$285,000
SOLD JUL 14, 2025
3 Beds
2 Baths
1,436 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$198 Per Sq Ft

5% Below List Price

3 Days on Market

Highlights

  • The property is located in a historic district
  • Deck
  • No HOA
  • Mountain View
  • Wood Flooring
  • Covered Patio or Porch

About This Home

As of July 2025

5109 Tennessee Avenue is a charming and unique 3 bed 2 bath, 1.5-story historic cottage in the heart of St. Elmo. This home offers a rare opportunity to restore and personalize a St Elmo gem of a home. The home is situated on a shaded a corner lot with ample opportunity for modernization or even expansion in square footage.

Inside, you'll find original hardwood floors along with a built-in cabinet that adds charm and history to the home. The main level features one bedroom, one full bathroom, kitchen, dining, and a laundry nook, while the original wooded staircase leads upstairs to two additional bedrooms, a full bath, along with extra storage tucked into the dormer knee walls.

The roof is just 6 months old, providing a great start for future improvements. The basement and attached 1 car garage are accessible by an interior staircase. Within the basement you will find an unfinished bonus room in this space offering the option for a future workshop, storage, or potential extra living area with the addition of an egress window.

Enjoy a covered side porch that connects to a deck leading to the rear entry door. The fully fenced side yard is ideal for pets or children to play safely in, and the yard is shaded by large mature oak trees. In addition, the property also offers 2 fruit-producing fig trees in the sunny front yard, perfect for a future garden.

A little about the neighborhood: Historic St Elmo is an eclectic and vibrant neighborhood nestled at the foot of Lookout Mountain roughly 4 miles from Downtown Chattanooga. This sweet and cozy neighborhood offers convenience and walkability with its proximity to an array of amenities: Virginia Ave bike path, grocery stores, post office, restaurants & shopping, an upgraded playground, attractions, trails (Lookout Mountain and Hawkins Ridge) and even a waterfall. Come make this charmer of a home and wonderful neighborhood your own. Local lenders preferred. Don't miss the chance to make this St. Elmo gem your own. Schedule your showing today.

Last Agent to Sell the Property

Debbie Sue Przybysz

Real Estate Partners Chattanooga LLC License #353531 Listed on: 06/11/2025

Real Estate Partners Chattanooga LLC

Co-Listed By

Sarah Brogdon

Real Estate Partners Chattanooga LLC License #324028

Last Buyer's Agent

Natalie Henson

Keller Williams Realty License #329006

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,796

Year Built

  • Built in 1940

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 100.54x69.93
  • Partially Fenced Property
  • Wood Fence
  • Irregular Lot
  • Gentle Sloping Lot

Parking

  • 1 Car Attached Garage
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Fixer Upper
  • Brick Foundation
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1,436 Sq Ft Home
  • 1.5-Story Property
  • Built-In Features
  • Wood Frame Window
  • Living Room
  • Dining Room
  • Mountain Views
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Deck
  • Covered Patio or Porch

Location

  • The property is located in a historic district

Schools

  • Calvin Donaldson Elementary School
  • Howard Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Window Unit Cooling System
  • Central Heating

Listing and Financial Details

  • Assessor Parcel Number 167j J 017

Community Details

Overview

  • No Home Owners Association
  • Scholzes Addn Subdivision

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,796

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 100.54X69.93
  • Co List Office Mls Id: 10678
  • Co List Office Phone: 423-265-0088
  • Subdivision Name: Scholzes Addn
  • Directions: From downtown, take S. Broad to Tennessee Ave; turn left at the fork to stay on Tennessee Ave; turn right on W. 52nd St. to park behind the house. The house is at the corner of Tennessee Ave. and W 52nd St.
  • Above Grade Finished Sq Ft: 1436.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 1436.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1940
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 167j J 017
  • Location Tax and Legal Elementary School: Calvin Donaldson Elementary
  • Location Tax and Legal Middle Or Junior School2: Howard Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 1796.04
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1436.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6098.4
  • General Property Information Lot Size Dimensions: 100.54X69.93
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • View:Mountain(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Fencing Fenced: Yes
  • Fencing Wood4: Yes
  • Cooling:Window Unit(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Fencing:Partial2: Yes
  • Foundation Details BrickMortar: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Levels:One and One Half: Yes
  • Property Condition:Fixer: Yes
  • Disclosures Historic District2: Yes
  • Flooring Wood: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Dishwasher
  • Has Basement: Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Tile, Wood
  • Interior Amenities: Built-in Features
  • Window Features: Wood Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Partial: Yes
  • Community Features:Playground: Yes
  • Community Features:Historic District: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Built-in Features: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Park: Yes

Exterior Features

  • Fencing: Fenced, Partial, Wood
  • Lot Features: Gentle Sloping, Irregular Lot
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Disclosures: Historic District
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: None
  • Foundation Details: Block, Brick/Mortar
  • Patio And Porch Features: Deck, Porch - Covered, Side Porch
  • Property Condition: Fixer
  • Roof: Asphalt, Shingle
  • Exterior Features:None8: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Gentle Sloping: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Irregular Lot: Yes
  • Patio and Porch Features:Side Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Garage, Off Street, On Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:On Street: Yes

Utilities

  • Laundry Features: Main Level
  • Cooling: Electric, Window Unit(s)
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Historic District, Park, Playground, Sidewalks, Street Lights
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Calvin Donaldson Elementary
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Howard Middle

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Additional Parcels: No
  • Parcel #: 167j J 017

Tax Info

  • Tax Annual Amount: 1796.04

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Jul 8, 2025
Sold by
Walker Jeffrey M and Walker Sarah E
Bought by
Smith Michael
Seller's Agent
Debbie Sue Przybysz
Real Estate Partners Chattanooga LLC
Buyer's Agent
Natalie Henson
Keller Williams Realty
List Price
$299,000
Sold Price
$285,000
Premium/Discount to List
-$14,000
-4.68%
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1180.69%

Purchase Details

Closed on
Aug 7, 2012
Sold by
Walker Jeffrey M and Walker Sarah M
Bought by
Walker Jeffrey M and Walker Sarah E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,971
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 17, 2008
Sold by
Whaley Rex and Whaley Norma G
Bought by
Walker Jeffrey M and Walker Sara E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,649
Interest Rate
6.1%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 26, 2008
Sold by
Nationstar Mortgage Llc
Bought by
Whaley Rex and Whaley Norma G

Purchase Details

Closed on
May 15, 2007
Sold by
Loggins Eve D
Bought by
Nationstar Mortgage Llc

Purchase Details

Closed on
Oct 18, 2005
Sold by
Centrex Home Equity Co Llc
Bought by
Loggins Eve

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,600
Interest Rate
7.3%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 27, 2005
Sold by
Jackson Andrew T
Bought by
Centex Home Equity Co Llc

Purchase Details

Closed on
Oct 19, 1995
Bought by
Jackson Andrew T and Jackson Ruby F
Source: Public Records

Similar Homes in Chattanooga, TN

  • 1142 Pierce St, Chattanooga, TN 37403

    $299,000

    • 3 Beds
    • 1.5 Baths
    • 1,328 Sq Ft
    • 1142 Pierce St
    • Chattanooga, TN

    Welcome to 1142 Pierce Avenue—a beautifully maintained 3-bedroom, 2-bath home that perfectly blends comfort, and functionality. From the moment you arrive, you'll be greeted by a large front porch, perfect for morning coffee or relaxing evenings.Step inside to an inviting open floor plan, ideal for entertaining or everyday living. The spacious living area flows seamlessly into the dining

    Joyce Smith Keller Williams Realty

    Section Image
  • 3224 Mountain View Dr, Chattanooga, TN 37419

    $250,000

    • 3 Beds
    • 1 Bath
    • 1,302 Sq Ft
    • 3224 Mountain View Dr
    • Chattanooga, TN

    One-Level Home — Minutes from Downtown Chattanooga!Welcome to an all brick 3-bedroom, 1-bath home located in the Lookout Valley community! Ideally positioned just a short drive to the heart of downtown Chattanooga, this home offers the perfect blend of convenience, comfort, and charm.Inside, you'll find a well designed single-level layout that includes a spacious living room, a

    Grace Frank Zach Taylor - Chattanooga

    Section Image
  • 2409 12th Ave, Chattanooga, TN 37407

    $260,000

    • 4 Beds
    • 2 Baths
    • 1,488 Sq Ft
    • 2409 12th Ave
    • Chattanooga, TN

    This stunning 4-bedroom, 2-bath home seamlessly blends modern upgrades with timeless appeal, making it an ideal choice for anyone seeking a comfortable retreat in the heart of Chattanooga. Thoughtfully renovated, it features a newer roof, updated HVAC, refreshed plumbing, and modernized electrical systems—offering reliability and worry-free living. This property boasts convenient

    Jake Kellerhals Keller Williams Realty

    Section Image
  • 1303 S Lyerly St, Chattanooga, TN 37404

    $250,000

    • 3 Beds
    • 1 Bath
    • 1,161 Sq Ft
    • 1303 S Lyerly St
    • Chattanooga, TN

    Coming Soon! 3 Bedroom home in the heart of downtown Chattanooga!

    Asher Black Keller Williams Realty

    Section Image
  • 1215 John Ross Rd, Chattanooga, TN 37412

    $245,000

    • 3 Beds
    • 2 Baths
    • 1,484 Sq Ft
    • 1215 John Ross Rd
    • Chattanooga, TN

    New Pricing $245,000! Dramatic Price Reduction from original list price. This one level, 3 bd/2ba home over a full unfinished basement offers growing room and storage. The living room features large windows and an electric log fireplace. This is a one family home that has seen a lot of love but is ready for updates. Beautiful and large corner lot on John Ross Rd. Home is being sold as a

    Linda Gaddis 35 South Real Estate & Design, LLC

    Section Image
  • 10 Kellys Ferry Ave, Chattanooga, TN 37419

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,396 Sq Ft
    • 10 Kellys Ferry Ave
    • Chattanooga, TN

    Welcome to 10 Kellys Ferry Ave, a charming 3-bedroom, 2-bath home set on just under a half-acre lot, offering both space and comfort in a desirable location. Inside, you'll find beautifully updated flooring throughout, adding warmth and style to every room. The kitchen is a true highlight, featuring stunning butcher block countertops that combine natural beauty with functionality. The open layout

    Asher Black Keller Williams Realty

    Section Image
  • 28 Kellys Ferry Ave, Chattanooga, TN 37419

    $227,000

    • 2 Beds
    • 1 Bath
    • 745 Sq Ft
    • 28 Kellys Ferry Ave
    • Chattanooga, TN

    Join us for an open house every Sunday from 2 to 4 PM! Start by visiting the model home in the neighborhood! View, views, and more views! Not only does this home feel like you're in the middle of the woods, it has the perfect blend of elegance and practicality designed to elevate your lifestyle. This single-story layout offers an expansive master suite on the main floor, open-concept living,

    Jim Lea Keller Williams Realty

    Section Image
  • 41 Kellys Ferry Ave, Chattanooga, TN 37419

    $331,400

    • 3 Beds
    • 2.5 Baths
    • 1,255 Sq Ft
    • 41 Kellys Ferry Ave
    • Chattanooga, TN

    Come visit this stunning neighborhood every Sunday from 2-4! Start by visiting the model home and follow it up with a private tour of the neighborhood! View, views, and more views! Not only does this home have absolutely stunning mountain views, but it feels like you are alone in the middle of nature! If you have ever dreamed of living in a new home surrounded by nature, this is the house for

    Jim Lea Keller Williams Realty

    Section Image
  • 3523 Pinellas Ln, Chattanooga, TN 37412

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,488 Sq Ft
    • 3523 Pinellas Ln
    • Chattanooga, TN

    *** MOTIVATED SELLER*** Unlock the possibilities in this 3-bedroom, 2-bathroom home bursting with potential! Whether you're an investor or a buyer ready to add your personal touch, this property offers a solid layout with spacious rooms, a functional kitchen, and a large backyard perfect for outdoor living or future expansion. Located in a quiet neighborhood with easy access to schools, shopping,

    Larry Hall Crye-Leike, REALTORS

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 Cumberland Title & Guaranty
Warranty Deed $285,000 Cumberland Title & Guaranty
Interfamily Deed Transfer -- None Available
Warranty Deed $134,400 A 1 Title & Escrow
Special Warranty Deed $69,900 Resource Title Agency
Trustee Deed $110,587 None Available
Special Warranty Deed $114,000 Perrie & Cole Title Alabama
Trustee Deed $90,806 --
Deed $45,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $26,884 FHA
Previous Owner $127,971 FHA
Previous Owner $132,649 FHA
Previous Owner $102,600 Fannie Mae Freddie Mac
Previous Owner $96,408 Unknown
Previous Owner $85,262 Unknown
Previous Owner $78,386 Unknown
Closed $11,400 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $285,000 -4.7% $198 / Sq Ft
06/14/2025 06/14/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $299,000 -- $208 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $895 $40,025 $0 $0
2023 $895 $40,025 $0 $0
2022 $895 $40,025 $0 $0
2021 $895 $40,025 $0 $0
2020 $666 $24,100 $0 $0
2019 $666 $24,100 $0 $0
2018 $675 $24,100 $0 $0
2017 $666 $24,100 $0 $0
2016 $624 $0 $0 $0
2015 $1,261 $22,575 $0 $0
2014 $1,261 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1514597

Greater Chattanooga REALTORS®

APN: 167J-J-017