$535,000
SOLD JUL 21, 2025
3 Beds
2.5 Baths
1,845 Sq Ft
1984 Built

Recently Sold

$290 Per Sq Ft

11% Above List Price

1 Day on Market

Highlights

  • Mature Trees
  • Deck
  • Recreation Room
  • Wild Rose Elementary School Rated A
  • Property is near a park
  • Wood Flooring

About This Home

As of July 2025

PREMIUM LOCATION NEAR THE HEART OF DOWNTOWN ST. CHARLES!!! Discover this lovely 2-story home in the highly sought-after Timbers neighborhood, perfectly situated just steps from vibrant downtown St. Charles, the 26-acre Timber Trails Park with paths and playground, the scenic Fox River, Ferson Creek Park, and beautiful Potawatomi Park. Step inside and be captivated by the gorgeous new kitchen, featuring gleaming granite countertops, stainless steel appliances, 42" upper cabinets, a convenient breakfast bar + a spacious breakfast room. The kitchen seamlessly flows into a spacious family room, complete with a cozy fireplace flanked by cabinets and a large picture window offering serene views of the perennial gardens. Gleaming Hardwood Flooring + a convenient guest powder room completes the main level. Upstairs, you'll find a private primary bedroom with its own en-suite bathroom, plenty of room for a king size bed and a walk in closet! Two generously sized guest bedrooms with double wide closets and an adjacent full bathroom. The finished basement offers versatile space, perfect for a recreation room, home gym, office, craft room or whatever suits your needs. Large storage / utility room with a laundry sink. Outside, enjoy your own private oasis with a fenced-in backyard, large deck, and brick paver patio-ideal for entertaining or simply relaxing. Don't miss this incredible opportunity to live in one of St. Charles' most desirable locations! Enjoy the Timbers 4th of July flag display and the Christmas Eve luminaries. If you love the fishing or boating, the Fox River boat launch is just down the street at Boy Scout Island. Ideal location near the heart of Downtown St. Charles, the Fox River, Boy Scout Island, Ferson Creek park, schools, library, shops, restaurants, entertainment, Fox River trail, the Randall road corridor and Potawatomi park offering a plethora of fun... Swanson pool, 9 hole golf course, miniature golf, sand volleyball, park, paths, picnic pavilion, community center, park district event, kayak and pedal boat rentals, and Paddlewheel Riverboat tours along the Fox. Home is on public city water / sewer service. Many IMPROVEMENTS INCLUDE: Roof 2024, Entire Kitchen remodeled in 2022 including all appliances, new windows 2022, furnace & central air in 2024, Garage Door and opener in 2022, Water softener on 2022, second floor vinyl plank flooring 2022, basement flooring 2023, whole house fan 2024, Entire interior painted in 2022. A perfect place to call Home!

Last Agent to Sell the Property

Selena Stloukal

RE/MAX All Pro - St Charles License #475151918 Listed on: 07/04/2025

RE/MAX All Pro - St Charles

Last Buyer's Agent

Carolyn Chesta

Baird & Warner Fox Valley - Geneva License #475167797

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,219

Year Built

  • Built in 1984

Lot Details

  • Lot Dimensions are 67.3x183.1x85.2x171.7
  • Fenced
  • Paved or Partially Paved Lot
  • Mature Trees
  • Wooded Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,845 Sq Ft Home
  • 2-Story Property
  • Whole House Fan
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Replacement Windows
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Game Room
  • Lower Floor Utility Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Partial Basement
  • Sump Pump

Outdoor Features

  • Deck
  • Patio
  • Shed

Location

  • Property is near a park

Schools

  • Wild Rose Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Timbers Subdivision

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,219

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Timbers
  • Year Built: 1984
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener
  • Basement: Finished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Walk-In Closet(s), Granite Counters, Replacement Windows
  • LivingArea: 1845
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Fan-Whole House, Sump Pump
  • Room Type: Recreation Room, Game Room, Foyer, Utility Room-Lower Level, Walk In Closet, Deck
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Door Features: Sliding Glass Door(s)
  • Flooring: Vinyl

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 479900
  • Lot Features: Wooded, Mature Trees
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Wild Rose Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 67.3X183.1X85.2X171.7
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 5218.92
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior,Other

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 4, 2025
Closed on
Jul 1, 2025
Sold by
Eilken Linda
Bought by
Saffle Nicholas Kees and Mcdonough Patricia
Seller's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
Buyer's Agent
Carolyn Chesta
Baird & Warner Fox Valley - Geneva
List Price
$479,900
Sold Price
$535,000
Premium/Discount to List
$55,100
11.48%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.23%
Original Mortgage
$428,000
Outstanding Balance
$427,295
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$88,172

Purchase Details

Closed on
Jul 14, 2001
Sold by
Murphy Dorothy M
Bought by
Eilken Linda

Purchase Details

Closed on
Mar 8, 1996
Sold by
American National Bk & Tr Co Of Chicago
Bought by
Murphy Dorothy M and Dorothy M Murphy Trust
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $535,000 Fidelity National Title
Warranty Deed $230,000 First American Title
Trustee Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $428,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/21/2025 07/21/25 Sold $535,000 +11.5% $290 / Sq Ft
07/05/2025 07/05/25 Pending -- -- --
07/04/2025 07/04/25 For Sale $479,900 -- $260 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,219 $136,339 $39,474 $96,865
2023 $9,126 $122,026 $35,330 $86,696
2022 $6,484 $86,306 $35,417 $50,889
2021 $5,607 $74,748 $33,759 $40,989
2020 $8,072 $104,073 $33,130 $70,943
2019 $7,924 $102,012 $32,474 $69,538
2018 $7,698 $98,807 $31,239 $67,568
2017 $7,437 $94,754 $30,171 $64,583
2016 $7,804 $91,426 $29,111 $62,315
2015 -- $90,440 $28,797 $61,643
2014 -- $84,663 $28,797 $55,866
2013 -- $82,240 $29,085 $53,155
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12411313

Midwest Real Estate Data (MRED)

APN: 09-28-278-005