$675,000
SOLD OCT 1, 2024
3 Beds
3.5 Baths
2,020 Sq Ft
0.88 Acres

Recently Sold

$334 Per Sq Ft

3% Below List Price

3 Days on Market

Highlights

  • River Access
  • Open Floorplan
  • Cathedral Ceiling
  • Waterfront
  • Mountain View
  • 4-minute walk to Blue Goose Hollow Trailhead

About This Home

As of October 2024

Welcome to 513 Mariner Way, a captivating cottage-style home set in the highly sought-after Cameron Harbor community, beautifully situated along the riverfront in Downtown Chattanooga. This delightful 3-bedroom, 3.5-bathroom residence offers a perfect blend of modern amenities and timeless charm, creating an urban sanctuary just a stone's throw from the Tennessee River and the picturesque Riverwalk. From the moment you arrive, you'll appreciate the home's quaint exterior, which features two welcoming front porches—ideal for enjoying your morning coffee while soaking in the vibrant neighborhood ambiance. The composite decking on these porches ensures lasting durability and minimal maintenance. Inside, you'll find a light-filled main floor with an open-concept layout that seamlessly connects the living and dining areas to the kitchen, making it ideal for both daily living and entertaining. Recent updates, including floating bookshelves, new light fixtures, and a custom, artistic media center in the family room, add both function and artistry to the space. The kitchen, inspired by coastal design, boasts pristine white cabinetry, a gleaming tile backsplash, and elegant granite countertops. An island with bar seating, along with a gas cooktop and stainless steel appliances, will please any home chef. The main floor also includes a thoughtfully placed half-bath for guests. Upstairs, two generously sized en suite bedrooms provide private, peaceful retreats. The master suite stands out as a luxurious escape, featuring its own private porch, vaulted ceilings, and dual closets 2 walk-in and 2 reach-in. The master bathroom is spa-inspired, with a large, glass-enclosed tile shower with multiple showerheads, a separate water closet, a garden tub, dual vanities, a linen closet, and a second walk-in closet offering ample storage. The rear bedroom on this level offers a stunning view of the river, making it a perfect spot to unwind. A spacious guest suite with river views, features its own private bath and ample closet space, along with a laundry closet completing the upper floor. The lower level of this home offers additional versatility with a third bedroom or flex room, complete with its own full bath. This space is perfect for accommodating guests, setting up a home office, or creating a recreational area. Natural light fills every corner of this home, enhancing its warm and welcoming atmosphere.

One of the home's most coveted features is the attached 2-car garagea true luxury in downtown living. Additionally, this home includes two parking passes that allow you to park anywhere within the complex, adding a layer of convenience. The property also boasts whole-house blinds (including a custom blind between the glass on the front door), the newer water heater- is just two years old, offering peace of mind for years to come.

As part of the Cameron Harbor community, residents enjoy the benefits of a well-maintained condominium setting. The HOA fee covers lawn and shrub care, irrigation, and grants access to the Vista Cameron Harbor swimming pool and fitness center. Additional amenities include a fire pit, outdoor grill, sitting area, dog wash area, and a dog park. A large shade tree in front of the home provides added privacy and a cool reprieve on sunny days. Additional parking tags for owners and guest parking permits are managed by the HOA, ensuring convenience for your guests. Situated just steps from the Tennessee River and the extensive Riverwalk, this home provides easy access to one of Chattanooga's greatest treasuresa 16.1-mile paved trail along the river, perfect for walking, running, or biking. You can easily walk to downtown attractions or take a short bike ride to the historic St. Elmo district for dining, museums, and entertainment. With the future home of the Chattanooga Lookouts baseball stadium nearby, this location combines the best of relaxation and city excitement. This home has been dearly loved, and while the sellers are sad to leave, it offers a wonderful opportunity for its next owners. Schedule your showing today! Local lenders are preferred.

Last Agent to Sell the Property

Debbie Sue Przybysz

Real Estate Partners Chattanooga LLC License #353531 Listed on: 08/21/2024

Real Estate Partners Chattanooga LLC

Co-Listed By

Sarah Brogdon

Real Estate Partners Chattanooga LLC License #324028

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Sarah Brogdon

Real Estate Partners Chattanooga LLC License #324028

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,849

Year Built

  • Built in 2015

Lot Details

  • Waterfront
  • Level Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 2,020 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • ENERGY STAR Qualified Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room
  • Dining Room
  • Mountain Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Built-In Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Thermostat

Outdoor Features

  • River Access
  • Covered patio or porch

Schools

  • Brown Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • High-Efficiency Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 135n A 004 C105

Community Details

Overview

  • Cameron Harbor Subdivision

Amenities

  • Recycling

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,849

Year Built

Built in 2015

Lot Details

0

HOA Fees

$83 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 0
  • Co List Office Mls Id: 10678
  • Co List Office Phone: 423-265-0088
  • Subdivision Name: Cameron Harbor
  • Directions: From downtown Chattanooga, take Riverfront Parkway and cross under the Olgiati Bridge; turn right on Molly Lane; turn right on Latitude Circle; turn left on Mariner Way. Home will be on the left.
  • Above Grade Finished Sq Ft: 2020.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 2020.0
  • New Construction: No
  • Efficiency: Appliances, HVAC, Thermostat, Water Heater, Windows
  • Structure Type: Free Standing Building
  • Year Built: 2015
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 135n A 004 C105
  • Location Tax and Legal Elementary School: Brown Elementary
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 4848.53
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2020.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Roof Asphalt5: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Wall Oven: Yes
  • Cooling:Multi Units: Yes
  • Levels Three Or More: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Green Sustainability Onsite Recycling Center: Yes
  • Special Features: None

Interior Features

  • Appliances: Wall Oven, Microwave, Gas Range, Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Hardwood, Tile
  • Interior Amenities: Cathedral Ceiling(s), Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Primary Downstairs, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: ENERGY STAR Qualified Windows, Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Full Basement: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Interior Features:Soaking Tub: Yes

Exterior Features

  • Lot Features: Level, Split Possible, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: Community
  • View: Mountain(s), Other
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Fiber Cement
  • Foundation Details: Slab
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Insulated Windows: Yes
  • Waterfront Features:River Access: Yes
  • Window Features:ENERGY STAR Qualified Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener, Garage Faces Rear, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Faces Rear: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Senior Community: No
  • Association Fee: 83.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 83.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Brown Elementary
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Green Features

  • Green Sustainability: Onsite Recycling Center
  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Appliances: Yes
  • Green Energy Efficient:Thermostat: Yes
  • Green Energy Efficient:Water Heater: Yes
  • Green Energy Efficient:Windows: Yes

Lot Info

  • Additional Parcels: No
  • Parcel #: 135n A 004 C105

Tax Info

  • Tax Annual Amount: 4848.53

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2024
Closed on
Oct 1, 2024
Sold by
Eldar Dganit and Eldar Naveh
Bought by
Henry Patrick C
Seller's Agent
Debbie Sue Przybysz
Real Estate Partners Chattanooga LLC
Buyer's Agent
Sarah Brogdon
Real Estate Partners Chattanooga LLC
List Price
$693,000
Sold Price
$675,000
Premium/Discount to List
-$18,000
-2.6%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.25%
Original Mortgage
$641,250
Outstanding Balance
$635,908
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$45,981

Purchase Details

Listed on
Jul 23, 2022
Closed on
Aug 23, 2022
Sold by
Mosley Jerre B
Bought by
Eldar Dganit
Seller's Agent
Paula Palmer
Real Estate Partners Chattanooga LLC
Buyer's Agent
Debbie Sue Przybysz
Real Estate Partners Chattanooga LLC
List Price
$650,000
Sold Price
$650,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.80%
Original Mortgage
$520,000
Interest Rate
5.51%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 11, 2015
Closed on
Sep 8, 2015
Sold by
Cameron Harbor Homes Llc
Bought by
Mosley Jerre B and Mosley Adelia L
Seller's Agent
Darlene Brown
Real Estate Partners Chattanooga LLC
Buyer's Agent
Natalie Henson
Keller Williams Realty
List Price
$3,000
Sold Price
$2,750
Premium/Discount to List
-$250
-8.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
121.82%
Original Mortgage
$287,100
Interest Rate
4.02%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Cumberland Title
Warranty Deed $650,000 Team Title
Warranty Deed $319,000 First Choice Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $641,250 New Conventional
Previous Owner $520,000 New Conventional
Previous Owner $287,100 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 For Sale $729,000 +8.0% $361 / Sq Ft
10/01/2024 10/01/24 Sold $675,000 0.0% $334 / Sq Ft
09/21/2024 09/21/24 Off Market $2,800 -- --
09/21/2024 09/21/24 Off Market $2,900 -- --
08/25/2024 08/25/24 Pending -- -- --
08/21/2024 08/21/24 For Sale $693,000 +6.6% $343 / Sq Ft
08/23/2022 08/23/22 Sold $650,000 0.0% $322 / Sq Ft
08/05/2022 08/05/22 Pending -- -- --
07/23/2022 07/23/22 For Sale $650,000 0.0% $322 / Sq Ft
12/10/2018 12/10/18 Rented -- -- --
12/10/2018 12/10/18 Rented -- -- --
12/10/2018 12/10/18 Under Contract -- -- --
12/10/2018 12/10/18 Under Contract -- -- --
12/10/2018 12/10/18 Rented $2,800 -6.7% --
11/29/2018 11/29/18 For Rent $3,000 +3.4% --
11/27/2018 11/27/18 For Rent -- -- --
04/27/2017 04/27/17 Rented -- -- --
04/27/2017 04/27/17 Under Contract -- -- --
04/27/2017 04/27/17 Rented $2,900 0.0% --
04/18/2017 04/18/17 For Rent $2,900 0.0% --
10/15/2015 10/15/15 Sold $2,750 -8.3% $1 / Sq Ft
10/15/2015 10/15/15 Pending -- -- --
09/11/2015 09/11/15 For Sale $3,000 -99.1% $1 / Sq Ft
09/08/2015 09/08/15 Sold $319,000 0.0% $158 / Sq Ft
07/23/2014 07/23/14 Pending -- -- --
07/21/2014 07/21/14 For Sale $319,000 -- $158 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,417 $108,050 $0 $0
2023 $2,417 $108,050 $0 $0
2022 $2,417 $108,050 $0 $0
2021 $2,417 $108,050 $0 $0
2020 $2,265 $81,925 $0 $0
2019 $2,265 $81,925 $0 $0
2018 $1,992 $81,925 $0 $0
2017 $2,265 $81,925 $0 $0
2016 $2,196 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1397398

Greater Chattanooga REALTORS®

APN: 135N-A-004-C105