Seller's Agent in 2018
Faye Amaya
Charles Rutenberg Realty
(815) 715-1774
30 Total Sales
521 Northgate Cir Oswego, IL 60543
South Oswego Neighborhood
3
Beds
3
Baths
1,350
Sq Ft
$20/mo
HOA Fee
Highlights
- Deck
- Vaulted Ceiling
- Attached Garage
- Prairie Point Elementary School Rated A-
- End Unit
- Breakfast Bar
About This Home
As of November 2018Move in ready, freshly painted duplex sitting on large lot. 3 bedrooms, 2.1 baths, 2 car garage & beautiful landscaping. Family & dining room features a gas fireplace with a brick surround, recessed can lighting & gleaming wood laminate flooring. Large eat in kitchen w/ceramic tile floor & new counters has views from the sliding glass door to the backyard & leads to the patio & deck. All appliances stay. Master Suite with cathedral ceiling, walk in closet & private bath. Ceiling fans w/lights in all three bedrooms. First floor laundry with washer & dryer. Dry walled garage features a folding & fixed workbench with shelving & pulldown ladder attic access. Large extended blacktop driveway for extra parking space. Close to Routes 71, 34, and 30; downtown Oswego, the Fox River Trail & shopping! New stone textured sound abatement walls installed along Route 71 increase safety, privacy & reduce noise. New roof to be installed by the HOA before the end of the year. Oswego Dist. 308 Schools.
Last Agent to Sell the Property
PEAK EXPERIENCE REALTY, PLLC License #471020638 Listed on: 07/16/2016
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,301
Year Built
- 1997
Lot Details
- End Unit
- East or West Exposure
HOA Fees
- $20 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Vaulted Ceiling
- Gas Log Fireplace
- Storage
- Laminate Flooring
Kitchen
- Breakfast Bar
- Oven or Range
- Dishwasher
- Disposal
Laundry
- Laundry on main level
- Dryer
- Washer
Home Security
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- $3,500 Seller Concession
Community Details
Pet Policy
- Pets Allowed
Security
- Storm Screens
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2018
Closed on
Nov 13, 2018
Sold by
Johnson Sean and Struska Bethany
Bought by
Walli Pamela
Seller's Agent
Faye Amaya
Charles Rutenberg Realty
Buyer's Agent
Christina Zielinski
Realtopia Real Estate Inc
List Price
$185,000
Sold Price
$181,000
Premium/Discount to List
-$4,000
-2.16%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,272
Avg. Annual Appreciation
7.63%
Original Mortgage
$177,721
Outstanding Balance
$159,592
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$136,212
Purchase Details
Listed on
Jul 16, 2016
Closed on
Aug 31, 2016
Sold by
Smith Raymond K and Smith Theresa A
Bought by
Johnson Sean and Johnson Bethany
Seller's Agent
Robert Little
PEAK EXPERIENCE REALTY, PLLC
Buyer's Agent
Kristine Henderson
Coldwell Banker Real Estate Group
List Price
$160,000
Sold Price
$163,500
Premium/Discount to List
$3,500
2.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Original Mortgage
$160,538
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 13, 2007
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Smith Raymond K and Smith Theresa A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 1, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 4, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R and Neal Lynda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 21, 2003
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Lynda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,600
Interest Rate
5.71%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 6, 1997
Sold by
The Old Second National Bank Of Aurora
Bought by
Neal Gerald R and Neal Lynda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.32%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $181,000 | Home Closing Services Inc | |
| Warranty Deed | $163,500 | Near North National Title | |
| Deed | $193,000 | First American Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Wheatland Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Trustee Deed | $127,500 | Ticor Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $177,721 | FHA | |
| Previous Owner | $160,538 | FHA | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $113,000 | Purchase Money Mortgage | |
| Previous Owner | $105,500 | New Conventional | |
| Previous Owner | $11,182 | Unknown | |
| Previous Owner | $95,475 | Unknown | |
| Previous Owner | $106,600 | Unknown | |
| Previous Owner | $27,000 | Credit Line Revolving | |
| Previous Owner | $76,930 | Unknown | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $60,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/13/2018 11/13/18 | Sold | $181,000 | +0.6% | $134 / Sq Ft |
| 09/30/2018 09/30/18 | Pending | -- | -- | -- |
| 09/25/2018 09/25/18 | Price Changed | $180,000 | -2.7% | $133 / Sq Ft |
| 08/29/2018 08/29/18 | For Sale | $185,000 | +13.1% | $137 / Sq Ft |
| 08/31/2016 08/31/16 | Sold | $163,500 | +2.2% | $121 / Sq Ft |
| 07/18/2016 07/18/16 | Pending | -- | -- | -- |
| 07/16/2016 07/16/16 | For Sale | $160,000 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,301 | $84,299 | $12,085 | $72,214 |
| 2023 | $5,531 | $73,304 | $10,509 | $62,795 |
| 2022 | $5,531 | $67,251 | $9,641 | $57,610 |
| 2021 | $5,489 | $64,664 | $9,270 | $55,394 |
| 2020 | $5,365 | $62,781 | $9,000 | $53,781 |
| 2019 | $5,205 | $60,220 | $9,000 | $51,220 |
| 2018 | $4,183 | $49,274 | $10,909 | $38,365 |
| 2017 | $4,040 | $45,413 | $10,054 | $35,359 |
| 2016 | $4,477 | $43,046 | $9,530 | $33,516 |
| 2015 | $4,430 | $40,610 | $8,991 | $31,619 |
| 2014 | -- | $39,427 | $8,729 | $30,698 |
| 2013 | -- | $39,825 | $8,817 | $31,008 |
Source: Public Records
Agents Affiliated with this Home
-
Faye Amaya
-
Christina Zielinski
Buyer's Agent in 2018
Christina Zielinski
Realtopia Real Estate Inc
(312) 823-3682
7 Total Sales
-
Robert Little
Seller's Agent in 2016
Robert Little
PEAK EXPERIENCE REALTY, PLLC
(630) 865-4932
8 Total Sales
-
Kristine Henderson
Buyer's Agent in 2016
Kristine Henderson
Coldwell Banker Real Estate Group
(815) 325-6237
1 in this area
317 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09288938
APN: 03-19-276-058
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