banker Real Estate Group
List Price
$392,500
Sold Price
$395,000
Premium/Discount to List
$2,500
0.64%
Current Estimated Value
$499,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,468
Avg. Annual Appreciation
6.17%
Original Mortgage
$60,000
Outstanding Balance
$46,495
Interest Rate
2.2%
Mortgage Type
New Conventional
Estimated Equity
$452,973

Purchase Details

Closed on
Jan 1, 1996
Bought by
Tragno Patricia M

Purchase Details

Closed on
Aug 1, 1995
Bought by
Dupage Design & Construction

Purchase Details

Closed on
Oct 1, 1992
Bought by
Oliver -Hoffmann Corp
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Crudell Wayne R $395,000 Chicago Title
Tragno Patricia M $256,000 --
Dupage Design & Construction $55,800 --
Oliver -Hoffmann Corp $2,988,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Crudell Wayne R $60,000
Previous Owner Tragno Patricia M $50,000
Previous Owner Tragno Patricia M $153,000
Previous Owner Tragno Patricia M $160,784
Previous Owner Tragno Patricia M $163,500
Previous Owner Tragno Patricia M $133,700
Closed Oliver -Hoffmann Corp --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2021 08/13/21 Sold $395,000 +0.6% $129 / Sq Ft
06/19/2021 06/19/21 Pending -- -- --
06/18/2021 06/18/21 For Sale $392,500 -- $128 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,696 $143,912 $29,094 $114,818
2023 $11,142 $132,030 $26,692 $105,338
2022 $11,142 $123,393 $24,946 $98,447
2021 $9,934 $112,175 $22,678 $89,497
2020 $9,247 $103,866 $20,998 $82,868
2019 $9,394 $103,866 $20,998 $82,868
2018 $9,965 $106,510 $24,292 $82,218
2017 $9,884 $102,414 $23,358 $79,056
2016 $9,718 $99,431 $22,678 $76,753
2015 $9,876 $96,534 $22,017 $74,517
2014 -- $91,938 $20,969 $70,969
2013 -- $92,867 $21,181 $71,686
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11126504

Midwest Real Estate Data (MRED)

APN: 03-09-424-022