$650,000
SOLD APR 29, 2022

527 New York 9p Saratoga Springs, NY 12866

3 Beds
1.5 Baths
1,600 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$406 Per Sq Ft

24% Below List Price

223 Days on Market

Highlights

  • Beach Front
  • Living Room with Fireplace
  • No HOA
  • Deck
  • Stone Countertops
  • Cottage

About This Home

As of July 2025

Your front-row seat to Saratoga Lake is waiting! This 3-bedroom home is located on a super rare waterfront lot on one of New York State's most beloved lakes. It boasts 60 feet of direct lake frontage plus a private 40-foot dock. Nestled between 9P and Saratoga Lake, the home offers two working fireplaces, including one with a natural bluestone surround. Laundry, 1.1 bathrooms and sliding doors to get you outside fast & easy. The level lot could not be in a better location near Brown's Beach at the south end of the lake, close to great restaurants and easy access to Malta shopping and the Northway. Set yourself up for endless fun for years to come! Dock, Very Good Condition

Last Agent to Sell the Property

Scott Varley

KW Platform License #30VA0727304 Listed on: 07/29/2021

KW Platform

Last Buyer's Agent

Anna Vanderspeeten-Deman

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,500

Year Built

  • Built in 1956

Lot Details

  • 9,583 Sq Ft Lot
  • Beach Front
  • Lake Front
  • Home fronts a seawall
  • Property fronts a private road
  • Landscaped
  • Level Lot
  • Cleared Lot

Home Design

  • Cottage
  • Wood Siding
  • Asphalt

Interior Spaces

  • 1,600 Sq Ft Home
  • Dry Bar
  • Paddle Fans
  • Wood Burning Fireplace
  • Blinds
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • 5 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Seawall
  • Deck
  • Screened Patio
  • Exterior Lighting
  • Enclosed Glass Porch

Location

  • Flood Zone Lot

Schools

  • Stillwater Elementary School
  • Stillwater High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Oil
  • Baseboard Heating
  • Water Purifier
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 26 / 1
  • Assessor Parcel Number 415201 218.20-1-26

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,500

Year Built

Built in 1956

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1956
  • Directions: From I87, Take exit 13S to merge onto U.S. 9 S toward Ballston Spa, then turn left onto NY-9P N, it will be on the left
  • Above Grade Finished Sq Ft: 1600.0
  • Architectural Style: Cottage
  • Lot Size Acres: 0.22
  • Lot Size: 9583 sqft
  • New Construction: No
  • Parking Features Parking Total: 5.0
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Other Room Level: Second
  • Primary Bedroom Level: Second
  • Sale Detail Buyer Zip Code: 02130
  • Sale Detail Seller Contribution: No
  • Water Body Name: Saratoga Lake
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Laundry Features:Main Level: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Vinyl: Yes
  • Architectural Style:Cottage: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Vinyl, Carpet, Ceramic Tile
  • Basement: None
  • Interior Amenities: High Speed Internet, Paddle Fan, Solid Surface Counters, Ceramic Tile Bath, Dry Bar, Eat-in Kitchen, Kitchen Island
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Purifier
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Living Room, Wood Burning
  • Fireplaces: 2
  • Living Area: 1600.0
  • Bedroom Level: First
  • Family Room Level: First
  • Kitchen Level: Second
  • Living Room Level: Second
  • Window Features: Blinds
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Interior Features:Dry Bar: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Hatch: Yes
  • Kitchen Features:Semi-Modern Kitchen: Yes
  • Basement:None15: Yes
  • Appliances:Water Purifier: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Fireplace Features:Family Room: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Drywall, Wood Siding
  • Patio And Porch Features: Screened, Deck, Enclosed, Patio, Porch
  • Waterfront Features: Seawall, Beach Front, Lake Front
  • Waterfront: Yes
  • Construction Materials:Drywall: Yes
  • Construction Materials:Wood Siding: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Waterfront: Yes
  • Patio And Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Screened: Yes
  • Lot Features:Road Frontage: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes
  • Waterfront Features:Beach Front: Yes
  • Waterfront Features:Seawall: Yes
  • Lot Features:Flood Zone: Yes

Garage/Parking

  • Parking Features: Off Street, None
  • Attached Garage: No
  • Total Parking Spaces: 5.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Oil
  • Laundry Features: Laundry Room, Main Level, W/D Connections
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Oil: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Stillwater

Lot Info

  • Lot Features: Level, Road Frontage, Views, Cleared, Flood Zone, Landscaped, Waterfront
  • Parcel #: 415201 218.20-1-26
  • Lot Size Sq Ft: 9583.2

Tax Info

  • Tax Annual Amount: 6500.0
  • Tax Block: 1
  • Tax Lot: 26
  • Tax Tract: 218.20

MLS Schools

  • Elementary School: Stillwater
  • HighSchool: Stillwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Jul 16, 2025
Sold by
Susice Zoe Catrina
Bought by
Lill Thomas and Lill Daniel
Seller's Agent
Charles Goodridge
Julie & Co Realty, LLC
Buyer's Agent
Charles Goodridge
Julie & Co Realty, LLC
List Price
$819,000
Sold Price
$814,000
Premium/Discount to List
-$5,000
-0.61%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-59.05%
Original Mortgage
$610,500
Outstanding Balance
$609,971
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$114,831

Purchase Details

Listed on
Jul 29, 2021
Closed on
Apr 29, 2022
Sold by
W P & S A Wardell Irt and Wardell
Bought by
Susicw Zoe C
Seller's Agent
Scott Varley
KW Platform
Buyer's Agent
Anna Vanderspeeten-Deman
Howard Hanna Capital Inc
List Price
$850,000
Sold Price
$650,000
Premium/Discount to List
-$200,000
-23.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.24%
Original Mortgage
$520,650
Interest Rate
4.67%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $814,000 None Listed On Document
Deed $650,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $610,500 New Conventional
Previous Owner $520,650 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Sold $814,000 -0.6% $530 / Sq Ft
06/03/2025 06/03/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $819,000 +26.0% $533 / Sq Ft
04/29/2022 04/29/22 Sold $650,000 -13.3% $406 / Sq Ft
10/17/2021 10/17/21 Price Changed $750,000 -11.8% $469 / Sq Ft
07/28/2021 07/28/21 For Sale $850,000 -- $531 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,256 $245,000 $82,100 $162,900
2023 $67 $245,000 $82,100 $162,900
2022 $0 $245,000 $82,100 $162,900
2021 $0 $245,000 $82,100 $162,900
2016 $0 $245,000 $82,100 $162,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202124773

Global MLS

APN: 415289 218.20-1-26