$350,000
SOLD NOV 21, 2025

535 10th St Clearwater, MN 55320

4 Beds
2 Baths
2,150 Sq Ft
0.37 Acres

Recently Sold

$163 Per Sq Ft

3% Above List Price

12 Days on Market

Highlights

  • Vaulted Ceiling
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System
  • No HOA
  • Living Room
  • Dining Room

About This Home

As of November 2025

This 4-bedroom, 2-bath home sits on a peaceful .36-acre lot at the end of a quiet dead-end street, with no neighbors on one side and beautiful fields on the other. You’ll love the privacy and space while still being close to the freeway, local amenities, and several great school district options. Inside, the upper level has a bright, open layout with vaulted ceilings and a cozy flow between the kitchen, dining, and living areas. Step right out to the 12x16 deck — perfect for relaxing or grilling on warm evenings. Downstairs, the walkout lower level features a spacious family room with a stone fireplace, plus a 12x12 patio just outside for even more room to unwind or entertain. The extra-deep 3-car garage and newer 16x12 shed give you plenty of storage space, and the roof was replaced in 2020, so you can move in with confidence. A great home, a quiet setting, and a convenient location — this Clearwater charmer has it all!

Last Agent to Sell the Property

Evan Warnert

Agency North Real Estate, Inc Listed on: 10/10/2025

Last Buyer's Agent

Jonathan Danielson

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,694

Year Built

  • Built in 2004

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 110x145
  • Many Trees

Parking

  • 3 Car Attached Garage

Home Design

  • Bi-Level Home
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Stone Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Washer

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Cedar South 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 104032008040

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,694

Year Built

Built in 2004

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 1170
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Satellite
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Sump Pump, Walkout
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Family Room, Gas, Stone
  • Living Area: 2150
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 980
  • Basement YN: Yes
  • Dining Room Type: Family Room, Kitchen, Bedroom 1, Bedroom 2, Dining Room, Living Room, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age 8 Years or Less
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck,Patio

Garage/Parking

  • Parking Features: Attached Garage, Concrete

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 110x145
  • Lot Size Sq Ft: 15942.96
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 104032008040
  • Tax Annual Amount: 3694
  • TaxWithAssessments: 3694.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2025
Closed on
Nov 21, 2025
Sold by
Mohr Ali and Hartman Ali
Bought by
Thompson Kelly Shane and Thompson Monica Gail
Seller's Agent
Evan Warnert
Agency North Real Estate, Inc
Buyer's Agent
Jonathan Danielson
Coldwell Banker Realty
List Price
$340,000
Sold Price
$350,000
Premium/Discount to List
$10,000
2.94%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.15%
Original Mortgage
$343,660
Outstanding Balance
$343,660
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
-$4,022

Purchase Details

Closed on
Jul 11, 2022
Sold by
Ness Holly and Ness Steven
Bought by
Mohr Ali and Hartman Maxwell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,500
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2016
Sold by
Johnson Tyler and Johnson Ashley
Bought by
Ness Steven A and Ness Holly S

Purchase Details

Closed on
Aug 31, 2007
Sold by
Kampschroer Cory P and Wittnebel Lindsay Ann
Bought by
Johnson Tyler Ray and Johnson Ashley

Purchase Details

Closed on
May 27, 2004
Sold by
Dean Croat Construction Inc
Bought by
Kampschroer Cory P and Kampschroer Lindsay A

Purchase Details

Closed on
Sep 22, 2003
Sold by
D Klein Construction Inc
Bought by
Dean Croat Construction Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Northland Title
Deed $300,500 --
Warranty Deed $195,000 Custom Title Services Llc
Quit Claim Deed -- Custom Title Services Llc
Warranty Deed $189,000 --
Warranty Deed $131,930 --
Warranty Deed $156,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $343,660 FHA
Previous Owner $298,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $350,000 +2.9% $163 / Sq Ft
10/27/2025 10/27/25 Pending -- -- --
10/15/2025 10/15/25 For Sale $340,000 -- $158 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,694 $323,200 $61,500 $261,700
2024 $3,650 $319,600 $66,500 $253,100
2023 $3,608 $321,800 $66,500 $255,300
2022 $3,336 $281,600 $43,500 $238,100
2021 $3,174 $238,700 $32,000 $206,700
2020 $3,108 $228,300 $31,500 $196,800
2019 $2,934 $217,000 $0 $0
2018 $2,680 $188,200 $0 $0
2017 $2,556 $170,900 $0 $0
2016 $1,506 $0 $0 $0
2015 $246 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6802259

NorthstarMLS

APN: 104-032-008040