Brenda Thomas
Island Welcome Real Estate
(724) 202-0694
16 Total Sales
4 in Downtown Saint Cloud
$230K - $450K Price Range
521 Florida Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $265,793
2
Beds
1
Bath
1,040
Sq Ft
$256/Sq Ft
Est. Value
Highlights
- Main Floor Primary Bedroom
- Separate Formal Living Room
- No HOA
- Park or Greenbelt View
- Solid Surface Countertops
- Formal Dining Room
About This Home
As of June 2025Here is your dream home! This fully remodeled and updated 2 bedroom 1 bath house is turn key ready for you. You will see the pride in ownership in when you view this home. Features luxury vinyl plank flooring through out and tile in bathroom. Kitchen has new cabinets and quarts counter tops and new stainless steel appliances, also has a pot filler. Both bedrooms are large enough for king sized beds. In the hallway is an office nook. Roof was replace in 2023 with a Metal Roof, new AC in 2021 and tankless water heater. Outside the front of the home has stone veneer and rest of the home is new hardy board siding. Large back yard includes 12 x 10 shed and covered patio. The neighborhood has natural gas available although it currently is not connected. All plumbing and electrical has been updated. This home is just 5 blocks from the St Cloud lake front park and East Lake Toho. Lake front has play areas, picnic tables, beach, boat ramp and boat storage and a sea food restaurant. This house is perfect for the first time buyer, investor or 2nd/vacation home. Schedule your showing today and make this your home!!
Last Agent to Sell the Property
LA ROSA REALTY LLC Brokerage Phone: 321-939-3748 License #3338374 Listed on: 03/07/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,076
Year Built
- Built in 1952
Lot Details
- 7,492 Sq Ft Lot
- West Facing Home
- Wood Fence
- Level Lot
- Landscaped with Trees
- Property is zoned SR2
Parking
- Driveway
Home Design
- Frame Construction
- Metal Roof
- Block Exterior
- Stone Siding
- HardiePlank Type
Interior Spaces
- 1,040 Sq Ft Home
- Built-In Features
- Ceiling Fan
- Blinds
- Drapes & Rods
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
- Utility Room
- Park or Greenbelt Views
- Crawl Space
- Fire and Smoke Detector
Kitchen
- Range
- Microwave
- Solid Surface Countertops
- Solid Wood Cabinet
Flooring
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Patio
- Shed
- Rain Gutters
- Private Mailbox
- Front Porch
Schools
- Michigan Avenue Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Tankless Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 15 / 11
- Assessor Parcel Number 01-26-30-0001-0011-0150
Community Details
Overview
- No Home Owners Association
- St Cloud Subdivision
Recreation
- Community Playground
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 7, 2025
Closed on
Jun 20, 2025
Sold by
Allen Susan Elaine and Elliott Jeffery
Bought by
Seller's Agent
Todd Krentzel
LA ROSA REALTY LLC
Buyer's Agent
Michael Muilenburg
HOMEVEST REALTY
List Price
$315,000
Sold Price
$290,000
Premium/Discount to List
-$25,000
-7.94%
Views
60
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,207
Avg. Annual Appreciation
-6.68%
Original Mortgage
$215,000
Outstanding Balance
$212,539
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$53,254
Purchase Details
Closed on
Jan 9, 2020
Sold by
Donald Christina
Bought by
Allen Susan Elaine and Elliott Jeffrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,393
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 1, 2016
Sold by
Esparza Fabian Guerra and Canales Georgina Elizabeth
Bought by
Donald Christina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,222
Interest Rate
4.99%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 9, 2014
Sold by
Secretary Of Housing & Urban Development
Bought by
Esparza Fabian Guerra and Canales Georgina Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,738
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 3, 2013
Sold by
Edgar Barbara
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Nov 22, 2013
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing & Urban Development
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Saint Cloud, FL
-
Brenda Thomas
-
Cindy Farmer
Cindy Farmer
CORCORAN CONNECT LLC
(689) 210-4191
51 Total Sales
1 in Downtown Saint Cloud
$334,000 Price
-
Nancy Baraky
Nancy Baraky
KELLER WILLIAMS ST PETE REALTY
(947) 886-8775
72 Total Sales
1 in Downtown Saint Cloud
$400,000 Price
-
Tony Baroni
Tony Baroni
KELLER WILLIAMS SUBURBAN TAMPA
(813) 437-1985
1,285 Total Sales
1 in Downtown Saint Cloud
$262,800 Price
-
Rodrigo Marsal
Rodrigo Marsal
LIFESTYLE INTERNATIONAL REALTY
(386) 204-7399
129 Total Sales
2 in Downtown Saint Cloud
$300K - $315K Price Range
-
Jennifer Gotlewski
Jennifer Gotlewski
OLYMPUS EXECUTIVE REALTY INC
(689) 400-7587
163 Total Sales
1 in Downtown Saint Cloud
$335,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $290,000 | Land Title | ||
| Allen Susan Elaine | $168,000 | Land Title Professionals Llc | |
| Donald Christina | $105,000 | A Z Tream Title Llc | |
| Esparza Fabian Guerra | $50,000 | A Z Team Title Llc | |
| Wells Fargo Bank Na | -- | Attorney | |
| Secretary Of Housing & Urban Development | -- | New House Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $215,000 | ||
| Previous Owner | Allen Susan Elaine | $80,000 | |
| Previous Owner | Allen Susan Elaine | $162,393 | |
| Previous Owner | Donald Christina | $97,222 | |
| Previous Owner | Esparza Fabian Guerra | $48,738 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/23/2025 06/23/25 | Sold | $290,000 | -7.9% | $279 / Sq Ft |
| 05/03/2025 05/03/25 | Pending | -- | -- | -- |
| 03/07/2025 03/07/25 | For Sale | $315,000 | -- | $303 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,139 | $166,862 | ||
| 2024 | $2,076 | $162,160 | ||
| 2023 | $2,076 | $157,437 | $0 | $0 |
| 2022 | $1,995 | $152,852 | $0 | $0 |
| 2021 | $1,965 | $148,400 | $34,600 | $113,800 |
| 2020 | $2,292 | $140,100 | $30,700 | $109,400 |
| 2019 | $2,009 | $110,400 | $26,200 | $84,200 |
| 2018 | $1,811 | $95,100 | $22,500 | $72,600 |
| 2017 | $1,711 | $88,100 | $17,200 | $70,900 |
| 2016 | $1,285 | $85,900 | $15,000 | $70,900 |
| 2015 | $991 | $49,500 | $15,000 | $34,500 |
| 2014 | $959 | $47,600 | $15,000 | $32,600 |
Source: Public Records
Agents Affiliated with this Home
-
Todd Krentzel
Seller's Agent in 2025
Todd Krentzel
LA ROSA REALTY LLC
(407) 279-9899
3 in this area
9 Total Sales
-
Michael Muilenburg
MM
Buyer's Agent in 2025
Michael Muilenburg
HOMEVEST REALTY
(772) 781-1700
1 in this area
16 Total Sales
Map
Source: Stellar MLS
MLS Number: S5121787
APN: 01-26-30-0001-0011-0150
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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