Seller's Agent in 2021
Craig Caffarello
Your Place Realty Group
(630) 898-8500
9 in this area
104 Total Sales
515 Waterford Dr Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $447,000 - $469,000
5
Beds
4
Baths
2,394
Sq Ft
$192/Sq Ft
Est. Value
Highlights
- Waterfront
- Recreation Room
- Wood Flooring
- Deck
- Traditional Architecture
- 4-minute walk to Pearce's Ford Park
About This Home
As of February 2021Welcome to this beautiful 5 bedroom, 2.2 bath home in The Ponds at Mill Race Creek. Enjoy amazing views of a spectacular tree lined pond in your own back yard! Over 3600 sq. ft. of living space in this move-in ready home! This spacious home features a large master bedroom with a private master bath and a large closet, family room with a wood burning fireplace and an open concept view into the kitchen with plenty of cabinet space, pantry, new granite countertops, and a breakfast area with views of the rear yard and access to the freshly stained deck. The second floor features newer hardwood flooring and large secondary bedrooms. The finished basement has brand new vinyl plank flooring, half bath and an office space which could easily be converted to a fifth bedroom. You'll absolutely love the spacious backyard with amazing pond views! Perfect for sitting on the huge deck and enjoying wonderful sunsets. The screened patio area means you can enjoy the view in any weather! Located just blocks from all the grocery, shopping and amenities on Route 34 but situated in a nice quiet neighborhood. This is a great place for family living and a most see that will be gone quickly! See this one soon!
Last Agent to Sell the Property
Your Place Realty Group License #471000221 Listed on: 01/04/2021
Co-Listed By
Barbara Schlafke
Your Place Realty Group
Home Details
Home Type
- Single Family
Year Built
- 1998
Lot Details
- Waterfront
- Irregular Lot
HOA Fees
- $42 per month
Parking
- Attached Garage
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- Walk-In Closet
- Breakfast Room
- Formal Dining Room
- Recreation Room
- Sun or Florida Room
- Home Gym
- Water Views
- Storm Screens
- Laundry on main level
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Partially Carpeted
- Laminate
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Screened Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
- $7,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 2, 2020
Sold by
Kamiti Mungai and Kinyanjui Josephine N
Bought by
Codreanu Ion Balan
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,000
Interest Rate
2.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2004
Sold by
Schmitt Susan
Bought by
Kamiti Mungai and Kinyanjui Josephine N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,900
Interest Rate
5.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 25, 2002
Sold by
Schmitt Stephen H and Schmitt Susan M
Bought by
Schmitt Susan M
Purchase Details
Closed on
Jun 3, 1998
Sold by
Oak Brook Bank
Bought by
Schmitt Stephen H and Schmitt Susan M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,850
Interest Rate
7.22%
Purchase Details
Closed on
Jan 26, 1998
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Codreanu Ion Balan | $320,000 | Greater Illinois Title Co | |
| Kamiti Mungai | $281,000 | Ticor Title | |
| Schmitt Susan M | -- | -- | |
| Schmitt Stephen H | $203,500 | -- | |
| Oak Brook Bank | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Codreanu Ion Balan | $288,000 | |
| Previous Owner | Kamiti Mungai | $252,900 | |
| Previous Owner | Schmitt Stephen H | $192,850 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/15/2021 02/15/21 | Sold | $320,000 | +5.1% | $134 / Sq Ft |
| 01/11/2021 01/11/21 | Pending | -- | -- | -- |
| 01/04/2021 01/04/21 | For Sale | $304,500 | -- | $127 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,956 | $129,725 | $31,508 | $98,217 |
| 2023 | $8,882 | $114,801 | $27,883 | $86,918 |
| 2022 | $8,882 | $104,364 | $25,348 | $79,016 |
| 2021 | $8,565 | $97,537 | $23,690 | $73,847 |
| 2020 | $7,908 | $94,696 | $23,000 | $71,696 |
| 2019 | $8,247 | $96,914 | $23,000 | $73,914 |
| 2018 | $8,198 | $91,228 | $21,586 | $69,642 |
| 2017 | $8,377 | $87,719 | $20,756 | $66,963 |
| 2016 | $8,321 | $85,999 | $20,349 | $65,650 |
| 2015 | $8,454 | $83,494 | $19,756 | $63,738 |
| 2014 | $4,332 | $81,063 | $19,181 | $61,882 |
| 2013 | $4,332 | $81,882 | $19,375 | $62,507 |
Source: Public Records
Agents Affiliated with this Home
-
Craig Caffarello
-
B
Seller Co-Listing Agent in 2021
Barbara Schlafke
Your Place Realty Group
-
Mariana Rotaru
Buyer's Agent in 2021
Mariana Rotaru
MDA Homes
(802) 488-0391
7 in this area
100 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10958735
APN: 03-09-330-013
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