Seller's Agent in 2025
Rafael Villagomez
Epic Real Estate Group
(847) 922-5501
4 in this area
124 Total Sales
538 Raymond St Elgin, IL 60120
Elgin National Watch Historic District Neighborhood
3
Beds
2
Baths
1,560
Sq Ft
1890
Built
Highlights
- Deck
- Wood Flooring
- Formal Dining Room
- South Elgin High School Rated A-
- Loft
- Living Room
About This Home
As of August 2025Step into a freshly painted home that offers comfort, space, and convenience. With 3 bedrooms with a upstairs loft that can easily be turned into a 4th bedroom. 2 full baths, and a generous layout, there's room to live and grow. The kitchen leads to a large deck overlooking the fenced, terraced lot, ideal for enjoying your outdoor space. A walk-out basement provides easy access to lower-level parking and a 2-car garage, with additional parking space available for up to 5 cars. Spacious interior and thoughtful layout make this home unique.
Last Agent to Sell the Property
Epic Real Estate Group License #471022231 Listed on: 07/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,445
Year Built
- Built in 1890
Parking
- 2 Car Garage
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,560 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Family Room
- Living Room
- Formal Dining Room
- Loft
- Basement Fills Entire Space Under The House
- Range
- Laundry Room
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Schools
- Garfield Elementary School
- Kenyon Woods Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Deck
- Lot Dimensions are 62 x 132
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 17, 2025
Closed on
Aug 21, 2025
Sold by
Govea Antonio
Bought by
Perez Lisseth Villacorta and Cisneros Kevin A
Seller's Agent
Rafael Villagomez
Epic Real Estate Group
Buyer's Agent
Lorena Mercado
GREAT HOMES REAL ESTATE, INC.
List Price
$290,000
Sold Price
$290,000
Views
90
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-18.20%
Original Mortgage
$43,500
Outstanding Balance
$43,500
Interest Rate
3.8%
Mortgage Type
New Conventional
Estimated Equity
$240,731
Purchase Details
Closed on
Sep 12, 1994
Sold by
Robledo Iliana
Bought by
Govea Antonio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,307
Interest Rate
8.65%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 29, 1994
Sold by
Fell Richard J
Bought by
Alvarez Apolonio H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,153
Interest Rate
8.66%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | Citywide Title | |
| Warranty Deed | $76,000 | Intercounty Title | |
| Warranty Deed | $50,000 | Intercounty Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $43,500 | New Conventional | |
| Open | $232,000 | New Conventional | |
| Previous Owner | $75,307 | FHA | |
| Previous Owner | $50,153 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/27/2025 08/27/25 | Sold | $290,000 | 0.0% | $186 / Sq Ft |
| 08/02/2025 08/02/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | For Sale | $290,000 | -- | $186 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,367 | $79,555 | $12,559 | $66,996 |
| 2023 | $5,445 | $71,872 | $11,346 | $60,526 |
| 2022 | $5,162 | $65,535 | $10,346 | $55,189 |
| 2021 | $4,931 | $61,271 | $9,673 | $51,598 |
| 2020 | $4,574 | $56,146 | $9,234 | $46,912 |
| 2019 | $4,435 | $53,483 | $8,796 | $44,687 |
| 2018 | $3,893 | $45,380 | $8,286 | $37,094 |
| 2017 | $3,795 | $42,900 | $7,833 | $35,067 |
| 2016 | $3,605 | $39,800 | $7,267 | $32,533 |
| 2015 | -- | $36,480 | $6,661 | $29,819 |
| 2014 | -- | $36,030 | $6,579 | $29,451 |
| 2013 | -- | $42,315 | $6,753 | $35,562 |
Source: Public Records
Agents Affiliated with this Home
-
Rafael Villagomez
-
Lorena Mercado
Buyer's Agent in 2025
Lorena Mercado
GREAT HOMES REAL ESTATE, INC.
(847) 989-7106
1 in this area
88 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12422324
APN: 06-24-178-024
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