$109,000
SOLD MAR 28, 2014

531 Springbrook Trail N Oswego, IL 60543

North Oswego Neighborhood
2 Beds
2 Baths
1,223 Sq Ft
$145/mo HOA Fee

Recently Sold

$89 Per Sq Ft

13% Below List Price

70 Days on Market

Highlights

  • Attached Garage
  • Patio
  • Forced Air Heating and Cooling System
  • Oswego East High School Rated A-

About This Home

As of February 2025

MOVE IN CONDITION! OPEN FLOOR PLAN WITH LIVING ROOM , KITCHEN AND DINING ROOM, 2ND FLOOR LAUNDRY, 2 CAR ATTACHED GARAGE. !Sold as is, no survey, taxes prorated at 100% 1RST 15 DAYS OF LISTING EXCLUSIVE FOR OWNER OCCUPANTS UNDER 1ST LOOK INITIATIVE PROG,AFTER 12/21/13 INVESTORS WELCOME

Last Agent to Sell the Property

Marisa Barragan

Compass REO Incorporated Listed on: 12/06/2013

Compass REO Incorporated

Last Buyer's Agent

Justin Gaffney

Keg Realty Law Limited License #471007937

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,524

Year Built

  • 2004

HOA Fees

  • $145 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Home Security

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Washer and Dryer Hookup
  • Patio

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $3,000 Seller Concession

Community Details

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Screens

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,524

Year Built

2004

Lot Details

0

HOA Fees

$145 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 6-10 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 1.1
  • Estimated Year Built: 2004
  • Tax Exemptions: Homeowner
  • Type Attached: Cluster
  • Special Features: 20
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 2004

Interior Features

  • Interior Property Features: Laundry Hook-Up in Unit
  • Number Of Rooms: 5
  • Living Room: Dimensions: 19X12, On Level: Main Level
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 7X6, On Level: 2nd Level
  • Dining Room: Dimensions: 10X9, On Level: Main Level
  • Kitchen Type: Dimensions: 10X10, On Level: Main Level
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X14, On Level: 2nd Level
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level
  • Estimated Sq Ft: 1223

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Management: Manager Off-site
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 145
  • Management Contact Name: Manager
  • Management Phone: 815-744-6822

Fee Information

  • Management Company: AMG Management Co.

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Common Grounds
  • Parcel Identification Number: 0303450015

Multi Family

  • Total Number Unitsin Building: 6
  • Number Stories: 2

Tax Info

  • Taxes: 3882.54

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 30, 2024
Closed on
Feb 26, 2025
Sold by
Smith Edward
Bought by
Nastev Micheal B and Perez Esmeralda
Seller's Agent
Tim Sotis
RE/MAX All Pro
Buyer's Agent
stella brown
Real People Realty
List Price
$259,900
Sold Price
$245,000
Premium/Discount to List
-$14,900
-5.73%
Views
107
Current Estimated Value
$248,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,800
Avg. Annual Appreciation
2.95%
Original Mortgage
$10,000
Outstanding Balance
$4,016
Interest Rate
1.6%
Mortgage Type
New Conventional
Estimated Equity
$244,784

Purchase Details

Closed on
May 30, 2017
Sold by
Smith Jeremy S
Bought by
Smith Edward and Smith Rose Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
3.94%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Listed on
Dec 6, 2013
Closed on
Mar 25, 2014
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Smith Jeremy S
Seller's Agent
Marisa Barragan
Compass REO Incorporated
Buyer's Agent
Justin Gaffney
Keg Realty Law Limited
List Price
$124,900
Sold Price
$109,000
Premium/Discount to List
-$15,900
-12.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$103,550
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2013
Sold by
Bruechert Aaron
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
May 7, 2007
Sold by
Johnson Keri L
Bought by
Bruechert Aaron

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,500
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2004
Sold by
Centex Homes
Bought by
Johnson Keri L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,600
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Executors Deed $245,000 Saturn Title
Warranty Deed $150,000 Attorney
Special Warranty Deed $109,000 First American Title
Sheriffs Deed -- None Available
Warranty Deed $170,500 Fox Title Company
Warranty Deed $147,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 New Conventional
Open $240,562 FHA
Previous Owner $207,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $103,550 New Conventional
Previous Owner $170,500 Purchase Money Mortgage
Previous Owner $117,600 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2025 02/28/25 Sold $245,000 -5.7% $200 / Sq Ft
01/12/2025 01/12/25 Pending -- -- --
12/30/2024 12/30/24 For Sale $259,900 +138.4% $213 / Sq Ft
03/28/2014 03/28/14 Sold $109,000 +3.9% $89 / Sq Ft
02/14/2014 02/14/14 Pending -- -- --
02/04/2014 02/04/14 Price Changed $104,900 -8.7% $86 / Sq Ft
02/04/2014 02/04/14 Price Changed $114,900 -4.2% $94 / Sq Ft
01/07/2014 01/07/14 Price Changed $119,900 -4.0% $98 / Sq Ft
12/06/2013 12/06/13 For Sale $124,900 -- $102 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,524 $70,601 $12,992 $57,609
2023 $2,832 $61,392 $11,297 $50,095
2022 $2,832 $57,376 $10,558 $46,818
2021 $2,935 $53,622 $9,867 $43,755
2020 $2,964 $52,061 $9,580 $42,481
2019 $3,011 $52,061 $9,580 $42,481
2018 $3,356 $44,367 $8,164 $36,203
2017 $3,577 $40,891 $7,524 $33,367
2016 $3,242 $37,174 $6,840 $30,334
2015 $2,966 $33,191 $6,107 $27,084
2014 -- $31,312 $5,761 $25,551
2013 -- $34,035 $6,262 $27,773
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08500185

Midwest Real Estate Data (MRED)

APN: 03-03-450-015