Seller's Agent in 2025
Lindsay Milby
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 962-9148
22 in this area
250 Total Sales
521 N 1st St Charlottesville, VA 22902
North Downtown Neighborhood
4
Beds
--
Bath
4,629
Sq Ft
0.9
Acres
Highlights
- 0.9 Acre Lot
- Traditional Architecture
- No HOA
- Charlottesville High School Rated A-
- Wood Flooring
- 4-minute walk to McGuffey Park
About This Home
As of September 2025Step into a rare piece of Charlottesville history. Built in 1895, this Greek Revival home retains its original character with a central hall, grand staircase and striking brick faade; features seldom preserved today. The property includes 4 bedrooms, 3.5 baths plus a flexible basement apartment and a separate 2-bedroom guest house. Nearly an acre of landscaped grounds provides space for entertaining or quiet retreat. Located just blocks from downtown and minutes from UVA, this residence blends historic charm with modern livability in one of the city?s most desirable neighborhoods.
Last Agent to Sell the Property
(434) 962-9148 lindsay@lindsaymilby.com LORING WOODRIFF REAL ESTATE ASSOCIATES License #0225191928[3877] Listed on: 09/01/2025
Last Buyer's Agent
(434) 981-7439 murdoch@murdoch-matheson.com FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY License #0225058114[4184]
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $22,408
Year Built
- Built in 1859
Lot Details
- 0.9 Acre Lot
- Property is zoned R-B, Residential-business distric
Home Design
- Traditional Architecture
- Georgian Architecture
- Brick Exterior Construction
- Brick Foundation
Interior Spaces
- Property has 2 Levels
- Wood Flooring
- Partially Finished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
Schools
- Burnley-Moran Elementary School
- Walker & Buford Middle School
- Charlottesville High School
Utilities
- Central Air
- Hot Water Heating System
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 1, 2025
Closed on
Sep 25, 2025
Sold by
Finn'S Cartwheel Llc
Bought by
Matheson J Murdoch J and Matheson Susan G
Seller's Agent
Lindsay Milby
LORING WOODRIFF REAL ESTATE ASSOCIATES
Buyer's Agent
Murdoch Matheson
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
List Price
$2,300,000
Sold Price
$2,300,000
Views
1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-35.86%
Original Mortgage
$1,000,000
Outstanding Balance
$998,981
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$1,133,753
Purchase Details
Closed on
Aug 17, 2004
Bought by
Hitz Frederick P and Hitz Mary B
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | -- | Chicago Title Insurance Co | |
| Deed | $1,595,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,000,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/30/2025 09/30/25 | Sold | $2,300,000 | 0.0% | $497 / Sq Ft |
| 09/02/2025 09/02/25 | Pending | -- | -- | -- |
| 09/01/2025 09/01/25 | For Sale | $2,300,000 | 0.0% | $497 / Sq Ft |
| 03/12/2020 03/12/20 | Rented | $1,500 | 0.0% | -- |
| 10/21/2019 10/21/19 | For Rent | $1,500 | -- | -- |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $22,566 | $2,286,500 | $550,000 | $1,736,500 |
| 2024 | $22,566 | $2,181,700 | $556,600 | $1,625,100 |
| 2023 | $20,496 | $2,118,500 | $556,600 | $1,561,900 |
| 2022 | $19,325 | $1,996,500 | $531,300 | $1,465,200 |
| 2021 | $18,120 | $1,890,700 | $474,400 | $1,416,300 |
| 2020 | $16,087 | $1,676,700 | $455,100 | $1,221,600 |
| 2019 | $15,733 | $1,639,400 | $441,800 | $1,197,600 |
| 2018 | $7,322 | $1,524,800 | $384,200 | $1,140,600 |
| 2017 | $14,084 | $1,465,900 | $349,300 | $1,116,600 |
| 2016 | $12,627 | $1,394,600 | $317,500 | $1,077,100 |
| 2015 | $12,627 | $1,394,600 | $317,500 | $1,077,100 |
| 2014 | $12,627 | $1,329,200 | $283,500 | $1,045,700 |
Source: Public Records
Agents Affiliated with this Home
-
Lindsay Milby
-
Murdoch Matheson
Buyer's Agent in 2025
Murdoch Matheson
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
(434) 981-7439
4 in this area
88 Total Sales
-
S
Seller's Agent in 2020
Steve McLean
MCLEAN FAULCONER INC., REALTOR
-
S
Seller's Agent in 2020
STEPHEN MCLEAN
MCLEAN FAULCONER INC., REALTOR
Map
Source: Bright MLS
MLS Number: 669596
APN: 330-002-000
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