$390,000
SOLD AUG 11, 2025

540 S Brevard Ave Unit 427 Cocoa Beach, FL 32931

Cocoa Beach Neighborhood
3 Beds
2 Baths
1,792 Sq Ft
$880/mo HOA Fee

Recently Sold

$218 Per Sq Ft

13% Below List Price

48 Days on Market

Highlights

  • Docks
  • Home fronts navigable water
  • Fitness Center
  • Theodore Roosevelt Elementary School Rated 9+
  • River Access
  • Intracoastal View

About This Home

As of August 2025

SELLER OFFERING A $20,000 CREDIT FOR UPDATES! Perfect for water adventure enthusiasts! This spacious 3-bedroom 2 bath condo offers the ultimate in waterfront living. Boaters, fishermen, kayakers and paddleboarders take notice of this location. Take advantage of the dedicated boat parking and a ramp next door. Enjoy the ease of launching your favorite type of watercraft or relax on the balcony with views of the 1000 Islands on the Banana River.

The Harbor Isles resort style community is located only a few blocks to the beach and offers an extensive riverfront boardwalk, boat and RV storage, 3 pools, tennis/pickleball courts and clubhouse.

This well-maintained condo has rolldown storm shutters, new AC and includes an enclosed private one car garage. (1) Cat or dog allowed - 35 lb max. SIRS and Structural Engineering studies have been completed. No pending assessments

Last Agent to Sell the Property

Lori Kass

Coconut Properties Fl Real Est License #3318120 Listed on: 06/11/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,528

Year Built

  • Built in 1989

Lot Details

  • Home fronts navigable water
  • Property fronts an intracoastal waterway
  • River Front
  • Home fronts a canal
  • Street terminates at a dead end
  • South Facing Home
  • Few Trees

HOA Fees

  • $880 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Garage Door Opener
  • Guest Parking
  • Additional Parking
  • Parking Lot
  • RV Access or Parking
  • Unassigned Parking

Property Views

  • Intracoastal
  • River

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Concrete Siding
  • Asphalt
  • Stucco

Interior Spaces

  • 1,792 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Screened Porch

Kitchen

  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

Pool

  • Heated Spa
  • In Ground Spa

Outdoor Features

  • River Access
  • Docks
  • Balcony
  • Deck

Schools

  • Roosevelt Elementary School
  • Cocoa Beach Middle School
  • Cocoa Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 25-37-15-00-00816.G-0000.00

Community Details

Overview

  • Association fees include cable TV, insurance, internet, ground maintenance, maintenance structure, pest control, sewer, trash, water
  • Harbor Isles I Condo Assoc Prestige Prop Mgmt Association, Phone Number (321) 501-0654
  • Harbor Isles Condo Ph IV Subdivision
  • Maintained Community

Amenities

  • Clubhouse
  • Elevator

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Community Pool
  • Community Spa

Pet Policy

  • Pet Size Limit
  • 1 Pet Allowed
  • Dogs and Cats Allowed
  • Breed Restrictions

Security

  • Hurricane or Storm Shutters
  • High Impact Windows
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,528

Year Built

Built in 1989

Lot Details

0

HOA Fees

$880 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Reso Property Sub Type: Condominium
  • ResoLaundryFeatures: In Unit
  • ResoLotFeatures: Dead End Street, Few Trees
  • Road Surface Type: Asphalt
  • Reso View: River, Water, Intracoastal
  • Water Body Name: Banana River
  • ResoSecurityFeatures: Smoke Detector(s)
  • Reso Association Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Off Site, Pickleball, Pool, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s)
  • Reso Association Fee Includes: Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
  • ResoSpecialListingConditions: Standard
  • Subdivision Name: Harbor Isles Condo Ph IV
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 2
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Location Tax and Legal Parcel Number2: 25-37-15-00-00816.G-0000.00
  • Location Tax and Legal Elementary School: Roosevelt
  • Location Tax and Legal Middle School2: Cocoa Beach
  • Location Tax and Legal High School: Cocoa Beach
  • Location Tax and Legal Tax Annual Amount: 2528.23
  • Location Tax and Legal Tax Year2: 2024
  • General Property Information Living Area2: 1792.0
  • General Property Information Lot Size Acres: 0.05
  • General Property Information Lot Size Square Feet2: 2178.0
  • General Property Information New Construction YN: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Direction Faces: South
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Flooring Tile: Yes
  • General Property Information Community Fee(s) YN: No
  • Appliances Dryer: Yes
  • Washers: Yes
  • Levels One: Yes
  • Pets Allowed Yes: Yes
  • Association Amenities Maintenance Grounds2: Yes
  • Lot Features Dead End Street: Yes
  • Road Surface Type Asphalt: Yes
  • Roof:Shingle: Yes
  • Security Features Smoke Detector(s): Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electricity Connected: Yes
  • Flooring Carpet: Yes
  • Water Source Public: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Pets Allowed Total Number Of Pets: 1
  • Pets Allowed Size Limit: Yes
  • Spa Features In Ground2: Yes
  • General Property Information Carport YN2: No
  • Pets Allowed Cats OK: Yes
  • Pets Allowed Number Limit: Yes
  • View Water3: Yes
  • General Property Information Stories Total: 4
  • General Property Information Association Phone: (321) 501-0654
  • Pets Allowed Breed Restrictions: Yes
  • Pets Allowed Dogs OK: Yes
  • View Intracoastal: Yes
  • Utilities Sewer Connected: Yes
  • Location Tax and Legal Zoning Description2: Condominium
  • General Property Information CDD Fee YN: No
  • Architectural Style Traditional: Yes
  • Association Amenities Cable TV2: Yes
  • Utilities Cable Connected: Yes
  • Utilities Water Connected: Yes
  • Spa Features Heated2: Yes
  • General Property Information Stories2: 1
  • Waterfront Features Intracoastal2: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Flooring: Carpet, Tile
  • Spa Features: Heated, In Ground
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Stories: 1
  • Stories: 4
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Ice Maker: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Exterior Features: Balcony, Dock, Tennis Court(s), Impact Windows, Storm Shutters
  • Roof: Shingle
  • Acres: 0.05
  • Pool Private: No
  • Waterfront Features: Canal Front, Navigable Water, River Access, River Front, Intracoastal
  • Waterfront: Yes
  • Construction Type: Concrete, Stucco
  • Direction Faces: South
  • Patio And Porch Features: Deck, Screened
  • Construction Materials:Concrete4: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Screened: Yes
  • Exterior Features:Storm Shutters: Yes
  • Exterior Features:Balcony: Yes
  • Exterior Features:Tennis Court(s)3: Yes
  • Lot Features:Few Trees: Yes
  • View:River: Yes
  • Waterfront Features:Canal Front: Yes
  • Waterfront Features:River Front: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Impact Windows: Yes
  • Waterfront Features:River Access: Yes
  • Waterfront Features:Navigable Water: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Garage, Garage Door Opener, Guest, Parking Lot, RV Access/Parking, Unassigned
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Additional Parking: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Guest: Yes
  • Parking Features:RV AccessParking: Yes
  • Parking Features:Parking Lot: Yes
  • Parking Features:Unassigned: Yes

Utilities

  • Cooling: Central Air, Electric
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 880.0
  • Association Fee Frequency: Monthly
  • Association Name: Harbor Isles I Condo Assoc - Prestige Prop Mgmt
  • Phone: 321-501-0654
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Name: Harbor Isles I Condo Assoc - Prestige Prop Mgmt
  • General Property Information:Association Fee: 880.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:SpaHot Tub: Yes
  • Association Fee Includes:Cable TV: Yes
  • Association Fee Includes:Insurance: Yes
  • Association Fee Includes:Internet: Yes
  • Association Fee Includes:Water: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Tennis Court(s)2: Yes
  • Association Amenities:Elevator(s): Yes
  • Association Fee Includes:Sewer: Yes
  • Association Fee Includes:Trash: Yes
  • Association Fee Includes:Pest Control: Yes
  • Association Amenities:Pickleball: Yes
  • Association Amenities:RVBoat Storage: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Maintenance Structure: Yes
  • Association Amenities:Pool3: Yes

Schools

  • Middle Or Junior School: Cocoa Beach

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 2178.0
  • ResoLotSizeUnits: Acres
  • Additional Parcels Description: 2518426
  • Parcel #: 25-37-15-00-00816.G-0000.00
  • Zoning Description: Condominium

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2528.23

MLS Schools

  • Elementary School: Roosevelt
  • High School: Cocoa Beach

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Aug 11, 2025
Sold by
Kenneth H Rattenbury H and Kenneth Janet E
Bought by
Kendall Brian and Kendall Shannon
Seller's Agent
Lori Kass
Coconut Properties Fl Real Est
List Price
$450,000
Sold Price
$390,000
Premium/Discount to List
-$60,000
-13.33%
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
140.61%

Purchase Details

Closed on
Feb 29, 2012
Sold by
Rattenbury Kenneth H and Rattenbury Janet E
Bought by
Rattenbury Kenneth H and Rattenbury Janet E

Purchase Details

Closed on
Feb 2, 2012
Sold by
Rattenbury Kenneth H and Rattenbury Janet E
Bought by
Rattenbury Kenneth H and Rattenbury Janet E

Purchase Details

Closed on
Jan 8, 1996
Sold by
Rattenbury Kenneth H and Rattenbury Janet E
Bought by
Fami K H Rattenbury and Fami Janet E Rattenbury
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $390,000 International Title & Escrow
Warranty Deed $390,000 International Title & Escrow
Warranty Deed -- Attorney
Warranty Deed -- Attorney
Warranty Deed -- --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Sold $390,000 -8.2% $218 / Sq Ft
07/24/2025 07/24/25 Price Changed $425,000 -5.6% $237 / Sq Ft
06/11/2025 06/11/25 For Sale $450,000 +15.4% $251 / Sq Ft
06/06/2025 06/06/25 Off Market $390,000 -- --
05/09/2025 05/09/25 Price Changed $450,000 -10.0% $251 / Sq Ft
04/14/2025 04/14/25 Price Changed $499,900 -2.9% $279 / Sq Ft
04/05/2025 04/05/25 For Sale $515,000 -- $287 / Sq Ft
Source: Space Coast MLS (Space Coast Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,466 $198,750 -- --
2023 $2,466 $192,970 $0 $0
2022 $2,343 $187,350 $0 $0
2021 $2,332 $181,900 $0 $0
2020 $2,310 $179,390 $0 $0
2019 $2,290 $175,360 $0 $0
2018 $2,276 $172,100 $0 $0
2017 $2,286 $168,570 $0 $0
2016 $2,275 $165,110 $0 $0
2015 $2,274 $163,970 $0 $0
2014 $2,279 $162,670 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Space Coast MLS (Space Coast Association of REALTORS®)

MLS Number: 1042284

Space Coast MLS (Space Coast Association of REALTORS®)

APN: 25-37-15-00-00816.G-0000.00