$399,000

Estimated payment $2,328/month

Total Views 414
2 Beds
1 Bath
1,040 Sq Ft
$384 Price per Sq Ft

Highlights

  • The property is located in a historic district
  • Wood Flooring
  • No HOA
  • Property is near public transit
  • Granite Countertops
  • Covered Patio or Porch

About This Home

Located in one of Chattanooga's most sought-after neighborhoods, this thoughtfully designed cottage combines historic charm with modern sophistication. The bold exterior with its rich, dark shingles and classic brick chimney creates a striking first impression, setting the tone for the stylish spaces within.

Inside, the layout is exceptionally functional, offering a seamless flow from the living room to the dining area and kitchen. Natural light pours through large windows, highlighting the fresh interior palate, warm hardwood floors, and architectural details like arched doorways and exposed brick. Every square foot feels intentional, maximizing comfort without sacrificing style.

The living room, anchored by a fireplace and framed with generous windows, offers a bright and welcoming space for both relaxing and entertaining. The adjacent dining area provides the perfect backdrop for both casual meals and intimate gatherings, while the kitchen blends practicality with timeless design.

Beyond its charming interior, this home offers an outdoor living experience designed for both relaxation and entertaining, complete with a fire pit for cozy evenings under the stars, a covered dining or relaxing space perfect for year-round gatherings, and thoughtfully designed landscaping and terracing that balances beauty with function. Whether hosting friends or enjoying a quiet evening at home, this outdoor space extends the home's livability and charm into every season.

Set in the vibrant community of St. Elmoa€”known for its walkable streets, historic character, and proximity to local cafA©s, shops, and hiking trailsa€”this home delivers not just a residence, but a lifestyle. Compact, efficient, and undeniably chic, this property is a rare opportunity to own a home in one of Chattanooga's most beloved neighborhoods.

The current owners have done a significant amount of updates to the home, both functional and fashionable.
Make sure to ask for the full list of updates.

Listing Agent

Jennifer Gregory

Keller Williams Realty License #288990 Listed on: 09/01/2025

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,039

Year Built

  • Built in 1935 | Remodeled

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 58x99x60x100
  • Aluminum or Metal Fence

Home Design

  • Stone Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1,040 Sq Ft Home
  • 1-Story Property
  • Awning
  • Living Room with Fireplace
  • Formal Dining Room
  • Basement
  • Laundry in Basement
  • Unfinished Attic
  • Washer and Dryer

Kitchen

  • Free-Standing Electric Oven
  • Range Hood
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Parking

  • Parking Accessed On Kitchen Level
  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Covered Patio or Porch
  • Covered Courtyard
  • Fire Pit
  • Rain Gutters

Location

  • Property is near public transit
  • The property is located in a historic district

Schools

  • Donaldson Elementary School
  • Lookout Valley Middle School
  • Lookout Valley High School

Utilities

  • Central Air
  • Heating Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 167j N 001

Community Details

Overview

  • No Home Owners Association
  • Wards Addn Subdivision

Amenities

  • Restaurant

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,039

Year Built

Built in 1935 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 58x99x60x100
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Inclusions: Refrigerator. If buyer is interested in any of the furniture, seller is willing to negotiate.
  • Subdivision Name: Wards Addn
  • Directions: From Broad Street to St Elmo Ave, turn right on 53rd for parking
  • Above Grade Finished Sq Ft: 1040.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1040.0
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1935
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 167j N 001
  • Location Tax and Legal Elementary School: Donaldson Elementary
  • Location Tax and Legal Middle Or Junior School2: Lookout Valley Middle
  • Location Tax and Legal High School: Lookout Valley High
  • Location Tax and Legal:Tax Annual Amount: 2039.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1040.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6098.4
  • General Property Information Lot Size Dimensions: 58x99x60x100
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Levels:One: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 1
  • Appliances WasherDryer5: Yes
  • Parking Features Kitchen Level2: Yes
  • Foundation Details Stone2: Yes
  • Utilities:Cable Connected: Yes
  • Attic Features Unfinished2: Yes
  • Laundry Features In Basement: Yes
  • Disclosures Historic District2: Yes
  • Fencing Aluminum4: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Washer/Dryer, Refrigerator, Range Hood, Free-Standing Electric Oven, Dishwasher
  • Has Basement: Other
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Living Room, See Remarks
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Granite Counters, Separate Dining Room, Tub/shower Combo
  • Appliances Dishwasher: Yes
  • Community Features:Playground: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Range Hood: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Granite Counters: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Community Features:Restaurant: Yes
  • Community Features:Park: Yes
  • Basement:Other5: Yes

Exterior Features

  • Lot Features: Near Public Transit, See Remarks
  • View: No
  • Waterfront: No
  • Disclosures: Historic District
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: Awning(s), Covered Courtyard, Fire Pit, Rain Gutters
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Rear Porch
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, Shingle
  • Patio And Porch Features:Covered: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Near Public Transit: Yes
  • Exterior Features:Awning(s): Yes
  • Exterior Features:Covered Courtyard: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Gravel, Kitchen Level, Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes
  • Parking Features:Gravel: Yes

Utilities

  • Laundry Features: In Basement
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Park, Playground, Restaurant
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Donaldson Elementary
  • High School: Lookout Valley High
  • Middle Or Junior School: Lookout Valley Middle

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Additional Parcels: No
  • Parcel #: 167j N 001

Tax Info

  • Tax Annual Amount: 2039.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,017 $45,450 $0 $0
2023 $1,017 $45,450 $0 $0
2022 $1,017 $45,450 $0 $0
2021 $1,017 $45,450 $0 $0
2020 $915 $33,075 $0 $0
2019 $915 $33,075 $0 $0
2018 $793 $29,275 $0 $0
2017 $611 $22,100 $0 $0
2016 $1,039 $0 $0 $0
2015 $1,039 $18,200 $0 $0
2014 $1,039 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/01/2025 09/01/25 For Sale $399,000 +18.7% $384 / Sq Ft
05/18/2022 05/18/22 Sold $336,100 +12.4% $323 / Sq Ft
04/20/2022 04/20/22 Pending -- -- --
04/18/2022 04/18/22 For Sale $299,000 +70.9% $288 / Sq Ft
12/06/2017 12/06/17 Sold $175,000 0.0% $168 / Sq Ft
11/05/2017 11/05/17 Pending -- -- --
11/03/2017 11/03/17 For Sale $175,000 +307.9% $168 / Sq Ft
10/28/2016 10/28/16 Sold $42,900 0.0% $43 / Sq Ft
08/22/2016 08/22/16 Pending -- -- --
08/17/2016 08/17/16 For Sale $42,900 -68.2% $43 / Sq Ft
07/25/2016 07/25/16 Sold $135,000 0.0% $130 / Sq Ft
07/05/2016 07/05/16 Pending -- -- --
06/29/2016 06/29/16 For Sale $135,000 +200.0% $130 / Sq Ft
05/21/2012 05/21/12 Sold $45,000 -9.8% $39 / Sq Ft
05/07/2012 05/07/12 Pending -- -- --
04/18/2012 04/18/12 For Sale $49,900 -- $43 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $336,100 None Listed On Document
Warranty Deed $175,000 None Available
Warranty Deed $42,900 Realty Center Title & Escrow
Warranty Deed $135,000 Realty Center Title & Escrow
Interfamily Deed Transfer $45,000 Cumberland Title & Guaranty
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,000 New Conventional
Previous Owner $166,250 New Conventional
Previous Owner $130,000 New Conventional
Previous Owner $82,163 FHA
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1519717

Greater Chattanooga REALTORS®

APN: 167J-N-001