5249 Finisterre Dr Panama City, FL 32408
Upper Grand Lagoon Neighborhood
4
Beds
3.5
Baths
3,325
Sq Ft
1,002
Sq Ft Lot
Highlights
- Boat Dock
- In Ground Pool
- Gated Parking
- Patronis Elementary School Rated A-
- Fishing
- Gated Community
About This Home
As of January 2022Pending/ will take back -up offersStunning home in '' DISTINGUISHED'''' FINISTERRE'', this large home is perfect for family's and lots of entertaining. This amazing home features 4 bedrooms, 3.5 baths. Wonderful master suite is on first floor and a guest suite/bath. Your large beautiful kitchen is a dream. Custom built cabinets, island, breakfast bar, built in's, eat in area. Large family room that looks out to the 13x26 pool/fountain. You have a formal dining area that looks out to pool. Upstairs you have a bonus loft area, great kids.2 bedrooms, large bath. This beautiful home is in one of Panama City Beach's premier areas. Walking distance to Capt. Andersons, Grand Marlin, boat launch's, piers. Pier you can use during daytime. Outside was just painted, brighter looking.
Last Agent to Sell the Property
CENTURY 21 Commander Realty License #0597036 Listed on: 09/16/2021
Last Buyer's Agent
Ron Jones
Century 21 Blue Marlin Pelican
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,502
Year Built
- Built in 2002
Lot Details
- 1,002 Sq Ft Lot
- Lot Dimensions are 80x125x80x125
- Fenced
- Sprinkler System
- Zoning described as Coastal Construction Line,Other - See Remarks,Resid Single Family
HOA Fees
- $174 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
- Gated Parking
Home Design
- Mediterranean Architecture
- Newly Painted Property
- Exterior Columns
- Slab Foundation
- Tile Roof
- Stucco
Interior Spaces
- 3,325 Sq Ft Home
- 2-Story Property
- Bookcases
- Woodwork
- High Ceiling
- Ceiling Fan
- Fireplace
- Double Pane Windows
- Great Room
- Breakfast Room
- Dining Room
- Bonus Room
- Storage
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
Laundry
- Dryer
- Washer
Pool
- In Ground Pool
- Outdoor Shower
Outdoor Features
- Balcony
- Deck
- Covered Patio or Porch
- Outdoor Fireplace
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Multiple cooling system units
- Central Air
- Underground Utilities
- Electric Water Heater
Additional Features
- Accessible Common Area
- Flood Insurance May Be Required
Listing and Financial Details
- Tax Lot 46
Community Details
Overview
- Association fees include fishing rights, legal/accounting
- Resort Management Association
- Finisterre Subdivision
Recreation
- Boat Dock
- Tennis Courts
- Community Spa
- Fishing
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 16, 2021
Closed on
Jan 10, 2022
Sold by
Taylor Charles L
Bought by
Gober Chuck P
Seller's Agent
Marcia Preston
CENTURY 21 Commander Realty
Buyer's Agent
Ron Jones
Century 21 Blue Marlin Pelican
List Price
$999,900
Sold Price
$890,000
Premium/Discount to List
-$109,900
-10.99%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.24%
Purchase Details
Listed on
Jun 13, 2021
Closed on
Jul 19, 2021
Sold by
Shaw Meredith L
Bought by
Taylor Charles L
Seller's Agent
Meredith Shaw
Coldwell Banker Realty
Buyer's Agent
Meredith Shaw
Ibis Lake Realty, Inc
List Price
$829,000
Sold Price
$730,000
Premium/Discount to List
-$99,000
-11.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
51.11%
Purchase Details
Closed on
Apr 1, 2013
Sold by
Shaw William M and Shaw Meredith Lee
Bought by
Shaw Meredith Lee
Purchase Details
Closed on
Jul 21, 2001
Sold by
S Twice Inc
Bought by
Shaw William M and Shaw Meredith L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,510
Interest Rate
7.08%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Panama City, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $890,000 | Diamond Title | |
| Warranty Deed | $730,000 | Defender T&E Agcy Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $63,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $719,200 | New Conventional | |
| Previous Owner | $148,100 | Credit Line Revolving | |
| Previous Owner | $102,500 | Unknown | |
| Previous Owner | $300,700 | Construction | |
| Previous Owner | $79,000 | Unknown | |
| Previous Owner | $57,510 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/23/2025 06/23/25 | For Sale | $1,680,000 | +88.8% | $505 / Sq Ft |
| 07/05/2022 07/05/22 | Off Market | $890,000 | -- | -- |
| 07/05/2022 07/05/22 | Off Market | $730,000 | -- | -- |
| 01/10/2022 01/10/22 | Sold | $890,000 | -6.3% | $268 / Sq Ft |
| 12/09/2021 12/09/21 | Pending | -- | -- | -- |
| 11/30/2021 11/30/21 | Price Changed | $949,995 | -4.7% | $286 / Sq Ft |
| 11/18/2021 11/18/21 | Price Changed | $997,000 | -0.1% | $300 / Sq Ft |
| 11/03/2021 11/03/21 | Price Changed | $998,000 | -0.1% | $300 / Sq Ft |
| 11/01/2021 11/01/21 | Price Changed | $998,900 | -0.1% | $300 / Sq Ft |
| 09/16/2021 09/16/21 | For Sale | $999,900 | +37.0% | $301 / Sq Ft |
| 07/20/2021 07/20/21 | Sold | $730,000 | -11.9% | $220 / Sq Ft |
| 06/18/2021 06/18/21 | Pending | -- | -- | -- |
| 06/13/2021 06/13/21 | For Sale | $829,000 | -- | $249 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,498 | $758,017 | $85,100 | $672,917 |
| 2023 | $9,498 | $756,522 | $81,000 | $675,522 |
| 2022 | $7,240 | $622,515 | $57,021 | $565,494 |
| 2021 | $5,223 | $403,470 | $0 | $0 |
| 2020 | $4,502 | $366,791 | $69,941 | $296,850 |
| 2019 | $4,540 | $365,284 | $65,000 | $300,284 |
| 2018 | $4,064 | $359,245 | $0 | $0 |
| 2017 | $4,150 | $363,536 | $0 | $0 |
| 2016 | $4,282 | $367,827 | $0 | $0 |
| 2015 | $4,464 | $372,119 | $0 | $0 |
| 2014 | $4,515 | $376,410 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Ron Jones
CENTURY 21 AllPoints Realty
(850) 896-1225
7 in this area
89 Total Sales
-
Seller's Agent in 2022
Marcia Preston
CENTURY 21 Commander Realty
(850) 890-0333
2 in this area
29 Total Sales
-
M
Seller's Agent in 2021
Meredith Shaw
Coldwell Banker Realty
(850) 276-6889
2 in this area
6 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 717002
APN: 31424-546-000
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