$525,000
SOLD MAY 19, 2026

522 Pine Ave Unit 7D Anna Maria, FL 34217

2 Beds
1 Bath
822 Sq Ft
1.64 Acres Lot

Sale Details

Date Sold: May 19, 2026

$639 Per Sq Ft

5% Below List Price

298 Days on Market

Highlights

  • Full Bay or Harbor Views
  • Open Floorplan
  • Coastal Architecture
  • 1.64 Acre Lot
  • Home fronts a canal
  • 1-minute walk to City Pier Park

About This Home

As of May 2026

“Sittin’ on the dock of the Bay...” Welcome to an effortless island retreat designed for relaxed second-home living on Anna Maria Island. This elevated 2-bedroom, 1-bath waterfront condo is being offered turnkey furnished and includes its own deeded boat slip, providing direct access to Tampa Bay and quick passage to open water. Set along a peaceful canal, the home invites you to slow down and unwind. Enjoy morning coffee or evening breezes from your private back patio as manatees glide by and seabirds fill the air. When you are ready to explore, you are perfectly positioned on iconic Pine Avenue, just steps from local shops, dining, and island favorites, with the historic City Pier nearing completion nearby. Inside, the condo offers a clean, comfortable layout with two generously sized bedrooms and a full bath. The space is move-in ready as is, while also offering future flexibility. Many owners in the Bayou Condo Complex have enhanced their units by opening the kitchen to the living area, adding interior laundry, or converting the walk-in closet into an additional bath, creating exciting options to personalize over time. This residence has been lovingly used as a second home and also allows twice-monthly rentals, offering optional income when you are away. The well-maintained Bayou Condo community recently completed new metal roofs in 2025 and features low condo fees, a designated parking space, and ample guest parking. Whether you envision weekend escapes, seasonal stays, or boating adventures right outside your door, this waterfront condo delivers the ultimate lock-and-leave island lifestyle. Schedule your private showing and discover how easy owning a second home on Anna Maria Island can be.

Last Agent to Sell the Property

Kathy Harman

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-896-9981 License #3367270 Listed on: 07/03/2025

MICHAEL SAUNDERS & COMPANY

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,625

Year Built

  • Built in 1973

Lot Details

  • Home fronts a canal
  • Northwest Facing Home

HOA Fees

  • $782 Monthly HOA Fees

Home Design

  • Coastal Architecture
  • Elevated Home
  • Entry on the 2nd floor
  • Turnkey
  • Slab Foundation
  • Metal Roof
  • Cement Siding
  • Stucco

Interior Spaces

  • 822 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Living Room
  • Full Bay or Harbor Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Outdoor Shower
  • Access to Saltwater Canal
  • Seawall
  • Balcony
  • Rear Porch

Schools

  • Anna Maria Elementary School
  • Martha B. King Middle School
  • Manatee High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, escrow reserves fund, fidelity bond, insurance, internet, maintenance structure, ground maintenance, maintenance, pest control, sewer, trash, water
  • The Bayou/At The Helm/Kelly Helm Association, Phone Number (941) 782-8307
  • Bayou Condominium Community
  • Bayou Subdivision
  • The community has rules related to deed restrictions

Pet Policy

  • No Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,625

Year Built

Built in 1973

Lot Details

1.64 Acres

HOA Fees

$782 per month

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Escrow Reserves Fund, Fidelity Bond, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Pest Control, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Coastal
  • Construction Materials: Cement Siding, Stucco
  • Fireplace: No
  • Living Area: 822
  • Lot Size Acres: 1.64
  • New Construction: No
  • Year Built: 1973
  • Building Area Total: 822
  • Lot Size Sq Ft: 71571
  • Status: Sold
  • Ownership: Fee Simple
  • Entry Level: 2
  • Building Area Total Srch Sq M: 76.37
  • Escrow City: Holmes Beach
  • Escrow State: FL
  • Escrow Street Name: Gulf Drive
  • Floor Number: 2
  • Minimum Lease: 2 Weeks
  • RATIO Current Price By Calculate: 638.69
  • Water Access YN: 1
  • Condo Fees Term: Quarterly
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Canal Front,Fishing,Water Access,Waterfront
  • Attribution Contact: 941-896-9981
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 1
  • Interior Amenities: Open Floorplan
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Living Area Meters: 76.37

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Balcony, Outdoor Shower
  • Roof: Metal
  • Pool Private: No
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water Extras: Seawall - Concrete
  • Water View: Bay/Harbor - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Additional Water Information: Canal immediately opens to Tampa Bay

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions
  • Association Name: The Bayou/At the Helm/Kelly Helm
  • Phone: 941-782-8307
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Condo Fees: 2346
  • Condo Land Included YN: 0
  • Association Email: kelly@thehelmfl.com
  • Monthly Condo Fee Amount: 782

Fee Information

  • Total Annual Fees: 9384.00
  • Total Monthly Fees: 782.00

Schools

  • Elementary School: Anna Maria Elementary
  • High School: Manatee High
  • Middle Or Junior School: Martha B. King Middle

Lot Info

  • Zoning: R1
  • Parcel Number: 7042711403
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Turnkey
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please refer to HOA docs for additional information and the City of Anna Maria Rental Ordinances.

Tax Info

  • Tax Annual Amount: 6625
  • Tax Book Number: 4-10
  • Tax Lot: 7D

Multi Family

  • Waterfront Features: Canal Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
May 18, 2026
Sold by
Bought by
Seller's Agent
Kathy Harman
MICHAEL SAUNDERS & COMPANY
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$555,000
Sold Price
$525,000
Premium/Discount to List
-$30,000
-5.41%
Views
315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.32%

Purchase Details

Closed on
Jul 31, 1997
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $525,000 Barnes Walker Title
Deed $80,000 --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/19/2026 05/19/26 Sold $525,000 -5.4% $639 / Sq Ft
04/27/2026 04/27/26 Pending -- -- --
03/11/2026 03/11/26 For Sale $555,000 0.0% $675 / Sq Ft
02/05/2026 02/05/26 Pending -- -- --
12/12/2025 12/12/25 Price Changed $555,000 -1.8% $675 / Sq Ft
08/28/2025 08/28/25 Price Changed $565,000 -1.7% $687 / Sq Ft
07/03/2025 07/03/25 For Sale $575,000 -- $700 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,626 $421,953 -- --
2024 $6,658 $522,750 -- $522,750
2023 $6,587 $517,650 $0 $517,650
2022 $5,380 $367,250 $0 $367,250
2021 $4,625 $297,000 $0 $297,000
2020 $4,392 $262,000 $0 $262,000
2019 $4,160 $245,000 $0 $245,000
2018 $4,045 $235,000 $0 $0
2017 $3,602 $217,900 $0 $0
2016 $3,586 $212,500 $0 $0
2015 $3,281 $203,500 $0 $0
2014 $3,281 $187,001 $0 $0
2013 $3,541 $200,391 $114,240 $86,151
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4657782

Stellar MLS

APN: 70427-1140-3

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