NOT LISTED FOR SALE

521 10th Ave W Spencer, IA 51301

Estimated Value: $127,000 - $175,948

4 Beds
2 Baths
1,528 Sq Ft
$100/Sq Ft Est. Value

Last Sold May 26, 2023

Last sale price $159,000 $104 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $1,025/month

23 Days on Market

Highlights

  • Corner Lot
  • Forced Air Heating and Cooling System
  • Tile Flooring
  • 1 Car Detached Garage
  • Bathroom on Main Level
  • 2-minute walk to Sunset Park

About This Home

As of May 2023

ENCHANTING COTTAGE...If you're looking for an updated home with low maintenance you owe it to yourself to take a look! This charmer features 4 bedrooms, 2 baths and a lower level family room. Located on a spacious corner lot in a quiet west side neighborhood, walking distance to local parks, the YMCA and Johnson Elementary School. Affordable housing is in short supply. Call TODAY for your private tour!

Last Listed By

Lori Black

EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 02/13/2023

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,876

Year Built

  • Built in 1949 | Remodeled

Lot Details

  • 10,360 Sq Ft Lot
  • Lot Dimensions are 67 x 81x 140
  • Corner Lot

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Asphalt Roof
  • Stick Built Home
  • Hardboard

Interior Spaces

  • 1,528 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Treatments
  • Tile Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Washer and Dryer Hookup

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963712453009

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,876

Year Built

Built in 1949 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1949
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Main Floor Bedrooms, Smoke Alarms, Tiled Floors, Washer/Dryer Hkups, Window Coverings
  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Bathroom Description: 3/4 Basement, Main Floor Full Bath
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Appliances: Dishwasher, Range/Stove, Refrigerator
  • Price Per S Q F T: 104.06
  • Total Sq Ft: 1536
  • Above Grade Finished: 768
  • Below Grade Finished: 760
  • Finished Sq Ft: 1528
  • Basement Features: Egress Windows, Finished-Full

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Hardboard
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963712453009
  • Estimated Acres: 0.24
  • Lot Features: Corner Lot
  • Estimated Lot Dimensions: 67 x 81x 140
  • Lot Sq Ft: 10360

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1876
  • Tax Classification: Homestead
  • Tax Year: 2021

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2023
Closed on
May 17, 2023
Sold by
Russell Matthew
Bought by
Devries Kaitlyn M
Seller's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Michelle Lohman
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$154,500
Sold Price
$159,000
Premium/Discount to List
$4,500
2.91%
Total Days on Market
23
Views
244
Current Estimated Value
$152,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,513
Avg. Annual Appreciation
-2.12%
Original Mortgage
$156,120
Outstanding Balance
$152,602
Interest Rate
6.39%
Mortgage Type
FHA
Estimated Equity
-$115

Purchase Details

Listed on
Jul 27, 2018
Closed on
Oct 9, 2018
Sold by
Fuller Sarah C
Bought by
Russell Matthew
Seller's Agent
Jason Grinnen
RE/MAX Lakes Realty
Buyer's Agent
Nick Steffes
Integrity Real Estate
List Price
$149,000
Sold Price
$125,000
Premium/Discount to List
-$24,000
-16.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$126,262
Interest Rate
4.6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Mar 15, 2016
Sold by
Rodenberg Genevieve C
Bought by
Deberg Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,500
Interest Rate
3.68%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Devries Kaitlyn M $159,000 None Listed On Document
Russell Matthew $125,000 --
Deberg Ryan -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Devries Kaitlyn M $6,180
Open Devries Kaitlyn M $156,120
Previous Owner Russell Matthew $8,143
Previous Owner Russell Matthew $126,262
Previous Owner Fuller Sarah $101,250
Previous Owner Deberg Ryan $15,000
Previous Owner Deberg Ryan $34,500
Previous Owner Deberg Ryan --
Previous Owner Deberg Ryan R $34,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/26/2023 05/26/23 Sold $159,000 +2.9% $104 / Sq Ft
03/08/2023 03/08/23 Pending -- -- --
02/13/2023 02/13/23 For Sale $154,500 +23.6% $101 / Sq Ft
10/12/2018 10/12/18 Sold $125,000 -16.1% $81 / Sq Ft
10/03/2018 10/03/18 Pending -- -- --
07/27/2018 07/27/18 For Sale $149,000 +32.4% $97 / Sq Ft
08/07/2017 08/07/17 Sold $112,500 -10.0% $74 / Sq Ft
07/31/2017 07/31/17 Pending -- -- --
04/21/2017 04/21/17 For Sale $125,000 -- $82 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,162 $150,320 $16,050 $134,270
2023 $2,162 $150,320 $16,050 $134,270
2022 $1,876 $118,900 $16,050 $102,850
2021 $1,958 $113,940 $16,050 $97,890
2020 $2,005 $112,510 $14,330 $98,180
2019 $1,346 $81,900 $0 $0
2018 $1,480 $81,900 $0 $0
2017 $1,480 $55,190 $0 $0
2016 $810 $55,190 $0 $0
2015 $696 $49,180 $0 $0
2014 $670 $49,180 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 230101

Iowa Great Lakes Board of REALTORS®

APN: 9637-12-453-009