$1,132,000
SOLD MAY 26, 2023

532 Fern Trail Signal Mountain, TN 37377

4 Beds
4.5 Baths
5,635 Sq Ft
2.76 Acres

Recently Sold

$201 Per Sq Ft

6% Below List Price

21 Days on Market

Highlights

  • 2.76 Acre Lot
  • Open Floorplan
  • Deck
  • Thrasher Elementary School Rated A-
  • Creek or Stream View
  • Family Room with Fireplace

About This Home

As of March 2025

Privately tucked away at the end of a cul-de sac on 2.76 +/- lush acres, this beautifully updated 4 bedroom, 4.5 bath Signal Mountain home boasts a wonderfully natural setting with multiple outdoor living spaces to enjoy the wooded privacy, dramatic boulders and soothing sounds of the creek that meanders along the property. The home was strategically built to blend with the surroundings and has cedar siding with mountain stone accents. The interior is just as impressive as the exterior and features hardwoods and tile, an open floor plan, the master on the main, lovely natural lighting due to the ample Anderson casement windows and French doors, a finished daylight basement with a double garage, and a detached triple carport. Your tour of the home begins with the dedicated foyer with a vaulted ceiling and the powder room to the right, the office to the left, and the great room directly ahead. The office has handsome wood paneling, a built-in desk and shelving, a see-through fish tank, and a dry bar with a pass-through window to the great room. The great room is open to the dining room and has a mountain stone wood burning fireplace and French doors to the rear deck. The dining room also has French doors to the deck and opens to the eat-in kitchen. The kitchen is spacious and has granite countertops, glass tile backsplash, under-cabinet lighting, stainless appliances, a walk-in pantry and access to both the screened in porch and the laundry/mud room. The laundry room has great storage and a secondary entry from the driveway. The screened in porch has a delightful tree house feel and provides a great spot to dine or relax. The master bedroom is on the other end of the house and also has French doors to the deck, a walk-in closet with organizer system, and the master bath with dual vanity, large soaking tub, separate shower with tile and glass surround. The upper level has a large bonus room with a cozy window seat, walk-out attic storage and 2 closets, and there are two additional bedrooms that share the use of the hall bath, as well as the 4th bedroom that has a private bath. Head downstairs where you will find an open family/rec room with a mountain stone wood burning fireplace, French doors to the rear covered deck, an exercise room with rubber flooring and mirrored walls, a full bath, a bonus room with another exterior door, and the double garage which also has a great workshop space. Beautiful stone steps lead down to the lower deck which the sellers have used as a work-out platform (does not remain) and the patio with fire pit where you can listen to the soothing sounds of the creek in motion. These steps continue down to an additional parking spot and the driveway entry from the cul-de-sac. Pet lovers will appreciate that there is also a nice, fenced area that wraps around the side and leads up to the boulders in front to keep your pets safely enclosed. Simply a fantastic opportunity for the discerning buyer seeking a private setting on the front of Signal Mountain and just minutes to schools, the shopping and restaurants of the North Shore and downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Last Agent to Sell the Property

Jay Robinson

Keller Williams Realty License #255994 Listed on: 05/01/2023

Keller Williams Realty

Last Buyer's Agent

Cassie Hollis

Berkshire Hathaway HomeServices Realty Center License #330842

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,896

Year Built

  • Built in 1987

Lot Details

  • 2.76 Acre Lot
  • Lot Dimensions are 84.0x320.84
  • Cul-De-Sac
  • Fenced
  • Gentle Sloping Lot
  • Front and Back Yard Sprinklers
  • Wooded Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage
  • Attached Carport
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick or Stone Mason
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stone

Interior Spaces

  • 5,635 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Wood Frame Window
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Living Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Den with Fireplace
  • Bonus Room
  • Screened Porch
  • Home Gym
  • Creek or Stream Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Double Convection Oven
  • Free-Standing Gas Range
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Attic

  • Storage In Attic
  • Walk-In Attic

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Schools

  • Thrasher Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Palisades Glen Subdivision

Listing and Financial Details

  • Assessor Parcel Number 108g D 028

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,896

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 2.76
  • Lot Size: 84.0X320.84
  • Subdivision Name: Palisades Glen
  • Directions: Up Hwy 127 to right onto Shoal Creek at welcome to Signal Mountain sign. Straight at first stop sign onto Green Gorge, Right onto Fern Tr. Go to the end of the cul-de-sac and enter the shared drive and stay to the right. You can park under the carport (on the left) or in the driveway (circular or by garage). From Taft - right/left onto Laurel, veer left onto Druid, left on Fern.
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 5635.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1987
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 108g D 028
  • Location Tax and Legal Elementary School: Thrasher Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 5895.93
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 2.76
  • General Property Information Lot Size Square Feet2: 119728.0
  • General Property Information Lot Size Dimensions: 84.0X320.84
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • General Property Information Attached Carport YN2: Yes
  • Fencing Fenced: Yes
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Levels:One and One Half: Yes
  • Interior Features Breakfast Room: Yes
  • View CreekStream2: Yes
  • Special Features: None

Interior Features

  • Appliances: Tankless Water Heater, Refrigerator, Microwave, Gas Water Heater, Free-Standing Gas Range, Down Draft, Double Oven, Disposal, Dishwasher, Convection Oven
  • Has Basement: Finished, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Living Room, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Room, Cathedral Ceiling(s), Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Vinyl Frames, Wood Frames
  • ResoLivingAreaSource: Appraiser
  • Basement:Unfinished: Yes
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Tankless Water Heater: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, Gentle Sloping, Split Possible, Sprinklers In Front, Sprinklers In Rear, Wooded
  • View: Creek/Stream
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Other
  • Exterior Features: Lighting
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Screened
  • Roof: Asphalt, Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Wood Frames: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener, Garage Faces Side, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Thrasher Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 119728.0
  • Additional Parcels: No
  • Parcel #: 108g D 028
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5895.93

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2025
Closed on
Mar 7, 2025
Sold by
Adkisson Samuel Dawson and Bailey Vaughn
Bought by
Germann Eric and Germann Lauren
Seller's Agent
Linda Brock
Real Estate Partners Chattanooga LLC
Buyer's Agent
Linda Brock
Real Estate Partners Chattanooga LLC
List Price
$1,350,000
Sold Price
$1,350,000
Views
2
Current Estimated Value
$1,324,040

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,960
Avg. Annual Appreciation
-5.55%
Original Mortgage
$877,500
Outstanding Balance
$876,707
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$447,333

Purchase Details

Listed on
May 1, 2023
Closed on
May 26, 2023
Sold by
Blake John E and Blake Melanie B
Bought by
Adkisson Samuel Dawson and Adkisson Bailey Vaughn
Seller's Agent
Jay Robinson
Keller Williams Realty
Buyer's Agent
Cassie Hollis
Berkshire Hathaway HomeServices Realty Center
List Price
$1,200,000
Sold Price
$1,132,000
Premium/Discount to List
-$68,000
-5.67%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.22%

Purchase Details

Closed on
May 29, 2009
Sold by
Parry John and Parry John F
Bought by
Blake John E and Blake Melanie B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,000
Interest Rate
4.81%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 28, 2005
Sold by
Parry Miranda
Bought by
Parry Miranda Dunne and Revocable Tr Agreement Miranda Dunne Par

Purchase Details

Closed on
Sep 1, 2000
Sold by
Parry John and Parry Miranda
Bought by
Clark Stephen R and Clark Eileen M

Purchase Details

Closed on
Mar 3, 2000
Sold by
Beville Janelle M
Bought by
Parry John and Parry Miranda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
8.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,350,000 Cumberland Title & Guaranty
Warranty Deed $1,132,000 Realty Center Title
Warranty Deed $515,000 Cumberland Title & Guaranty
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Quit Claim Deed -- --
Warranty Deed $355,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $877,500 New Conventional
Previous Owner $145,000 Credit Line Revolving
Previous Owner $417,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $440,000 New Conventional
Previous Owner $412,000 Purchase Money Mortgage
Previous Owner $94,000 Construction
Previous Owner $275,000 Unknown
Previous Owner $284,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2025 03/18/25 Sold $1,350,000 0.0% $246 / Sq Ft
03/18/2025 03/18/25 For Sale $1,350,000 +19.3% $246 / Sq Ft
05/26/2023 05/26/23 Sold $1,132,000 0.0% $201 / Sq Ft
05/26/2023 05/26/23 Sold $1,132,000 -5.7% $201 / Sq Ft
05/03/2023 05/03/23 Off Market $1,200,000 -- --
05/02/2023 05/02/23 Pending -- -- --
05/01/2023 05/01/23 For Sale $1,200,000 0.0% $213 / Sq Ft
04/23/2023 04/23/23 Off Market $1,200,000 -- --
04/11/2023 04/11/23 For Sale $1,200,000 0.0% $213 / Sq Ft
04/11/2023 04/11/23 For Sale $1,200,000 -- $213 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,259 $190,375 $0 $0
2023 $4,259 $190,375 $0 $0
2022 $3,349 $149,700 $0 $0
2021 $3,349 $149,700 $0 $0
2020 $4,028 $145,650 $0 $0
2019 $4,028 $145,650 $0 $0
2018 $4,028 $145,650 $0 $0
2017 $4,028 $145,650 $0 $0
2016 $3,543 $0 $0 $0
2015 $3,543 $128,125 $0 $0
2014 $3,543 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1371748

Greater Chattanooga REALTORS®

APN: 108G-D-028