$129,000
$30K PRICE DROP

516 E 4th St Spencer, IA 51301

Estimated payment $857/month

Total Views 50,636
5 Beds
1.5 Baths
1,700 Sq Ft
$76 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Porch
  • Spencer Middle School Rated 9+
  • 2 Car Detached Garage
  • Eat-In Kitchen

About This Home

Bring Your Vision & Build Equity! Looking for a classic 2-story home with a solid foundation? This 5-bedroom, 2-bathroom house is the perfect project for those ready to roll up their sleeves. The home is a blank slate in need of new flooring and some creative TLC, offering a prime opportunity to customize every finish to your exact taste while building immediate sweat equity. The interior boasts charming original details, including a winding staircase and classic hardwoods, all set within an incredibly functional layout. With a partially finished basement and ample square footage, the possibilities for transformation are endless. Outside, the property features a backyard deck, a fully fenced yard, and a detached two-stall garage. If you’ve been searching for a solid home that rewards your efforts and creative touch, this is the one!

Listing Agent

Peggy Bergh-Kuker

Keller Williams Okoboji License #S64429 Listed on: 10/03/2025

Keller Williams Okoboji

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,080

Year Built

  • Built in 1915

Lot Details

  • 7,020 Sq Ft Lot
  • Lot Dimensions are 52 x 135
  • Property is Fully Fenced

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Frame Construction
  • Asphalt Roof
  • Steel Siding

Interior Spaces

  • 1,700 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Window Treatments
  • Combination Dining and Living Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Boiler Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963618202007

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,080

Year Built

Built in 1915

Lot Details

7,020 Sq Ft Lot

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1915
  • Levels: Two
  • Stories: 2
  • Architectural Style: TWO STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Hardwood Floors, Main Floor Laundry, Natural Woodwork, Washer/Dryer Hkups, Window Coverings
  • Total Bedrooms: 5
  • Total Bathrooms: 2
  • Bathroom Description: Main Floor 1/2 Bath, Upper Level Bath
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Dining Room: Combine Living Room
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 75.88
  • Total Sq Ft: 2088
  • Above Grade Finished: 1416
  • Finished Sq Ft: 1700
  • Basement Features: Egress Windows

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Steel Siding
  • Exterior Features: Deck, Driveway-Concrete, Fenced Yard-Full, Patio, Porch
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Size: 24 x 24
  • Garage Spaces: 2

Utilities

  • Cooling: Window
  • Fuel: Natural Gas
  • Heating: Boiler
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Parcel Number: 963618202007
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 52 x 135
  • Lot Sq Ft: 7020

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2080
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Spencer

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,080 $152,140 $20,590 $131,550
2024 $2,080 $140,100 $14,410 $125,690
2023 $2,004 $140,100 $14,410 $125,690
2022 $1,796 $116,110 $14,410 $101,700
2021 $1,850 $109,450 $14,410 $95,040
2020 $1,850 $106,860 $12,870 $93,990
2019 $1,566 $85,350 $0 $0
2018 $1,542 $85,350 $0 $0
2017 $1,488 $78,700 $0 $0
2016 $1,476 $78,700 $0 $0
2015 $1,484 $79,180 $0 $0
2014 $1,440 $79,180 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 Price Changed $129,000 -3.7% $76 / Sq Ft
02/28/2026 02/28/26 Price Changed $134,000 -3.6% $79 / Sq Ft
01/31/2026 01/31/26 Price Changed $139,000 -4.1% $82 / Sq Ft
12/26/2025 12/26/25 Price Changed $145,000 -2.7% $85 / Sq Ft
11/05/2025 11/05/25 Price Changed $149,000 -6.3% $88 / Sq Ft
10/03/2025 10/03/25 For Sale $159,000 +45.9% $94 / Sq Ft
06/15/2020 06/15/20 Sold $109,000 -10.6% $64 / Sq Ft View Prior Sale
04/12/2020 04/12/20 Pending -- -- --
02/14/2020 02/14/20 For Sale $121,900 -- $72 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $109,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $107,025 FHA
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251302

Iowa Great Lakes Board of REALTORS®

APN: 9636-18-202-007

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