52 Central St Gardner, MA 01440
4
Beds
3
Baths
3,832
Sq Ft
0.33
Acres
Highlights
- Granite Flooring
- Deck
- Wooded Lot
- Colonial Architecture
- Family Room with Fireplace
- 4-minute walk to Jackson Playground and Skate Park
About This Home
As of April 2021Rare and one of a kind find! This antique colonial offers a 4 bed, 3 bath home with an in-law apartment AND a professional office below (previously a Doctor's office). In-Law apartment provides an eat in kitchen, full bath and a bedroom. The previous medical office has 2 waiting rooms, 2 restrooms, exam rooms, reception area and 2 offices. Step inside to the main home and into the foyer with gleaming HW floors and a chandelier. Bright and sunny living room with HW, crown molding and a fireplace with wood stove insert. Family room with HW, soapstone fireplace and large floor to ceiling windows. Formal dining room offers wide pine floors, chair rail and crown molding. Kitchen features wide pines, s/s appliances, granite countertops and a butler’s pantry! Your master suite is upstairs and includes hw, a dressing room and a full bath w/ jacuzzi tub & stand up shower. 2 add'l bedrooms and another full bath. Oversized 2 car garage. House wired for generator. Pre-approved Buyers Only.
Last Agent to Sell the Property
Coldwell Banker Realty - Leominster Listed on: 01/29/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,182
Year Built
- Built in 1820
Lot Details
- 0.33 Acre Lot
- Fenced Yard
- Stone Wall
- Level Lot
- Wooded Lot
- Property is zoned R3
Parking
- 2 Car Attached Garage
- Tuck Under Parking
- Garage Door Opener
- Off-Street Parking
Home Design
- Colonial Architecture
- Brick Foundation
- Frame Construction
- Shingle Roof
- Rubber Roof
Interior Spaces
- 3,832 Sq Ft Home
- Central Vacuum
- Chair Railings
- Crown Molding
- Wainscoting
- Ceiling Fan
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Combination Dining and Living Room
- Home Office
- Home Security System
Kitchen
- Oven
- Range
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Granite
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Dressing Area
- In-Law or Guest Suite
- 3 Full Bathrooms
- Soaking Tub
- Separate Shower
Outdoor Features
- Deck
- Rain Gutters
- Porch
Utilities
- Forced Air Heating and Cooling System
- 3 Heating Zones
- Heating System Uses Oil
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Steam
- 200+ Amp Service
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number M:R27 B:17 L:19,3537210
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 29, 2021
Closed on
Apr 9, 2021
Sold by
Genovese Richard E
Bought by
Tenney Rusty F and Tenney Marya K
Seller's Agent
Laurie Howe Bourgeois
Coldwell Banker Realty - Leominster
Buyer's Agent
Kristen Endyke
Realty One Group Next Level
List Price
$349,900
Sold Price
$330,000
Premium/Discount to List
-$19,900
-5.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.09%
Original Mortgage
$297,000
Outstanding Balance
$270,065
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$225,973
Similar Homes in Gardner, MA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Not Resolvable | $330,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $53,000 | Credit Line Revolving | |
| Open | $297,000 | Purchase Money Mortgage | |
| Previous Owner | $240,000 | Commercial | |
| Previous Owner | $117,000 | Commercial | |
| Previous Owner | $45,000 | Commercial | |
| Previous Owner | $110,000 | Commercial |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/23/2025 06/23/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $489,000 | +48.2% | $128 / Sq Ft |
| 04/09/2021 04/09/21 | Sold | $330,000 | -5.7% | $86 / Sq Ft |
| 02/17/2021 02/17/21 | Pending | -- | -- | -- |
| 01/27/2021 01/27/21 | For Sale | $349,900 | -- | $91 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $69 | $478,500 | $78,200 | $400,300 |
| 2024 | $6,531 | $435,700 | $71,100 | $364,600 |
| 2023 | $5,410 | $335,400 | $70,100 | $265,300 |
| 2022 | $6,109 | $328,600 | $44,800 | $283,800 |
| 2021 | $5,267 | $262,800 | $44,800 | $218,000 |
| 2020 | $5,182 | $262,500 | $44,800 | $217,700 |
| 2019 | $5,287 | $262,500 | $44,800 | $217,700 |
| 2018 | $5,321 | $262,500 | $44,800 | $217,700 |
| 2017 | $5,014 | $244,800 | $42,700 | $202,100 |
| 2016 | $5,011 | $244,800 | $42,700 | $202,100 |
| 2015 | $4,891 | $244,800 | $42,700 | $202,100 |
| 2014 | $4,919 | $260,700 | $46,600 | $214,100 |
Source: Public Records
Agents Affiliated with this Home
-
Kristen Endyke
Seller's Agent in 2025
Kristen Endyke
Realty One Group Next Level
(603) 479-6436
1 in this area
49 Total Sales
-
Laurie Howe Bourgeois
Seller's Agent in 2021
Laurie Howe Bourgeois
Coldwell Banker Realty - Leominster
(978) 549-4440
12 in this area
273 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 72780179
APN: GARD-000027R-000017-000019
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