$340,000

535 10th St Clearwater, MN 55320

Estimated payment $2,112/month

Total Views 245
4 Beds
2 Baths
2,150 Sq Ft
$158 Price per Sq Ft

Highlights

  • Very Popular Property
  • No HOA
  • Living Room
  • Vaulted Ceiling
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

This 4-bedroom, 2-bath home sits on a peaceful .36-acre lot at the end of a quiet dead-end street, with no neighbors on one side and beautiful fields on the other. You’ll love the privacy and space while still being close to the freeway, local amenities, and several great school district options.

Inside, the upper level has a bright, open layout with vaulted ceilings and a cozy flow between the kitchen, dining, and living areas. Step right out to the 12x16 deck — perfect for relaxing or grilling on warm evenings.

Downstairs, the walkout lower level features a spacious family room with a stone fireplace, plus a 12x12 patio just outside for even more room to unwind or entertain.

The extra-deep 3-car garage and newer 16x12 shed give you plenty of storage space, and the roof was replaced in 2020, so you can move in with confidence.

A great home, a quiet setting, and a convenient location — this Clearwater charmer has it all!

Listing Agent

Evan Warnert

Agency North Real Estate, Inc Listed on: 10/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,694

Year Built

  • Built in 2004

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 110x145

Parking

  • 3 Car Attached Garage

Home Design

  • Bi-Level Home

Interior Spaces

  • Vaulted Ceiling
  • Stone Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Washer

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Cedar South 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 104032008040

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,694

Year Built

Built in 2004

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 1170
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Satellite
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Sump Pump, Walkout
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Family Room, Gas, Stone
  • Living Area: 2150
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 980
  • Basement YN: Yes
  • Dining Room Type: Family Room, Kitchen, Bedroom 1, Bedroom 2, Dining Room, Living Room, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age 8 Years or Less
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck,Patio

Garage/Parking

  • Parking Features: Attached Garage, Concrete

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 110x145
  • Lot Size Sq Ft: 15942.96
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 104032008040
  • Tax Annual Amount: 3694
  • TaxWithAssessments: 3694.0000

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,694 $323,200 $61,500 $261,700
2024 $3,650 $319,600 $66,500 $253,100
2023 $3,608 $321,800 $66,500 $255,300
2022 $3,336 $281,600 $43,500 $238,100
2021 $3,174 $238,700 $32,000 $206,700
2020 $3,108 $228,300 $31,500 $196,800
2019 $2,934 $217,000 $0 $0
2018 $2,680 $188,200 $0 $0
2017 $2,556 $170,900 $0 $0
2016 $1,506 $0 $0 $0
2015 $246 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 For Sale $340,000 -- $158 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $300,500 --
Warranty Deed $195,000 Custom Title Services Llc
Quit Claim Deed -- Custom Title Services Llc
Warranty Deed $189,000 --
Warranty Deed $131,930 --
Warranty Deed $156,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $298,500 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 6802259

NorthstarMLS

APN: 104-032-008040