$580,000
SOLD JUL 15, 2025

514 Willow Creek Cove NE Cleveland, TN 37323

5 Beds
3 Baths
3,512 Sq Ft
0.89 Acres

Recently Sold

$165 Per Sq Ft

3% Below List Price

Highlights

  • 2 Car Attached Garage
  • Fire Pit
  • Fenced
  • Brick or Stone Mason
  • Central Heating and Cooling System
  • Gas Log Fireplace

About This Home

As of July 2025

Beautiful home on 1 acre lot in Willow Creek Subdivision with 2 primary bedrooms on the main level, and an additional 3 bedrooms and a bath upstairs, this home is a must see. The 2 story foyer opens into the dining room, which is accentuated with a beautiful arched window. Spend your nights relaxing by the two sided gas fireplace, that joins the great room, featuring a high vaulted ceiling, and the screened in porch overlooking the fenced in back yard perfect for those fur babies. The open kitchen, which features all new stainless steel appliances, granite counter tops and an island is perfect for the chef in your family. All this, plus a partially finished basement that include a workshop, plus 2 additional finished rooms, that could be used for a den, exercise or movie room. The possibilities are endless. This magnificent home is located in Cleveland and close to Chattanooga, and Dalton.

Last Agent to Sell the Property

Comps Non Member Licensee

COMPS ONLY Listed on: 07/16/2025

Last Buyer's Agent

Nathan Torgerson

Keller Williams Realty License #323740

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,934

Year Built

  • Built in 2006

Lot Details

  • 0.89 Acre Lot
  • Lot Dimensions are 127 x 325
  • Fenced

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick or Stone Mason
  • Block Foundation
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2-Story Property
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Fire Pit
  • Rain Gutters

Schools

  • Park View Elementary School
  • Ocoee Middle School
  • Walker Valley High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • Willow Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 059c E 014.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,934

Year Built

Built in 2006

Lot Details

0

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.89
  • Lot Size: 127 x 325
  • Subdivision Name: Willow Creek
  • Directions: Exit 20, east to Cleveland, right on to 64 toward Ocoee, approx 3 miles left on Hollow Road at stop sign turn left on Old Parksville Rd, then right on Fernwood, right on Willow Creek Cove, house is on the left.
  • Above Grade Finished Sq Ft: 2522.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3512.0
  • New Construction: No
  • Year Built: 2006
  • Cooling:Electric: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 059c E 014.00
  • Location Tax and Legal Elementary School: Park View Elementary
  • Location Tax and Legal Middle Or Junior School2: Ocoee Middle
  • Location Tax and Legal High School: Walker Valley High
  • Location Tax and Legal:Tax Annual Amount: 1934.25
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2522.0
  • General Property Information Below Grade Finished Area: 990.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.89
  • General Property Information Lot Size Square Feet2: 38768.4
  • General Property Information Lot Size Dimensions: 127 x 325
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 990.0
  • Fireplace Features: Family Room, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Full Basement: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Gas Log: Yes

Exterior Features

  • Fencing: Fenced
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Vinyl Siding
  • Exterior Features: Fire Pit, Rain Gutters
  • Foundation Details: Block
  • Construction Materials:Vinyl Siding: Yes
  • Construction Materials:Stone: Yes
  • Exterior Features:Rain Gutters: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Phone Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 149.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 149.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Park View Elementary
  • High School: Walker Valley High
  • Middle Or Junior School: Ocoee Middle

Lot Info

  • Lot Size Sq Ft: 38768.4
  • Additional Parcels: No
  • Parcel #: 059c E 014.00

Tax Info

  • Tax Annual Amount: 1934.25

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2025
Closed on
Jul 14, 2025
Sold by
Haggerty Family Revocable Trust and Haggerty Daniel A
Bought by
Sippel Adina and Sippel Adam
Seller's Agent
Comps Non Member Licensee
COMPS ONLY
Buyer's Agent
Nathan Torgerson
Keller Williams Realty
List Price
$599,900
Sold Price
$580,000
Premium/Discount to List
-$19,900
-3.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
241.89%
Original Mortgage
$330,000
Outstanding Balance
$330,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$279,233

Purchase Details

Closed on
Dec 29, 2021
Sold by
Haggerty Iii Daniel A and Haggerty Sherry L
Bought by
Haggerty Family Revocable Trust

Purchase Details

Listed on
Mar 4, 2021
Closed on
Mar 29, 2021
Sold by
Campbell Bruce R and Campbell Karen M
Bought by
Haggerty Daniel Aloysius and Haggerty Sherry Lynne
Seller's Agent
Angela Carson
Horizon Sotheby's International Realty
Buyer's Agent
CarolAnn Smith
Weathersbee Realty
List Price
$469,900
Sold Price
$472,000
Premium/Discount to List
$2,100
0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.07%
Original Mortgage
$377,600
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2018
Sold by
Hodge Michael and Hodhge Tiffany
Bought by
Campbell Bruce R and Campbell Karen M

Purchase Details

Closed on
Feb 26, 2016
Sold by
Brum Jeffery W
Bought by
Campbell Bruce R and Campbell Karen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 21, 2007
Sold by
Ball Thomas Donna
Bought by
Brum Jeffrey W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,900
Interest Rate
6.12%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $580,000 Bridge City Title Downtown Llc
Warranty Deed $580,000 Bridge City Title Downtown Llc
Warranty Deed -- Plemmons Loren E
Warranty Deed $472,000 Realty Ttl & Closing Svcs In
Warranty Deed $3,600 None Available
Warranty Deed $310,000 --
Deed $349,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,000 New Conventional
Closed $330,000 New Conventional
Previous Owner $377,600 New Conventional
Previous Owner $110,000 New Conventional
Previous Owner $269,000 No Value Available
Previous Owner $271,900 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 For Sale $599,900 +3.4% $171 / Sq Ft
07/15/2025 07/15/25 Sold $580,000 0.0% $165 / Sq Ft
07/15/2025 07/15/25 Sold $580,000 -3.3% $165 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
05/23/2025 05/23/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $599,900 0.0% $171 / Sq Ft
04/24/2025 04/24/25 Off Market $599,900 -- --
03/25/2025 03/25/25 For Sale $599,900 0.0% $171 / Sq Ft
03/20/2025 03/20/25 Pending -- -- --
01/02/2025 01/02/25 Price Changed $599,900 -4.0% $171 / Sq Ft
11/07/2024 11/07/24 Price Changed $625,000 -3.8% $178 / Sq Ft
08/20/2024 08/20/24 Price Changed $650,000 -3.7% $185 / Sq Ft
08/17/2024 08/17/24 For Sale $675,000 +43.0% $192 / Sq Ft
03/29/2021 03/29/21 Sold $472,000 +0.4% $175 / Sq Ft
03/04/2021 03/04/21 For Sale $469,900 -- $174 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,934 $108,800 $15,325 $93,475
2023 $1,934 $108,800 $15,325 $93,475
2022 $1,934 $108,800 $15,325 $93,475
2021 $1,934 $108,800 $0 $0
2020 $2,116 $108,800 $0 $0
2019 $2,116 $95,225 $13,000 $82,225
2018 $1,966 $0 $0 $0
2017 $1,951 $0 $0 $0
2016 $1,951 $0 $0 $0
2015 $1,934 $0 $0 $0
2014 $1,579 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1516751

Greater Chattanooga REALTORS®

APN: 059C-E-014.00