$299,950
$15K PRICE DROP

520 Monte Verde Rd Center Cross, VA 22437

Estimated payment $1,694/month

Total Views 7,151
3 Beds
2 Baths
1,008 Sq Ft
$298 Price per Sq Ft

Highlights

  • Hot Property
  • Granite Countertops
  • Porch
  • Deck
  • 2.5 Car Detached Garage
  • Shed

About This Home

Welcome to peaceful Center Cross—just minutes from the scenic Rappahannock River! Nestled on just over an acre, this charming rancher offers the perfect blend of comfort & updates. Step inside to discover a bright, open-concept kitchen and living area, along with 3 bedrooms and 2 full bathrooms.

Significant updates completed in 2022 include a new dimensional roof, windows, HVAC system, water heater, kitchen cabinets, granite countertops, and stainless steel appliances—making this home truly move-in ready.

The current owner has continued the improvements with a fully fenced yard, a brand-new deck, updated garage doors/windows, and a new garage roof. A unique addition to the property is a finished freight container, currently used as an art studio—ideal for a home office, creative space, or potential guest suite.

Brimming with character and offering ample storage, this property is located less than 10 minutes from a local marina and only about 15 minutes from the town of Tappahannock. Don’t miss the opportunity to own this one-of-a-kind home with both charm and functionality!

Listing Agent

Rylan Spear

BHHS PenFed Realty Brokerage Email: Rylan.Spear@penfedrealty.com License #0225215757 Listed on: 07/08/2025

BHHS PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $866

Year Built

  • Built in 1979

Lot Details

  • 1.14 Acre Lot
  • Property is Fully Fenced
  • Zoning described as A-2

Parking

  • 2.5 Car Detached Garage
  • Workshop in Garage
  • Driveway
  • Unpaved Parking

Home Design

  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,008 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Kitchen

  • Stove
  • Dishwasher
  • Granite Countertops

Flooring

  • Partially Carpeted
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Essex Elementary And Middle School
  • Essex High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 53-147

Home Details

Home Type

Single Family

Est. Annual Taxes

$866

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1979
  • Property Attached Yn: No
  • Attribution Contact: Rylan.Spear@penfedrealty.com
  • Lot Size Acres: 1.142
  • Ownership: Individuals
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 1008.0
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Partially Carpeted, Vinyl
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Refrigerator, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Bedroom on Main Level, Granite Counters
  • Living Area: 1008.0
  • Stories: 1

Exterior Features

  • Roof: Shingle
  • Fencing: Fenced, Full
  • Pool Features: None
  • Waterfront: No
  • Disclosures: Seller Disclosure
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Porch, Storage, Shed, Unpaved Driveway
  • Other Structures: Storage
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.5
  • Parking Features: Driveway, Detached, Garage, Oversized, Unpaved, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 53-147
  • Zoning Description: A-2

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 865.56

MLS Schools

  • Elementary School: Essex
  • High School: Essex

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $866 $118,568 $20,568 $98,000
2023 $866 $118,568 $20,568 $98,000
2022 $866 $118,568 $20,568 $98,000
2021 $878 $118,600 $20,600 $98,000
2020 $567 $65,900 $20,600 $45,300
2019 $580 $77,400 $20,700 $56,700
2018 $580 $77,400 $20,700 $56,700
2017 $580 $0 $0 $0
2016 $681 $77,400 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Price Changed $299,950 -1.6% $298 / Sq Ft
07/21/2025 07/21/25 Price Changed $304,950 -3.2% $303 / Sq Ft
07/08/2025 07/08/25 For Sale $314,950 +41.9% $312 / Sq Ft
09/30/2022 09/30/22 Sold $222,000 +3.3% $220 / Sq Ft
08/31/2022 08/31/22 Pending -- -- --
08/27/2022 08/27/22 For Sale $214,900 -- $213 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

Date Type Sale Price Title Company
Deed $222,000 --
Trustee Deed $85,000 Logs Legal Group Llp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $176,000 New Conventional
Source: Public Records

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    • 2 Baths
    • 1,104 Sq Ft
    • 135 Trudie Dr
    • Center Cross, VA

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    Section Image

Source: Central Virginia Regional MLS

MLS Number: 2519214

Central Virginia Regional MLS

APN: 53-147