525 Chestnut Dr Oswego, IL 60543
South Oswego Neighborhood
5
Beds
3
Baths
2,500
Sq Ft
0.25
Acres
Highlights
- Community Lake
- Property is near a park
- Vaulted Ceiling
- Prairie Point Elementary School Rated A-
- Recreation Room
- Main Floor Bedroom
About This Home
As of March 2024Welcome Home! This charming house has it all! You will love welcoming your guests into the gorgeous 2 Story foyer that leads into the formal living and dining rooms. The huge family room features a fireplace and sweeping backyard views. The gourmet kitchen is spacious, has tons of cabinet and counter space, white cabinets, granite counter tops, SS appliances, an island, pantry..... There is a 1st floor office/5th bedroom with adjacent 3rd full bath. Upstairs you will find 4 generous sized bedrooms with lots of closet space. The large master suite with tray ceiling, walk-in closet and full luxury bath is a treat. Finished basement with plenty of room for play, exercise or extra family room, plus lots of storage. Enjoy your fenced backyard retreat with patio and beautiful landscaping. 3 plus car garage for all the toys, kids and adults! Furnace, AC and HWH have all been replaced. Roof was recently inspected and given the "all good". Perfect location just minutes to downtown Oswego. Walk to the park right in the subdivision or spend the day fishing in the pond. SO much to offer here! *Ramp out front is easily (and will be) removed* *Custom Chair lift is negotiable*.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #471018979 Listed on: 08/02/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,407
Year Built
- Built in 2000
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 81x136x75x137
- Fenced Yard
- Paved or Partially Paved Lot
HOA Fees
- $27 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,500 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Formal Dining Room
- Home Office
- Recreation Room
- Game Room
- Laminate Flooring
- Unfinished Attic
- Laundry on main level
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- In-Law or Guest Suite
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Finished Basement
- Partial Basement
- Sump Pump
- Crawl Space
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Brick Porch or Patio
- Property is near a park
Community Details
- Association fees include insurance
- Secretary Association, Phone Number (630) 588-9500
- Morgan Crossing Subdivision
- Property managed by Red Brick Property management
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2023
Closed on
Feb 28, 2024
Sold by
Mikolay Beth
Bought by
Caballero David Paz and Caballero Rosa Maria
Seller's Agent
Joanne Grzetic
Coldwell Banker Real Estate Group
Buyer's Agent
Dalton Garcia
RE/MAX Partners
List Price
$410,000
Sold Price
$415,000
Premium/Discount to List
$5,000
1.22%
Views
563
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,438
Avg. Annual Appreciation
4.89%
Original Mortgage
$415,000
Outstanding Balance
$410,947
Interest Rate
7.63%
Mortgage Type
VA
Estimated Equity
$30,651
Purchase Details
Listed on
Jan 4, 2018
Closed on
Feb 20, 2018
Sold by
Dillard Jason W and Dillard Mary Jane
Bought by
Mikolay Beth A
Seller's Agent
Erin Hill
Coldwell Banker Real Estate Group
Buyer's Agent
John Zvacek
Illinois Real Estate Partners
List Price
$304,900
Sold Price
$299,000
Premium/Discount to List
-$5,900
-1.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.64%
Original Mortgage
$293,584
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Listed on
Jul 17, 2014
Closed on
Oct 30, 2014
Sold by
Lopez Oliverio and Lopez Elisa
Bought by
Dillard Jason W
Seller's Agent
Ania Matz
Novak Real Estate Inc
Buyer's Agent
Michele Nixon
Berkshire Hathaway HomeServices Chicago
List Price
$249,900
Sold Price
$244,500
Premium/Discount to List
-$5,400
-2.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.17%
Original Mortgage
$249,756
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Listed on
Jan 31, 2013
Closed on
Mar 25, 2013
Sold by
Fannie Mae
Bought by
Lopez Oliverio and Lopez Elisa
Seller's Agent
Matt Grander
Keller Williams Infinity
Buyer's Agent
Ania Matz
Novak Real Estate Inc
List Price
$149,900
Sold Price
$145,000
Premium/Discount to List
-$4,900
-3.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.90%
Purchase Details
Closed on
Jun 21, 2012
Sold by
Dwyer Scott and Dwyer Donna
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Feb 25, 2004
Sold by
Rac Closing Services Llc
Bought by
Dwyer Scott and Dwyer Donna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,800
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 16, 2004
Sold by
Howerton Richard Melvin and Howerton Adele I
Bought by
Rac Closing Services
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,800
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 14, 2000
Sold by
Stefani & Sons Development Company Inc
Bought by
Howerton Richard Melvin and Howerton Adele I
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,066
Interest Rate
8.26%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $830,000 | None Listed On Document | |
| Warranty Deed | $299,000 | First American Title | |
| Warranty Deed | $244,500 | Fidelity National Title | |
| Special Warranty Deed | $145,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $284,000 | -- | |
| Warranty Deed | $284,000 | -- | |
| Corporate Deed | $256,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $415,000 | VA | |
| Previous Owner | $85,168 | FHA | |
| Previous Owner | $293,584 | FHA | |
| Previous Owner | $243,452 | VA | |
| Previous Owner | $249,756 | VA | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $269,800 | Purchase Money Mortgage | |
| Previous Owner | $191,066 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/01/2024 03/01/24 | Sold | $415,000 | +1.2% | $166 / Sq Ft |
| 01/08/2024 01/08/24 | Pending | -- | -- | -- |
| 10/13/2023 10/13/23 | For Sale | $410,000 | 0.0% | $164 / Sq Ft |
| 09/15/2023 09/15/23 | Pending | -- | -- | -- |
| 08/02/2023 08/02/23 | For Sale | $410,000 | +37.1% | $164 / Sq Ft |
| 03/09/2018 03/09/18 | Sold | $299,000 | -0.3% | $120 / Sq Ft |
| 02/07/2018 02/07/18 | Pending | -- | -- | -- |
| 02/01/2018 02/01/18 | Price Changed | $299,900 | -1.6% | $120 / Sq Ft |
| 01/04/2018 01/04/18 | For Sale | $304,900 | +24.7% | $122 / Sq Ft |
| 10/31/2014 10/31/14 | Sold | $244,500 | -2.2% | $92 / Sq Ft |
| 09/01/2014 09/01/14 | Pending | -- | -- | -- |
| 07/17/2014 07/17/14 | For Sale | $249,900 | +72.3% | $94 / Sq Ft |
| 03/29/2013 03/29/13 | Sold | $145,000 | -3.3% | $58 / Sq Ft |
| 03/13/2013 03/13/13 | Pending | -- | -- | -- |
| 02/21/2013 02/21/13 | For Sale | $149,900 | 0.0% | $60 / Sq Ft |
| 02/11/2013 02/11/13 | Pending | -- | -- | -- |
| 01/31/2013 01/31/13 | For Sale | $149,900 | -- | $60 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,407 | $120,080 | $22,480 | $97,600 |
| 2022 | $9,407 | $110,165 | $20,624 | $89,541 |
| 2021 | $9,073 | $102,958 | $19,275 | $83,683 |
| 2020 | $8,880 | $99,960 | $18,714 | $81,246 |
| 2019 | $8,943 | $99,156 | $18,714 | $80,442 |
| 2018 | $8,991 | $98,938 | $18,673 | $80,265 |
| 2017 | $8,691 | $90,769 | $17,131 | $73,638 |
| 2016 | $8,454 | $87,278 | $16,472 | $70,806 |
| 2015 | $8,500 | $83,921 | $15,838 | $68,083 |
| 2014 | -- | $81,477 | $15,377 | $66,100 |
| 2013 | -- | $82,300 | $15,532 | $66,768 |
Source: Public Records
Agents Affiliated with this Home
-
Joanne Grzetic
Seller's Agent in 2024
Joanne Grzetic
Coldwell Banker Real Estate Group
(630) 235-4610
8 in this area
67 Total Sales
-
Dalton Garcia
Buyer's Agent in 2024
Dalton Garcia
RE/MAX
(312) 217-1488
1 in this area
63 Total Sales
-
Erin Hill
Seller's Agent in 2018
Erin Hill
Coldwell Banker Real Estate Group
(630) 336-5962
28 in this area
219 Total Sales
-
Jerry Hill
Seller Co-Listing Agent in 2018
Jerry Hill
Coldwell Banker Real Estate Group
(630) 336-5963
27 in this area
205 Total Sales
-
J
Buyer's Agent in 2018
John Zvacek
Illinois Real Estate Partners
-
Ania Matz
Seller's Agent in 2014
Ania Matz
Novak Real Estate Inc
(815) 600-2685
1 Total Sale
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11845144
APN: 03-29-281-015
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