Seller's Agent in 2023
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
7 in this area
250 Total Sales
527 Northgate Cir Unit 1 Oswego, IL 60543
South Oswego Neighborhood
2
Beds
3
Baths
1,350
Sq Ft
$10/mo
HOA Fee
Highlights
- Vaulted Ceiling
- Wood Flooring
- Walk-In Pantry
- Prairie Point Elementary School Rated A-
- End Unit
- Attached Garage
About This Home
As of June 2023Wow! You will LOVE coming HOME to this beautiful duplex! Dramatic two story living room filled w/natural lighting! Gleaming hardwood floors lead from the Living Room, Hallway & into the Kitchen! The Kitchen has been updated with a stylish tile back-splash, a new stove & dishwasher added! The open staircase to the 2nd floor bedrooms has new carpeting. The Master Bedroom has a vaulted ceiling, walk-in closet, a private bath with a step-in shower & a large linen closet! The 1st floor laundry room, (washer & dryer included) & powder room have ceramic tile flooring. There is a full, finished basement with a large family room! The water heater & central air were updated! Insulated 2 car garage has been dry walled, & window added! Mature blue spruce trees lend privacy to the back yard! The brick paver patio was just cleaned & re-sanded. This home is in move-in condition! There will be a sound barrier wall constructed behind the home along Rt 71! Also available with most furniture for $179,9
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475142782 Listed on: 09/01/2015
Last Buyer's Agent
Katy Delgado
Kettley & Co. Inc. - Yorkville License #475163480
Townhouse Details
Home Type
- Townhome
Year Built
- 1997
HOA Fees
- $10 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Vaulted Ceiling
- Wood Flooring
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Laundry
- Laundry on main level
- Dryer
- Washer
Home Security
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Brick Porch or Patio
- End Unit
Community Details
Pet Policy
- Pets Allowed
Security
- Storm Screens
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2023
Closed on
Jun 28, 2023
Sold by
Arbet Christopher J
Bought by
Bumstead Luke and Bumstead Gianna
Seller's Agent
Melissa Yackley
United Real Estate-Chicago
Buyer's Agent
Matt Trusk
Re/Max Ultimate Professionals
List Price
$245,900
Sold Price
$265,000
Premium/Discount to List
$19,100
7.77%
Views
149
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,871
Avg. Annual Appreciation
3.12%
Original Mortgage
$265,000
Outstanding Balance
$258,678
Interest Rate
6.79%
Mortgage Type
VA
Estimated Equity
$25,193
Purchase Details
Listed on
Sep 1, 2015
Closed on
Nov 24, 2015
Sold by
Morsch Dale W
Bought by
Arbet Christopher J
Seller's Agent
Cindy Heckelsberg
Coldwell Banker Real Estate Group
Buyer's Agent
Katy Delgado
Kettley & Co. Inc. - Yorkville
List Price
$169,900
Sold Price
$157,500
Premium/Discount to List
-$12,400
-7.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$148,000
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 20, 2013
Sold by
Morsch Dale
Bought by
Morsch Dale W
Purchase Details
Closed on
Sep 26, 2011
Sold by
Heriaud Marsha F
Bought by
Morsch Dale
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.25%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 26, 2005
Sold by
Dzierzynski Scott J
Bought by
Heriaud Charles R and Heriaud Marsha F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 5, 2003
Sold by
Oswego Ventures Inc
Bought by
Millwood Builders Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,000
Interest Rate
4.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 20, 2002
Sold by
Laatz Aaron and Dubberstine Carlene A
Bought by
Dzierzynski Scott J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,800
Interest Rate
5.37%
Purchase Details
Closed on
Sep 17, 1999
Sold by
Stensloff Patrick W and Stensloff Shelley L
Bought by
Laatz Aaron
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,589
Interest Rate
7.83%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 17, 1997
Sold by
The Old Second National Bank Of Aurora
Bought by
Stensloff Patrick W and Plocinski Shelley L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,350
Interest Rate
8.27%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | Chicago Title | |
| Deed | $157,500 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $140,000 | Chicago Title Insurance Co | |
| Warranty Deed | $192,000 | First American Title Ins Co | |
| Warranty Deed | $87,000 | Chicago Title Insurance Co | |
| Warranty Deed | $152,000 | Law Title Insurance Co Inc | |
| Warranty Deed | $135,000 | Chicago Title Insurance Co | |
| Joint Tenancy Deed | $128,500 | Ticor Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $265,000 | VA | |
| Previous Owner | $148,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $169,083 | FHA | |
| Previous Owner | $172,800 | Fannie Mae Freddie Mac | |
| Previous Owner | $408,000 | Purchase Money Mortgage | |
| Previous Owner | $136,800 | No Value Available | |
| Previous Owner | $133,589 | FHA | |
| Previous Owner | $116,350 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/29/2023 06/29/23 | Sold | $265,000 | +7.8% | $196 / Sq Ft |
| 05/29/2023 05/29/23 | Pending | -- | -- | -- |
| 05/26/2023 05/26/23 | For Sale | $245,900 | +56.1% | $182 / Sq Ft |
| 12/30/2015 12/30/15 | Sold | $157,500 | -2.7% | $117 / Sq Ft |
| 11/17/2015 11/17/15 | Pending | -- | -- | -- |
| 11/12/2015 11/12/15 | Price Changed | $161,900 | -1.8% | $120 / Sq Ft |
| 10/22/2015 10/22/15 | Price Changed | $164,900 | -2.9% | $122 / Sq Ft |
| 09/01/2015 09/01/15 | For Sale | $169,900 | -- | $126 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $75,436 | $12,085 | $63,351 |
| 2023 | $0 | $65,597 | $10,509 | $55,088 |
| 2022 | $4,892 | $60,180 | $9,641 | $50,539 |
| 2021 | $4,853 | $57,865 | $9,270 | $48,595 |
| 2020 | $4,742 | $56,180 | $9,000 | $47,180 |
| 2019 | $4,601 | $53,933 | $9,000 | $44,933 |
| 2018 | $4,216 | $49,609 | $10,909 | $38,700 |
| 2017 | $4,072 | $45,722 | $10,054 | $35,668 |
| 2016 | $3,884 | $43,339 | $9,530 | $33,809 |
| 2015 | $4,460 | $40,886 | $8,991 | $31,895 |
| 2014 | -- | $39,695 | $8,729 | $30,966 |
| 2013 | -- | $40,096 | $8,817 | $31,279 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Yackley
-
Matt Trusk
Buyer's Agent in 2023
Matt Trusk
RE/MAX
(630) 738-0081
1 in this area
146 Total Sales
-
Cindy Heckelsberg
Seller's Agent in 2015
Cindy Heckelsberg
Coldwell Banker Real Estate Group
(630) 253-2997
8 in this area
471 Total Sales
-
Lara Heckelsberg Gawrych
Seller Co-Listing Agent in 2015
Lara Heckelsberg Gawrych
Coldwell Banker Real Estate Group
(630) 253-2995
4 in this area
215 Total Sales
-
K
Buyer's Agent in 2015
Katy Delgado
Kettley & Co. Inc. - Yorkville
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09028686
APN: 03-19-276-056
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