$649,900

5304 N Bear Flat Rd Payson, AZ 85541

Estimated payment $3,639/month

Total Views 40,504
3 Beds
2.5 Baths
2,764 Sq Ft
$235 Price per Sq Ft

Highlights

  • Waterfront
  • Vaulted Ceiling
  • Furnished
  • Mountain View
  • 2 Fireplaces
  • Double Pane Windows

About This Home

Creekfront log cabin retreat in Bear Flat! This rare creekside property sits among towering Ponderosa pines with direct access to Tonto Creek and US Forest land. Enjoy peace, privacy, and nature from two decks overlooking the year-round water. Inside, the cabin blends rustic charm with modern comfort—featuring a spacious kitchen with breakfast bar, cozy wood-burning stoves on both levels, a game room, loft, two guest bedrooms, and laundry room. A private well adds convenience, and the gated community offers swimming holes, fishing, and hiking right outside your door. The perfect year-round or weekend escape.

Listing Agent

Don 'Junior' Queen

Real Broker License #SA716438000 Listed on: 11/05/2025

Real Broker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,925

Year Built

  • Built in 1993

Lot Details

  • 0.31 Acre Lot
  • Waterfront

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,764 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • 2 Fireplaces
  • Double Pane Windows
  • Solar Screens
  • Mountain Views
  • Laundry Room

Kitchen

  • Electric Cooktop
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • 2.5 Bathrooms

Schools

  • Payson Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Floor Furnace
  • Wall Furnace

Community Details

  • Association fees include street maintenance
  • Bear Flat HOA Volunt Association, Phone Number (480) 980-8331
  • Bear Flat Subdivision

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 303-06-064

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,925

Year Built

Built in 1993

Lot Details

0

HOA Fees

$17 per month

Parking

1

Listing Details

  • Cross Street: AZ HWY 260 Bear Flat Road
  • Legal Info Range: 12E
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 16.67
  • Basement: N
  • Parking Spaces Total Covered Spaces: 1.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 1993
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.31
  • Subdivision Name: BEAR FLAT SUBDIVISION
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 235.13
  • Association Fees:HOA Fee2: 200.0
  • Kitchen Features:Electric Cooktop: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Laminate
  • Basement YN: No
  • Spa Features: None
  • Appliances: Electric Cooktop
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Other
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Furnished(See Rmrks), Vaulted Ceiling(s), Kitchen Island, Pantry, Full Bth Master Bdrm, Laminate Counters
  • Living Area: 2764.0
  • Stories: 2
  • Window Features: Solar Screens, Dual Pane
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Laminate Counters: Yes
  • Other Rooms:Family Room: Yes
  • Other Rooms:BonusGame Room: Yes
  • Other Rooms:Loft: Yes
  • KitchenFeatures:Refrigerator: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Waterfront Lot, Gravel/Stone Front
  • Pool Private: No
  • View: Mountain(s)
  • Waterfront: Yes
  • Disclosures: Seller Discl Avail
  • Construction Type: Wood Frame, Painted
  • Roof: Composition
  • Construction:Frame - Wood: Yes

Garage/Parking

  • Total Covered Spaces: 1.0
  • Garage Spaces: 1.0

Utilities

  • Cooling: Window/Wall Unit
  • Heating: Floor Furnace, Wall Furnace
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Private Well
  • Heating:WallFloor Heat: Yes

Condo/Co-op/Association

  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association Name: BEAR FLAT HOA VOLUNT
  • Phone: 480-980-8331
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Paid Frequency: Annually
  • Association Fees:HOA Name4: BEAR FLAT HOA VOLUNT
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fee Incl:Street Maint: Yes

Fee Information

  • Association Fee Includes: Street Maint

Schools

  • Elementary School: Payson Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 13346.0
  • Parcel #: 303-06-064

Building Info

  • Builder Name: Unknown

Tax Info

  • Tax Annual Amount: 2925.0
  • Tax Book Number: 303.00
  • Tax Lot: 35
  • Tax Map Number: 6.00

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,969 -- -- --
2024 $2,688 $49,324 $8,762 $40,562
2023 $2,688 $21,820 $4,523 $17,297
2022 $2,709 $21,937 $4,523 $17,414
2021 $2,768 $21,937 $4,523 $17,414
2020 $3,130 $0 $0 $0
2019 $3,002 $0 $0 $0
2018 $2,880 $0 $0 $0
2017 $2,756 $0 $0 $0
2016 $2,695 $0 $0 $0
2015 $2,700 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 For Sale $649,900 +9.2% $235 / Sq Ft
11/13/2020 11/13/20 Sold $595,000 0.0% $245 / Sq Ft View Prior Sale
09/02/2020 09/02/20 Pending -- -- --
07/30/2020 07/30/20 For Sale $595,000 -- $245 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Pioneer Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $505,750 New Conventional
Source: Public Records

About the Listing Agent

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Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6944136

Arizona Regional Multiple Listing Service (ARMLS)

APN: 303-06-064