$3,197,000
COMING SOON

5190 Saint Albans Bay Rd Excelsior, MN 55331

Estimated payment $20,523/month

Total Views 44
3 Beds
3 Baths
2,849 Sq Ft
1.69 Acres

Highlights

  • 52 Feet of Waterfront
  • Deck
  • Sauna
  • Deephaven Elementary School Rated A
  • Living Room with Fireplace
  • No HOA

About This Home

Incredible Lakefront Home on Saint Albans Bay – Lake Minnetonka. Welcome to this charming, character-filled lake-style home nestled on 1.7 peaceful acres along beautiful Saint Albans Bay. With stunning lake views, classic woodwork, and an abundance of natural light, this property offers both serenity and opportunity—move right in or bring your vision to make it your dream lakefront retreat. Inside, you’ll find beautiful hardwood floors throughout and a four-season porch that perfectly frames the tranquil lake views. The large kitchen features a center island, ideal for entertaining or casual dining. The formal dining room boasts stunning built-ins and flows into a generous living room with a rebuilt wood-burning fireplace (2022)—perfect for cozy evenings. Upstairs, enjoy the convenience of upper-level laundry, three bedrooms, and two bathrooms. There are newer windows on the main and upper levels, as well as a newer roof and deck. Parking and storage are plentiful with both a large tuck-under garage and a 3-car detached garage. Located just minutes from Excelsior’s shops, restaurants, and lakefront activities, this home offers the rare combination of privacy, charm, and convenience on one of Lake Minnetonka’s most desirable bays.

Listing Agent

Margaret Trenary

Trenary Realty Group Listed on: 06/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $32,551

Year Built

  • Built in 1915

Lot Details

  • 1.69 Acre Lot
  • Lot Dimensions are 329'x344'x9'x108'x90'x52'x165'x198'x38'
  • 52 Feet of Waterfront
  • Lake Front
  • Wood Fence

Parking

  • 3 Car Garage
  • Tuck Under Garage
  • Garage Door Opener

Home Design

  • Flex

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Decorative Fireplace
  • Brick Fireplace
  • Living Room with Fireplace
  • 3 Fireplaces

Kitchen

  • Double Oven
  • Range
  • Microwave
  • Freezer
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Porch

Utilities

  • Baseboard Heating
  • Hot Water Heating System
  • Boiler Heating System
  • 100 Amp Service
  • Iron Water Filter
  • Well

Listing and Financial Details

  • Assessor Parcel Number 2611723410003

Community Details

Overview

  • No Home Owners Association
  • Auditors Sub 141 Subdivision

Amenities

  • Sauna

Home Details

Home Type

Single Family

Est. Annual Taxes

$32,551

Year Built

Built in 1915

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split, Wall Unit(s)
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 3
  • Water Source: Well
  • Year Built: 1915
  • Above Grade Finished Sq Ft: 2817
  • Water Body Name: Minnetonka
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Unfinished, Walkout
  • Appliances: Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Gas Water Heater, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Brick, Decorative, Gas, Living Room, Wood Burning
  • Living Area: 2849
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 32
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Sun Room, Four Season Porch, Bedroom 1, Bedroom 2, Bedroom 3, Walk In Closet, Flex Room, Bathroom, Laundry, Sauna, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less
  • Fencing: Wood
  • View: South
  • Other Structures: Storage Shed
  • PatioPorchType: Composite Decking,Deck,Front Porch,Glass Enclosed,Patio
  • Lake Acres: 14205
  • LakeChain: N
  • Waterfront Frontage: 52

Garage/Parking

  • Parking Features: Detached, Asphalt, Garage Door Opener, Tuckunder Garage
  • Garage Square Feet: 720

Utilities

  • Heating: Baseboard, Boiler, Hot Water, Radiant Floor
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,French Doors,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Paneled Doors,Porch,Panoramic View,Sauna,Security Lights,Skylight,Boat Slip,Sun Room,Tile Floors,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Minnetonka
  • SchoolDistrictNumber: 276
  • SchoolDistrictPhone: 952-401-5000

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 329'x344'x9'x108'x90'x52'x165'x198'x38'
  • Lot Size Sq Ft: 73616.4
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Cement

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 2611723410003
  • Tax Annual Amount: 32551
  • TaxWithAssessments: 32704.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $31,769 $2,783,500 $2,763,500 $20,000
2022 $27,319 $2,667,000 $2,647,000 $20,000
2021 $27,821 $2,127,000 $2,107,000 $20,000
2020 $26,603 $2,127,000 $2,107,000 $20,000
2019 $25,764 $1,942,000 $1,922,000 $20,000
2018 $25,938 $1,843,000 $1,823,000 $20,000
2017 $21,858 $1,540,000 $1,520,000 $20,000
2016 $18,510 $1,279,000 $1,205,000 $74,000
2015 $19,917 $1,368,000 $1,294,000 $74,000
2014 -- $1,193,000 $1,121,000 $72,000
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $99,900 Credit Line Revolving
Closed $231,810 New Conventional
Closed $200,000 Credit Line Revolving
Closed $208,244 New Conventional
Closed $400,000 Credit Line Revolving
Closed $300,000 Credit Line Revolving
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6733040

NorthstarMLS

APN: 26-117-23-41-0003