$349,900
$20K PRICE DROP

521 Anchor Dr Joppa, MD 21085

Estimated payment $2,031/month

Total Views 3,812
3 Beds
1.5 Baths
1,780 Sq Ft
$197 Price per Sq Ft

Highlights

  • Traditional Floor Plan
  • Attic
  • Game Room
  • Wood Flooring
  • No HOA
  • Eat-In Kitchen

About This Home

Welcome to 521 Anchor Dr in the desirable Rumsey Island community! This 3-bedroom, 1.5-bath split-level home offers nearly 1,800 sq ft of living space and sits on a spacious 10,850 sq ft lot. The main level features a bright living room that flows into the dining area and kitchen, while the lower level provides bonus space perfect for a family room, office, or recreation area. Enjoy a private fenced yard—ideal for entertaining, pets, or outdoor projects. Perfect for homeowners seeking a well-located home with room to grow, or investors looking for strong rental demand and value-add potential in the 21085 market. Convenient to I-95, shopping, dining, marinas, and Joppatowne amenities. A solid opportunity in a great neighborhood—don’t miss this one!

Listing Agent

Dennis Michalos

(410) 458-3008 dennismichalos@kw.com Lazar Real Estate License #662830 Listed on: 12/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,639

Year Built

  • Built in 1975

Lot Details

  • 0.25 Acre Lot
  • Property is zoned R3

Home Design

  • Split Level Home
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,780 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Family Room
  • Living Room
  • Dining Room
  • Game Room
  • Wood Flooring
  • Stacked Washer and Dryer
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Stove
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Sump Pump
  • Crawl Space
  • Basement Windows

Home Security

  • Home Security System
  • Storm Doors

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Shed

Schools

  • Joppatowne Elementary School
  • Magnolia Middle School
  • Joppatowne High School

Utilities

  • Forced Air Heating System
  • Vented Exhaust Fan
  • Hot Water Heating System
  • Programmable Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 1301138561

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,639

Year Built

Built in 1975

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1975
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stove, Washer/Dryer Stacked
  • Interior Amenities: Dining Area, Kitchen - Eat-In, Window Treatments, Wood Floors, Floor Plan - Traditional
  • Window Features: Screens
  • Fireplace: No
  • Door Features: Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Attic
  • Basement: Yes
  • Basement Type: Rear Entrance, Sump Pump, Full, Partially Finished, Walkout Stairs, Windows
  • Total Sq Ft: 1780
  • Living Area Sq Ft: 1780
  • Price Per Sq Ft: 196.57
  • Above Grade Finished Sq Ft: 1780
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Type Of Parking: On Street, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Forced Air, Hot Water, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: JOPPATOWNE
  • High School: JOPPATOWNE
  • Middle Or Junior School: MAGNOLIA

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10850.00
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2639.00
  • Assessor Parcel Number: 1301138561
  • Tax Lot: 18
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,482 $242,100 $0 $0
2024 $2,482 $227,700 $82,200 $145,500
2023 $2,414 $221,467 $0 $0
2022 $2,346 $215,233 $0 $0
2021 $2,412 $209,000 $82,200 $126,800
2020 $2,412 $209,000 $82,200 $126,800
2019 $2,412 $209,000 $82,200 $126,800
2018 $2,614 $228,600 $91,900 $136,700
2017 $2,532 $228,600 $0 $0
2016 -- $214,133 $0 $0
2015 $2,366 $206,900 $0 $0
2014 $2,366 $206,900 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2026 01/09/26 Price Changed $349,900 -5.4% $197 / Sq Ft
12/10/2025 12/10/25 For Sale $369,900 +64.5% $208 / Sq Ft
04/08/2013 04/08/13 Sold $224,900 0.0% $134 / Sq Ft View Prior Sale
02/27/2013 02/27/13 Price Changed $224,900 +2.5% $134 / Sq Ft
02/12/2013 02/12/13 Pending -- -- --
02/04/2013 02/04/13 For Sale $219,500 -- $131 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $224,900 Kg Tilte Inc
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $220,825 FHA
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2050116

Bright MLS

APN: 01-138561