NOT LISTED FOR SALE

Estimated Value: $431,000 - $442,000

5 Beds
3 Baths
2,500 Sq Ft
$175/Sq Ft Est. Value

Last Sold March 01, 2024

Last sale price $415,000 $166 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,236/month

158 Days on Market

Highlights

  • Community Lake
  • Property is near a park
  • Vaulted Ceiling
  • Prairie Point Elementary School Rated A-
  • Recreation Room
  • Main Floor Bedroom

About This Home

As of March 2024

Welcome Home! This charming house has it all! You will love welcoming your guests into the gorgeous 2 Story foyer that leads into the formal living and dining rooms. The huge family room features a fireplace and sweeping backyard views. The gourmet kitchen is spacious, has tons of cabinet and counter space, white cabinets, granite counter tops, SS appliances, an island, pantry..... There is a 1st floor office/5th bedroom with adjacent 3rd full bath. Upstairs you will find 4 generous sized bedrooms with lots of closet space. The large master suite with tray ceiling, walk-in closet and full luxury bath is a treat. Finished basement with plenty of room for play, exercise or extra family room, plus lots of storage. Enjoy your fenced backyard retreat with patio and beautiful landscaping. 3 plus car garage for all the toys, kids and adults! Furnace, AC and HWH have all been replaced. Roof was recently inspected and given the "all good". Perfect location just minutes to downtown Oswego. Walk to the park right in the subdivision or spend the day fishing in the pond. SO much to offer here! *Ramp out front is easily (and will be) removed* *Custom Chair lift is negotiable*.

Last Listed By

Joanne Grzetic

Coldwell Banker Real Estate Group License #471018979 Listed on: 08/02/2023

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,407

Year Built

  • Built in 2000

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 81x136x75x137
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $27 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,500 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Game Room
  • Laminate Flooring
  • Unfinished Attic
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Finished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Schools

  • Prairie Point Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Community Details

  • Association fees include insurance
  • Secretary Association, Phone Number (630) 588-9500
  • Morgan Crossing Subdivision
  • Property managed by Red Brick Property management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,407

Year Built

Built in 2000

Lot Details

0

HOA Fees

$27 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Morgan Crossing
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Partial
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Finished Sq Ft: 883
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, First Floor Bedroom, In-Law Arrangement, First Floor Laundry, First Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 2500
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Bedroom 5, Recreation Room, Game Room, Office, Eating Area, Foyer
  • Estimated Total Finished Sq Ft: 3383
  • Basement Description: Finished,Crawl
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2500
  • Basement Sq Ft: 883
  • Fireplace Location: Family Room
  • Total Sq Ft: 3383
  • Attic: Unfinished
  • Main Level Sq Ft: 2500
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 410000
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 325
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Red Brick Property management
  • Management Contact Name: Secretary
  • Management Phone: 630-588-9500
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Prairie Point Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.25
  • Lot Dimensions: 81X136X75X137
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9407.38
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2023
Closed on
Feb 28, 2024
Sold by
Mikolay Beth
Bought by
Caballero David Paz and Caballero Rosa Maria
Seller's Agent
Joanne Grzetic
Coldwell Banker Real Estate Group
Buyer's Agent
Dalton Garcia
RE/MAX Partners
List Price
$410,000
Sold Price
$415,000
Premium/Discount to List
$5,000
1.22%
Total Days on Market
158
Views
563
Current Estimated Value
$437,512

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,512
Avg. Annual Appreciation
4.76%
Original Mortgage
$415,000
Outstanding Balance
$411,592
Interest Rate
7.63%
Mortgage Type
VA
Estimated Equity
$26,815

Purchase Details

Listed on
Jan 4, 2018
Closed on
Feb 20, 2018
Sold by
Dillard Jason W and Dillard Mary Jane
Bought by
Mikolay Beth A
Seller's Agent
Erin Hill
Coldwell Banker Real Estate Group
Buyer's Agent
John Zvacek
Illinois Real Estate Partners
List Price
$304,900
Sold Price
$299,000
Premium/Discount to List
-$5,900
-1.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.64%
Original Mortgage
$293,584
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Jul 17, 2014
Closed on
Oct 30, 2014
Sold by
Lopez Oliverio and Lopez Elisa
Bought by
Dillard Jason W
Seller's Agent
Ania Matz
Novak Real Estate Inc
Buyer's Agent
Michele Nixon
Berkshire Hathaway HomeServices Chicago
List Price
$249,900
Sold Price
$244,500
Premium/Discount to List
-$5,400
-2.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.17%
Original Mortgage
$249,756
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Listed on
Jan 31, 2013
Closed on
Mar 25, 2013
Sold by
Fannie Mae
Bought by
Lopez Oliverio and Lopez Elisa
Seller's Agent
Matt Grander
Keller Williams Infinity
Buyer's Agent
Ania Matz
Novak Real Estate Inc
List Price
$149,900
Sold Price
$145,000
Premium/Discount to List
-$4,900
-3.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.90%

Purchase Details

Closed on
Jun 21, 2012
Sold by
Dwyer Scott and Dwyer Donna
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 25, 2004
Sold by
Rac Closing Services Llc
Bought by
Dwyer Scott and Dwyer Donna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,800
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 16, 2004
Sold by
Howerton Richard Melvin and Howerton Adele I
Bought by
Rac Closing Services

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,800
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 14, 2000
Sold by
Stefani & Sons Development Company Inc
Bought by
Howerton Richard Melvin and Howerton Adele I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,066
Interest Rate
8.26%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Caballero David Paz $830,000 None Listed On Document
Mikolay Beth A $299,000 First American Title
Dillard Jason W $244,500 Fidelity National Title
Lopez Oliverio $145,000 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Dwyer Scott $284,000 --
Rac Closing Services $284,000 --
Howerton Richard Melvin $256,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Caballero David Paz $415,000
Previous Owner Mikolay Beth A $85,168
Previous Owner Mikolay Beth A $293,584
Previous Owner Dillard Jason W $243,452
Previous Owner Dillard Jason W $249,756
Previous Owner Dwyer Scott $50,000
Previous Owner Dwyer Scott $30,000
Previous Owner Dwyer Scott $269,800
Previous Owner Howerton Richard Melvin $191,066
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/01/2024 03/01/24 Sold $415,000 +1.2% $166 / Sq Ft
01/08/2024 01/08/24 Pending -- -- --
10/13/2023 10/13/23 For Sale $410,000 0.0% $164 / Sq Ft
09/15/2023 09/15/23 Pending -- -- --
08/02/2023 08/02/23 For Sale $410,000 +37.1% $164 / Sq Ft
03/09/2018 03/09/18 Sold $299,000 -0.3% $120 / Sq Ft
02/07/2018 02/07/18 Pending -- -- --
02/01/2018 02/01/18 Price Changed $299,900 -1.6% $120 / Sq Ft
01/04/2018 01/04/18 For Sale $304,900 +24.7% $122 / Sq Ft
10/31/2014 10/31/14 Sold $244,500 -2.2% $92 / Sq Ft
09/01/2014 09/01/14 Pending -- -- --
07/17/2014 07/17/14 For Sale $249,900 +72.3% $94 / Sq Ft
03/29/2013 03/29/13 Sold $145,000 -3.3% $58 / Sq Ft
03/13/2013 03/13/13 Pending -- -- --
02/21/2013 02/21/13 For Sale $149,900 0.0% $60 / Sq Ft
02/11/2013 02/11/13 Pending -- -- --
01/31/2013 01/31/13 For Sale $149,900 -- $60 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,407 $120,080 $22,480 $97,600
2022 $9,407 $110,165 $20,624 $89,541
2021 $9,073 $102,958 $19,275 $83,683
2020 $8,880 $99,960 $18,714 $81,246
2019 $8,943 $99,156 $18,714 $80,442
2018 $8,991 $98,938 $18,673 $80,265
2017 $8,691 $90,769 $17,131 $73,638
2016 $8,454 $87,278 $16,472 $70,806
2015 $8,500 $83,921 $15,838 $68,083
2014 -- $81,477 $15,377 $66,100
2013 -- $82,300 $15,532 $66,768
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 11845144

Midwest Real Estate Data (MRED)

APN: 03-29-281-015