522 Kern St Waterloo, IA 50703
Riverfront Neighborhood
2
Beds
1
Bath
923
Sq Ft
6,500
Sq Ft Lot
About This Home
As of October 2021Cute as can be! Fall in love with this adorable home that is super clean with fresh paint, newer carpeting and is move-in ready! You will appreciate the great drop zone area as you enter the home, and the open layout as the living and dining areas are open to each other, making it perfect for entertaining. The living room boasts cozy carpeting, great natural lighting, and a glass paneled door into a great bedroom with a walk-in closet. The beautiful dining room features gorgeous wood flooring and tons of natural light, as it opens to the kitchen with freshly painted cabinetry and ample counter space. Finishing off the main floor is a great full bathroom with tile flooring and fresh grey paint. As you move to the upper level, you will find an additional bedroom that could as serve as a playroom, study or second living space – the possibilities are endless! The beautiful exterior features a newer roof, spacious backyard, a patio area, parking pad, shed, and a great porch off the front of the home. This super cute and clean house is the perfect spot to call home! See it today!
Last Agent to Sell the Property
AWRE, EXP Realty, LLC License #B34553 Listed on: 09/06/2017
Home Details
Home Type
- Single Family
Year Built
- Built in 1904
Lot Details
- 6,500 Sq Ft Lot
- Lot Dimensions are 50x130
- Dirt Road
- Property is zoned R-2
Parking
- No Garage
Home Design
- 923 Sq Ft Home
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Schools
- Lincoln Elementary Waterloo
- George Washington Carver Academy Middle School
- East High School
Additional Features
- Laundry on lower level
- Forced Air Heating and Cooling System
- Unfinished Basement
Listing and Financial Details
- Assessor Parcel Number 891314455014
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jan 22, 2022
Sold by
Demkiw Alexander I and Demkiw Shannon M
Bought by
Sems Rentals Llc
Current Estimated Value
Purchase Details
Listed on
Sep 10, 2021
Closed on
Oct 27, 2021
Sold by
Steva Real Estate Investments Llc
Bought by
Demkiw Alexander and Demkiw Shannon M
Seller's Agent
Celia Simmer
Coldwell Banker Elevated Real Estate
List Price
$54,000
Sold Price
$48,000
Premium/Discount to List
-$6,000
-11.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.38%
Original Mortgage
$89,335
Interest Rate
2.88%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Listed on
Jul 11, 2019
Closed on
Feb 21, 2020
Sold by
Huck Donald and Huck Debra
Bought by
Yordt Marion L and Yordt Deborah
Seller's Agent
Cara Schneider
Fusion, REALTORS
List Price
$48,900
Sold Price
$26,000
Premium/Discount to List
-$22,900
-46.83%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.68%
Original Mortgage
$26,000
Interest Rate
3.6%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Listed on
Jul 11, 2019
Closed on
Feb 4, 2020
Sold by
Fannie Mae
Bought by
Steva Real Estate Investments Llc
Seller's Agent
Cara Schneider
Fusion, REALTORS
List Price
$48,900
Sold Price
$26,000
Premium/Discount to List
-$22,900
-46.83%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$26,000
Interest Rate
3.6%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Apr 11, 2019
Sold by
Idaho Housing & Finance
Bought by
Fnma
Purchase Details
Listed on
Sep 6, 2017
Closed on
Oct 14, 2017
Sold by
Henkle Nicole A and Wagner Nicole A
Bought by
Toutai Jessica
Seller's Agent
Amy Wienands
AWRE, EXP Realty, LLC
List Price
$44,900
Sold Price
$44,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.78%
Original Mortgage
$43,145
Interest Rate
3.83%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 10, 2016
Closed on
Oct 27, 2016
Sold by
Rooff Brian D and Rooff Molly
Bought by
Wagner Nicole A
Seller's Agent
Amy Wienands
AWRE, EXP Realty, LLC
List Price
$44,900
Sold Price
$41,250
Premium/Discount to List
-$3,650
-8.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.04%
Purchase Details
Closed on
Jan 27, 2010
Sold by
Meinders Barbara
Bought by
Rooff Brian D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,856
Interest Rate
5.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 4, 2009
Sold by
Meinders Charles H
Bought by
Meinders Barbara
Similar Homes in Waterloo, IA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $48,000 | None Available | |
| Deed | -- | None Available | |
| Special Warranty Deed | -- | None Available | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $41,500 | None Available | |
| Warranty Deed | $27,500 | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $89,335 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $26,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $43,145 | New Conventional | |
| Previous Owner | $24,700 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $8,200 | New Conventional | |
| Previous Owner | $21,856 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/27/2021 10/27/21 | Sold | $48,000 | -11.1% | $54 / Sq Ft |
| 09/18/2021 09/18/21 | Pending | -- | -- | -- |
| 09/10/2021 09/10/21 | For Sale | $54,000 | +107.7% | $60 / Sq Ft |
| 02/28/2020 02/28/20 | Sold | $26,000 | -22.4% | $28 / Sq Ft |
| 12/10/2019 12/10/19 | Pending | -- | -- | -- |
| 11/14/2019 11/14/19 | Price Changed | $33,500 | -15.2% | $36 / Sq Ft |
| 10/10/2019 10/10/19 | Price Changed | $39,500 | -3.7% | $43 / Sq Ft |
| 09/12/2019 09/12/19 | Price Changed | $41,000 | -8.7% | $44 / Sq Ft |
| 08/07/2019 08/07/19 | Price Changed | $44,900 | -8.2% | $49 / Sq Ft |
| 07/11/2019 07/11/19 | For Sale | $48,900 | +8.9% | $53 / Sq Ft |
| 10/20/2017 10/20/17 | Sold | $44,900 | 0.0% | $49 / Sq Ft |
| 09/08/2017 09/08/17 | Pending | -- | -- | -- |
| 09/06/2017 09/06/17 | For Sale | $44,900 | +8.8% | $49 / Sq Ft |
| 10/28/2016 10/28/16 | Sold | $41,250 | -8.1% | $45 / Sq Ft |
| 09/15/2016 09/15/16 | Pending | -- | -- | -- |
| 08/10/2016 08/10/16 | For Sale | $44,900 | -- | $49 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $894 | $44,770 | $7,350 | $37,420 |
| 2023 | $974 | $44,770 | $7,350 | $37,420 |
| 2022 | $948 | $44,330 | $7,350 | $36,980 |
| 2021 | $1,004 | $44,330 | $7,350 | $36,980 |
| 2020 | $988 | $44,330 | $7,350 | $36,980 |
| 2019 | $988 | $44,330 | $7,350 | $36,980 |
| 2018 | $1,477 | $44,290 | $7,350 | $36,940 |
| 2017 | $794 | $44,290 | $7,350 | $36,940 |
| 2016 | $1,110 | $48,890 | $7,350 | $41,540 |
| 2015 | $1,110 | $48,890 | $7,350 | $41,540 |
| 2014 | $1,002 | $43,360 | $7,350 | $36,010 |
Source: Public Records
Agents Affiliated with this Home
-
C
Seller's Agent in 2021
Celia Simmer
Coldwell Banker Elevated Real Estate
-
C
Seller's Agent in 2020
Cara Schneider
Fusion, REALTORS
-
Amy Wienands
Seller's Agent in 2017
Amy Wienands
AWRE, EXP Realty, LLC
(319) 240-7247
2 in this area
1,305 Total Sales
-
Mary Gillett
M
Seller Co-Listing Agent in 2017
Mary Gillett
AWRE, EXP Realty, LLC
(319) 231-8689
295 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20174961
APN: 8913-14-455-014
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