$215,000
SOLD DEC 27, 2024

514 Cipher St MacEdonia, IA 51549

4 Beds
2 Baths
2,306 Sq Ft
0.4 Acres

Recently Sold

$93 Per Sq Ft

19% Below List Price

17 Days on Market

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • Formal Dining Room
  • Wood Flooring
  • No HOA
  • Porch

About This Home

As of December 2024

Price reduced as seller is motivated. Don't let this one get away. With a short commute to the city you can live in this beautiful home. Large home with plenty of room for everyone. Large lot, with off street parking for and a two-car garage. Original hardwood floors and trim throughout holding the old charm inside with vinyl siding and some newer windows. Don't miss your chance and schedule your viewing right away.

Last Agent to Sell the Property

Tina Polly

NP Dodge Real Estate - Council Bluffs License #S44354000 Listed on: 11/03/2024

NP Dodge Real Estate - Council Bluffs

Last Buyer's Agent

Brent Wax

Platinum Realty, LLC License #S71310000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,924

Year Built

  • Built in 1900

Lot Details

  • Lot Dimensions are 189.61x132.67
  • Level Lot

Home Design

  • Brick Foundation
  • Frame Construction

Interior Spaces

  • 2,306 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Formal Dining Room
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Bathrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Outdoor Features

  • Deck
  • Porch

Schools

  • Riverside Elementary School
  • Riverside Community Middle School
  • Riverside Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available
  • Tankless Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,924

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Air Conditioner: Electric Central
  • Basement: Partial
  • Basement: Partial
  • Dining Facilities: Formal Dining
  • Fireplace: No
  • Interior Amenities: Ceiling Fans, Smoke Alarms, Wood Floors, Tile Floor
  • Kitchen Features: Dishwasher, Refrigerator, Microwave, Electric Range
  • Laundry: Dryer Hookup, Washer Hookup, Main Floor
  • Lower Tri Level: None
  • Main Level: Baths, Other, Primary Bedroom, Kitchen, Living Room, Dining
  • Ramp Access: No
  • Second Level: Baths, Other Bedrooms
  • Sq Ft 2nd Floor: 603.00
  • Sq Ft Main Floor: 1703.00
  • Stories: 2.0
  • Total Finished Sq Ft: 2306.00
  • Total Above Ground Finished Sq Ft: 2306.00

Beds/Baths

  • Bathrooms Above Grade: 2
  • Bathrooms Below Grade: None
  • Above Grade Bedrooms: 4
  • Below Grade Bedrooms: None
  • Total Bathrooms: 2.00
  • Total Bedrooms: 4

Exterior Features

  • Exterior Amenities: Deck, Open Porch
  • New Construction: N
  • Roof: Other
  • Site Amenities: Concrete Road, Off Street Parking, Flat Lot
  • Style: 2 Story

Garage/Parking

  • Garage: 2
  • Garage Features: Electric, Extra Storage
  • Garage Type: Attached

Utilities

  • Heating: Gas Forced Air
  • Hot Water Heater: Electric, Tankless
  • Services: City Sewer, School Bus, Public Sidewalks, Gas, Electrical, City Water

Association/Amenities

  • Association Fee: N

Schools

  • School District: Riverside
  • Elementary School: Riverside
  • Middle School: Riverside Community
  • High School: Riverside Community
  • Elementary School: Riverside
  • High School: Riverside Community
  • Jr High: Riverside Community
  • School District: Riverside

Lot Info

  • Flood Insurance: Not Required
  • Lot Size: 189.61x132.67
  • Lot Size Range: Over 1/2 up to 1 Acre

Building Info

  • Construction: Brick, Frame
  • Year Built: 1900

Tax Info

  • Current REIDS Year Paid: N/A
  • Gross Taxes: 3089.29
  • Net Taxes: 2924.00
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2024
Closed on
Dec 22, 2024
Sold by
Alford Justin and Alford Alexandra S
Bought by
Gard Brett J
Seller's Agent
Tina Polly
NP Dodge Real Estate - Council Bluffs
Buyer's Agent
Brent Wax
Platinum Realty, LLC
List Price
$265,000
Sold Price
$215,000
Premium/Discount to List
-$50,000
-18.87%
Views
33
Current Estimated Value
$217,807

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,807
Avg. Annual Appreciation
-2.79%
Original Mortgage
$172,000
Outstanding Balance
$171,556
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$40,484
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $215,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $172,000 New Conventional
Previous Owner $189,727 New Conventional
Previous Owner $92,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/27/2024 12/27/24 Sold $215,000 -12.2% $93 / Sq Ft
11/20/2024 11/20/24 Pending -- -- --
11/11/2024 11/11/24 Price Changed $245,000 -7.5% $106 / Sq Ft
11/03/2024 11/03/24 For Sale $265,000 +39.1% $115 / Sq Ft
05/17/2024 05/17/24 Sold $190,556 +0.3% $83 / Sq Ft
12/23/2023 12/23/23 Pending -- -- --
12/15/2023 12/15/23 For Sale $189,995 +2.7% $82 / Sq Ft
04/29/2022 04/29/22 Sold $185,000 +3.4% $80 / Sq Ft
03/27/2022 03/27/22 Pending -- -- --
03/23/2022 03/23/22 For Sale $179,000 -- $78 / Sq Ft
Source: Southwest Iowa Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,924 $196,000 $16,500 $179,500
2023 $2,924 $196,000 $16,500 $179,500
2022 $2,382 $133,200 $16,500 $116,700
2021 $3,634 $133,200 $16,500 $116,700
2020 $2,146 $133,200 $16,500 $116,700
2019 $1,766 $115,500 $5,200 $110,300
2018 $1,716 $92,837 $5,257 $87,580
2017 $1,760 $92,837 $5,257 $87,580
2015 $1,748 $92,837 $5,257 $87,580
2014 $1,750 $92,837 $5,257 $87,580
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwest Iowa Association of Realtors®

MLS Number: 24-2195

Southwest Iowa Association of Realtors®

APN: 7440-23-302-003