Rare opportunity to assume loan at 4.99%! Heritage Placer Vineyards, a gated 55+ active adult community for seniors offers this gorgeous home, built in 2024 & better than new! It has a ton of upgrades that are no longer offered and a beautifully appointed backyard. 3 beds, 3 full baths, & modern smart home technology & energy efficiency. Spacious hallways & wide doorways offer an open flow throughout the home. The gourmet kitchen is a chef's dream, featuring elegant granite countertops, an upgraded large island with room for seating, stainless steel appliances, double ovens, soft-close cabinetry, and a walk-in pantry. The primary suite provides a serene retreat with a walk-in shower, dual vanities, and a spacious walk-in closet. A secondary suite offers flexibility to be used for guests, family, or as caregiver quarters. Outdoors, the fully landscaped backyard with a covered patio invites year-round enjoyment, including a lush grassy area and a generous storage shed. The community boasts a clubhouse, pool, fitness center, sports courts, bocce ball and a communal garden. Some of the many additional upgrades include shutters throughout, custom drapes, leaf filters on gutters, extra cement pad with walkway, ceiling fans, storage racks and more